Licensed · Bloomington
Licensed & Insured Insurance Agents in Bloomington, IN
Every insurance agents listed here carries proper licensing and insurance in IN. Protect yourself — always verify credentials before work begins.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Bloomington, IN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Lisa Allen - State Farm Insurance Agent with a 4.8-star rating from 505 Google reviews and an RNM Score of 85/100. Also in the top tier: Adalie Allen - State Farm Insurance Agent and Sierra Hill - State Farm Insurance Agent. The average rating across all listed insurance agents in Bloomington is 4.8 stars from 108 reviews per business on average.
Insurance in Bloomington: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Bloomington, IN is home to a variety of insurance agents who can provide coverage for auto, home, life, and other insurance needs. When searching for an insurance agent locally, consumers should consider factors like customer service, coverage options, and industry experience.
- ✓Variety of insurance agents in Bloomington, IN
- ✓Agents can provide coverage for auto, home, life, and other insurance needs
- ✓Consumers should consider customer service, coverage options, and industry experience when selecting an insurance agent
Best Overall
Sierra Hill - State Farm Insurance Agent
Consistently top-ranked for customer service and comprehensive coverage options in Bloomington.
Most Reviewed
Bloomington Insurance
A high number of reviews indicates broad customer experience and reliability.
Consider comparing quotes from at least two agents to find the best rate and coverage for your needs. Local agents often provide personalized service and faster claims assistance.
How to Choose a Insurance Agent in Bloomington
What to look for
- • Local experience and knowledge of the Bloomington, IN insurance market
- • Specialization in the type of insurance you need (e.g. auto, home, life)
- • Strong communication skills and ability to explain policies clearly
- • Positive reviews and recommendations from other Bloomington customers
Questions to ask
- • How long have you been an insurance agent in Bloomington?
- • What types of insurance policies do you specialize in?
- • Can you provide references from other Bloomington clients?
Red flags
- ⚠ Agent is not licensed or certified to sell insurance in Indiana
- ⚠ Unwillingness to provide clear explanations of policy details
- ⚠ Negative reviews or complaints from Bloomington customers
In Indiana, insurance agents must be licensed by the Indiana Department of Insurance. Be sure to verify the agent's license and check for any disciplinary actions or complaints.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
108
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Trusted by hundreds with a 4.8‑star rating on Google.
3375 S Walnut St, Bloomington, IN 47401, USATrusted by hundreds of local clients, this Bloomington agency maintains a stellar 4.9-star rating.
5675 W State Rd 46, Bloomington, IN 47404, USATrusted by locals with a 4.9-star rating from over 160 reviews.
822 W 1st St Ste 6, Bloomington, IN 47403, USAInsurance Agents Rankings in Bloomington, IN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Lisa Allen - State Farm Insurance Agent3375 S Walnut St, Bloomington, IN 47401, USA | 4.8★ | 505 |
| #2 | Adalie Allen - State Farm Insurance Agent5675 W State Rd 46, Bloomington, IN 47404, USA | 4.9★ | 302 |
| #3 | Sierra Hill - State Farm Insurance Agent822 W 1st St Ste 6, Bloomington, IN 47403, USA | 4.9★ | 162 |
| #4 | Don's Insurance Agency2801 N Walnut St Suite 1, Bloomington, IN 47404, USA | 4.7★ | 12 |
| #5 | Acceptance Insurance3874 W 3rd St, Bloomington, IN 47404, USA | 4.7★ | 137 |
| #6 | Shine Insurance Agency LLC1605 S Walnut St, Bloomington, IN 47401, USA | 4.9★ | 120 |
| #7 | First Insurance Group Inc1405 N College Ave, Bloomington, IN 47404, USA | 4.8★ | 105 |
| #8 | Kody Niese Agency Inc420 W 2nd St, Bloomington, IN 47403, USA | 4.6★ | 64 |
| #9 | Bloomington Insurance459 S Landmark Ave, Bloomington, IN 47403, USA | 4.7★ | 16 |
| #10 | Gredy Insurance Agency3939 S Walnut St #1, Bloomington, IN 47401, USA | 5.0★ | 58 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Bloomington
4.7 stars from 12 Google reviews, reflecting strong local customer satisfaction.
