Choosing the right mortgage broker in McKinney, TX, can mean the difference between a smooth closing and a stressful scramble, especially in a competitive market where local expertise matters. Whether you’re a first-time homebuyer in Stonebridge Ranch or a family upgrading near Historic Downtown, you want a broker who understands McKinney’s neighborhoods, responds quickly, and offers transparent rates. We’ve scoured local reviews to bring you the top-rated mortgage brokers serving McKinney this September, based on real customer feedback.
- Tom Sherman - Benchmark Mortgage — 1402 S Custer Rd #901, McKinney, TX 75070, USA. With a perfect 5.0-star rating from 82 reviews, Tom Sherman is a standout for borrowers who value clear communication and a streamlined process. Located right off Custer Road, he’s a go-to for McKinney residents seeking a trusted, highly experienced lender who consistently delivers on time.
- AWay Home Loans, LLC NMLS# 1944472 — 7300 State Hwy 121 suite 300, McKinney, TX 75070, USA. Earning a flawless 5.0 stars from 65 reviews, AWay Home Loans is praised for its personalized service and quick turnaround times. Their team near the 121 corridor makes them especially convenient for families buying in the Craig Ranch or Trinity Falls areas.
- Hawkins Mortgage Group — 6401 S Custer Rd, McKinney, TX 75070, USA. Hawkins Mortgage Group boasts a perfect 5.0-star rating from 38 reviews, with clients often noting their patience and deep knowledge of local market trends. If you want a broker who treats you like a neighbor rather than a number, this south McKinney team is an excellent choice.
- James Hoglen NMLS #211689 - ITrustLendingTeam — 7300 State Hwy 121 Ste 314, McKinney, TX 75070, USA. With a spotless 5.0-star average over 33 reviews, James Hoglen is known for his honest advice and willingness to educate first-time buyers. His office on Highway 121 makes him an easy pick for anyone along the McKinney-Frisco border looking for a straightforward mortgage experience.
- Tammy Costas, Mortgage Lender NMLS #316464 — Serving all of Texas and Oklahoma, 321 N Central Expy #204, McKinney, TX 75070, USA. Tammy Costas holds a 5.0-star rating from 19 reviews and is a favorite among clients who need a lender with a wide service area. Based near the Central Expressway, she’s ideal for McKinney buyers who also have property interests across state lines.
- Mike Remington - Benchmark Mortgage — 1402 S Custer Rd #901, McKinney, TX 75072, USA. Mike Remington carries a perfect 5.0-star rating from 13 reviews, and while his review count is smaller, his clients consistently highlight his responsiveness and attention to detail. If you’re looking for a boutique feel backed by the Benchmark Mortgage resources, Mike is a solid bet.
- Fairway Independent Mortgage Corporation | The Eric White Team — 2111 Eldorado Pkwy #102, McKinney, TX 75070, USA. With a strong 4.9-star rating from 142 reviews, The Eric White Team at Fairway is one of the most reviewed brokerages on this list. They’re known for their thorough pre-approval process and ability to handle complex loans, making them a top choice for buyers near Eldorado Parkway.
- CORE Mortgage — 1402 S Custer Rd #204, McKinney, TX 75072, USA. CORE Mortgage earns a 4.8-star rating from an impressive 231 reviews, the highest volume of feedback on this list. Clients frequently mention their competitive rates and no-pressure approach, which is a huge plus for McKinney shoppers who want to compare options without being pushed.
- Gail Hillman at CrossCountry Mortgage — 500 S Tennessee St Suite D Office 1, McKinney, TX 75069, USA. Gail Hillman holds a solid 4.8-star rating from 54 reviews, with many clients applauding her ability to close deals efficiently in the Historic Downtown area. If you want a broker who understands older homes and renovation loans, her Tennessee Street location is a great fit.
A few local tips for hiring a mortgage broker in McKinney: First, the best time to begin your search is at least 90 days before you plan to make an offer, as pre-approvals in competitive pockets like Stonebridge Ranch can give you a serious edge. Second, always ask your broker about their typical closing timeline and whether they have experience with McKinney-specific appraisal quirks, like rapid value changes in newer subdivisions. As for pricing, a fair origination fee in this market typically ranges from 0.5% to 1% of the loan amount, and any broker with a 4.8-star rating or higher—like the nine listed here—should be happy to provide a detailed Loan Estimate upfront without pressure.