Choosing the right mortgage broker in Murfreesboro can make all the difference when you’re buying a home in this fast-growing Middle Tennessee community. With so many lenders competing for your business, locals should look for brokers who combine deep knowledge of the Rutherford County market with transparent communication and strong customer reviews. Here are the top-rated mortgage brokers serving Murfreesboro and the surrounding area, based on real customer feedback.
1. Austin Barnard | First Community Mortgage | Nmls # 1972245 — 262 Robert Rose Dr, Murfreesboro, TN 37129, USA With a perfect 5.0-star rating from 133 reviews, Austin Barnard is a trusted name for Murfreesboro homebuyers. He specializes in helping first-time buyers and those looking to refinance, and his office on Robert Rose Drive makes it easy to meet face-to-face for personalized guidance.
2. New Haven Mortgage - Manchester TN — 1300 McArthur St, Manchester, TN 37355, USA Although based in Manchester, this team serves Murfreesboro clients with the same 5.0-star rating (133 reviews) that reflects consistent, friendly service. They’re a great option if you’re looking for a lender who goes the extra mile for rural and suburban properties across the region.
3. FirstBank Mortgage — 615 Memorial Blvd, Murfreesboro, TN 37129, USA FirstBank Mortgage on Memorial Boulevard brings a 5.0-star rating from 125 reviews, and their local roots in Tennessee mean they understand the nuances of the Murfreesboro housing market. Borrowers appreciate their straightforward process and competitive rates.
4. iServe Residential Lending, LLC — 805 S Church St, Murfreesboro, TN 37130, USA iServe Residential Lending earns a 5.0-star rating from 123 reviews, thanks to a team that prioritizes clear communication and fast closings. Located on South Church Street, they’re convenient for Murfreesboro residents looking for a full-service mortgage experience.
5. Patrick Jones, FirstBank Mortgage, NMLS# 203203 — 2610 Old Fort Pkwy, Murfreesboro, TN 37128, USA Patrick Jones offers a 5.0-star rating from 115 reviews, and his office on Old Fort Parkway serves the rapidly growing south side of Murfreesboro. Clients often highlight his patience in explaining loan options and his ability to find creative solutions.
6. Kelly Cearing — 1574 Medical Center Pkwy Suite 101, Murfreesboro, TN 37129, USA With a 5.0-star rating from 112 reviews, Kelly Cearing is a standout for those who value a personal touch. Her Medical Center Parkway location is near the heart of Murfreesboro, and she’s known for guiding clients through the entire process with genuine care.
7. New American Funding - Justin Lusk — 805 S Church St Suite 12, Murfreesboro, TN 37130, USA Justin Lusk at New American Funding holds a 5.0-star rating from 110 reviews, and his team is praised for offering a wide range of loan products, including FHA and VA loans. The Church Street office is a hub for borrowers who want a tech-savvy lender with local expertise.
8. David Prince- First Community Mortgage - NMLS # 186706 — 262 Robert Rose Dr, Murfreesboro, TN 37129, USA David Prince shares the same Robert Rose Drive address as Austin Barnard and also boasts a 5.0-star rating (87 reviews). He’s a great pick for repeat clients and referrals, known for his no-pressure approach and deep knowledge of the Murfreesboro market.
9. Ryan Welch-iServe Residential Lending — 805 S Church St STE 19, Murfreesboro, TN 37130, USA Ryan Welch, also with iServe Residential Lending, earns a 5.0-star rating from 80 reviews. His clients appreciate his responsiveness and ability to break down complex mortgage terms, making him a solid choice for first-time homebuyers.
10. Jamie Steelman — 1500 Medical Center Pkwy, Murfreesboro, TN 37129, USA Rounding out the list, Jamie Steelman holds a 5.0-star rating from 76 reviews. Her office on Medical Center Parkway is convenient for those near the hospital area, and she’s consistently praised for her friendly demeanor and efficient loan processing.
A few local tips for Murfreesboro homebuyers: The best time to start shopping for a mortgage is at least 90 days before you plan to make an offer—this gives you time to compare rates and get pre-approved. When meeting with a broker, ask about their experience with conventional loans versus FHA or USDA, since Rutherford County has many eligible rural areas. As for pricing, a fair loan origination fee in Murfreesboro typically ranges from 0.5% to 1% of the loan amount, and you should always ask for a Loan Estimate to compare apples to apples. Happy house hunting