2801 N Walnut St Suite 1, Bloomington, IN 47404, USA
4.7 stars from 137 Google reviews, reflecting strong local reputation.
3874 W 3rd St, Bloomington, IN 47404, USA
Bloomington's top-rated insurance agent with 4.9 stars from over 120 reviews.
1605 S Walnut St, Bloomington, IN 47401, USA
Trusted by 105 locals with a stellar 4.8-star rating.
1405 N College Ave, Bloomington, IN 47404, USA
Highly rated Bloomington insurance agent with 4.6 stars from 64 Google reviews.
420 W 2nd St, Bloomington, IN 47403, USA
4.7 stars from 16 reviews, reflecting strong local customer satisfaction.
459 S Landmark Ave, Bloomington, IN 47403, USA
Top-rated Bloomington insurance agent with a perfect 5.0-star rating from 58 reviews.
3939 S Walnut St #1, Bloomington, IN 47401, USA
4.9 stars from 50 reviews reflects consistent client satisfaction.
115 E 2nd St, Bloomington, IN 47401, USA
Insured by 46 clients with a near-perfect 4.9-star Google rating.
5488 IN-46, Bloomington, IN 47401, USA
Rated 4.9 stars from 42 Google reviews, this Bloomington insurance agent is consistently praised.
1502 S College Ave, Bloomington, IN 47403, USA
Top-rated Bloomington insurance agent with 4.7 stars from 150 Google reviews.
4643 W Richland Plaza Dr, Bloomington, IN 47404, USA
Hundreds of local reviews give this Bloomington insurance agent an exceptional 4.9-star rating.
444 S College Ave, Bloomington, IN 47403, USA
Rated 4.8 stars from 99 Google reviews, this agent is highly trusted.
3637 W State Rd 46, Bloomington, IN 47404, USA
Consistently rated 4.8 stars from nearly 80 local customer reviews.
1900 W 3rd St, Bloomington, IN 47404, USA
4.9-star rating from over 40 Google reviews reflects exceptional local service.
5015 W, IN-46 suite j, Bloomington, IN 47404, USA
Rated 4.5 stars from 15 Google reviews, this Bloomington insurance agent is well-regarded.
1327 N Walnut St, Bloomington, IN 47404, USA
Known for solid service with a 4.3-star rating from 24 Google reviews.
1635 W 3rd St, Bloomington, IN 47404, USA
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Insurance Agents in Bloomington, IN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Lisa Allen - State Farm Insurance Agent | 85/100 | 4.8 ★ | 505 |
| 2 | Adalie Allen - State Farm Insurance Agent | 87/100 | 4.9 ★ | 302 |
| 3 | Sierra Hill - State Farm Insurance Agent | 84/100 | 4.9 ★ | 162 |
| 4 | Don's Insurance Agency | 67/100 | 4.7 ★ | 12 |
| 5 | Acceptance Insurance | 80/100 | 4.7 ★ | 137 |
| 6 | Shine Insurance Agency LLC | 83/100 | 4.9 ★ | 120 |
| 7 | First Insurance Group Inc | 80/100 | 4.8 ★ | 105 |
| 8 | Kody Niese Agency Inc | 74/100 | 4.6 ★ | 64 |
| 9 | Bloomington Insurance | 69/100 | 4.7 ★ | 16 |
| 10 | Gredy Insurance Agency | 80/100 | 5.0 ★ | 58 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Bloomington
What is the difference between a captive and independent insurance agent in Bloomington?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in IN?
Search the IN Department of Insurance's online license lookup — Google "IN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in IN must be licensed with the state.
How much does working with a local insurance agent in Bloomington cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Bloomington?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Bloomington adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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