Choosing the right mortgage broker in Newport News can make all the difference when you’re buying a home in this competitive Hampton Roads market. Locals should look for brokers who know the local neighborhoods—from Hilton Village to Kiln Creek—and who have a track record of clear communication and fast closings. The following ten professionals have earned perfect five-star ratings from their clients, making them trusted partners for your home financing journey.
1. Andrew Jordan with TowneBank Mortgage — 1 Old Oyster Point Rd #310, Newport News, VA 23602, USA Andrew Jordan brings a perfect 5.0-star rating from 91 reviews, reflecting his deep knowledge of the Newport News market and his commitment to personalized service. Located on Oyster Point Road, he’s a go-to for buyers looking for a smooth, transparent mortgage process backed by TowneBank’s local reputation.
2. Patrick Avery | Southern Trust Mortgage — 111 Walt Whitman Ave, Newport News, VA 23606, USA With a flawless 5.0-star rating from 88 reviews, Patrick Avery is known for his patient, educational approach—ideal for first-time homebuyers in the Denbigh and City Center areas. His office near Christopher Newport University makes him a convenient choice for families and professionals alike.
3. Michael Hartnett NMLS # 207733 Mortgage Lender — 11820 Fountain Way # 502, Newport News, VA 23606, USA Michael Hartnett boasts a 5.0-star rating from 62 reviews, thanks to his responsive communication and expertise in VA and FHA loans. Based in the Fountain Way complex, he serves clients throughout the Peninsula with a focus on making the loan process feel straightforward.
4. Renee Bevan with TowneBank Mortgage — 1 Old Oyster Point Rd Suite 240, Newport News, VA 23602, USA Renee Bevan holds a perfect 5.0-star rating from 62 reviews, and clients consistently praise her ability to explain complex terms in plain language. She works out of the same Oyster Point hub as other top-rated TowneBank lenders, giving borrowers a strong, collaborative team to rely on.
5. Arbor Home Loans | Newport News — 4165 William Styron Square N, Newport News, VA 23606, USA Arbor Home Loans earns a 5.0-star rating from 48 reviews, with customers highlighting their fast turnaround times and local underwriting. Located near the tech center off Jefferson Avenue, they’re especially popular with self-employed buyers and those needing flexible financing options.
6. McKim Beale with TowneBank Mortgage — 1 Old Oyster Point Rd #310, Newport News, VA 23602, USA With a 5.0-star rating from 44 reviews, McKim Beale is celebrated for his steady, reassuring presence during the home-buying process. Also based in the TowneBank Oyster Point office, he’s a solid pick for buyers who want a lender who truly listens and advocates for them.
7. TowneBank Mortgage — 1 Old Oyster Point Rd #310, Newport News, VA 23602, USA The TowneBank Mortgage team itself holds a 5.0-star rating from 31 reviews, reflecting their consistent, high-quality service across the entire office. This location is a one-stop shop for conventional, FHA, VA, and jumbo loans, making it convenient for families shopping for a home anywhere in Newport News.
8. Barry Sharif - Author, Loan Advisor, Notary — 610 Thimble Shoals Blvd suite 201a, Newport News, VA 23606, USA Barry Sharif brings a 5.0-star rating from 20 reviews, and his dual role as a loan advisor and notary means he can streamline the closing process. Located on Thimble Shoals Boulevard, he’s a great choice for repeat buyers and investors who appreciate his efficiency and local know-how.
9. Nina Efird - Ameris Bank Mortgage — 804 Omni Blvd ste 103, Newport News, VA 23606, USA Nina Efird earns a perfect 5.0-star rating from 8 reviews, and clients frequently mention her warm, hands-on guidance throughout the mortgage journey. Situated near the Omni complex, she’s an excellent option for borrowers seeking a community bank feel with the resources of a larger institution.
10. OVM-Kim Cress — 11820 Fountain Way # 502, Newport News, VA 23606, USA Kim Cress of OVM has a 5.0-star rating from 6 reviews, and her clients appreciate her attention to detail and ability to find creative solutions for unique financial situations. Sharing space with Michael Hartnett in Fountain Way, she’s a hidden gem for Newport News buyers who value personalized, boutique-style service.
A few local tips to keep in mind: The best time to start shopping for a mortgage in Newport News is early spring (March–May), when inventory typically rises and rates can be more favorable. Be sure to ask potential brokers about their typical closing timeline—many of these top-rated professionals can close in 30 days or less. For a fair price, expect lender fees (origination, application, processing) to total between 1% and 2% of your loan amount in this market, and always compare Loan Estimates from at least two of these top-rated brokers to ensure you’re getting a great deal.