Verified · Boca Raton
Trusted Mortgage Brokers in Boca Raton, FL
Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Boca Raton have earned it through hundreds of verified reviews.
As of June 2026, RatingsNearMe ranks 10 mortgage brokers in Boca Raton, FL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is United Direct Lending with a 5.0-star rating from 405 Google reviews and an RNM Score of 88/100. Also in the top tier: Matt Weaver at CrossCountry Mortgage and Danny Henson at CrossCountry Mortgage, LLC. The average rating across all listed mortgage brokers in Boca Raton is 5 stars from 176 reviews per business on average.
Mortgage brokers in Boca Raton: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Mortgage brokers in Boca Raton, FL help consumers navigate the home loan process, from finding the right lender to securing competitive rates and terms. Residents can work with local brokers who have expertise in the Boca Raton market and can guide them through the entire mortgage application and approval journey.
- ✓Mortgage brokers in Boca Raton have in-depth knowledge of the local real estate market
- ✓Brokers can help consumers compare loan options from multiple lenders to find the best fit
- ✓Boca Raton brokers can provide personalized guidance throughout the mortgage process
Best Overall
Danny Henson at CrossCountry Mortgage, LLC
Danny Henson is consistently top-ranked for his expertise and customer satisfaction in Boca Raton.
Most Reviewed
PrimeLending, A PlainsCapital Company - Boca Raton
A high review count indicates a proven track record and trust from many clients.
When choosing a mortgage broker in Boca Raton, compare rates and read recent reviews to ensure they align with your specific needs. Consider both local expertise and national support.
How to Choose a Mortgage Broker in Boca Raton
What to look for
- • Mortgage brokers with extensive experience in the Boca Raton, FL market
- • Brokers who are licensed and insured in the state of Florida
- • Brokers who can provide a wide range of loan options from multiple lenders
- • Brokers with a track record of closing loans efficiently and on time
Questions to ask
- • How long have you been a mortgage broker in Boca Raton, FL?
- • What types of loans do you typically arrange for your clients?
- • Can you provide references from past clients in Boca Raton?
Red flags
- ⚠ Brokers who are not transparent about their fees and commission structure
- ⚠ Brokers who pressure you to use their preferred lender or service providers
- ⚠ Brokers who are not responsive or do not return your calls and emails promptly
In Florida, mortgage brokers must be licensed by the Office of Financial Regulation. It's important to verify a broker's license and ensure they maintain the necessary insurance coverage.
Local Market Snapshot
10
Businesses listed
5★
Avg rating
176
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
Boca Raton mortgage broker with a perfect 5.0-star rating from over 400 reviews.
5550 Glades Rd Suite 500, Boca Raton, FL 33431, USATrusted by hundreds with a perfect 4.9-star rating in Boca Raton.
6800 Broken Sound Pkwy NW #201, Boca Raton, FL 33487, USA5.0-star rating from 224 Google reviews in Boca Raton.
1900 Corporate Blvd NW Suite 225W, Boca Raton, FL 33431, USAMortgage Brokers Rankings in Boca Raton, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | United Direct Lending5550 Glades Rd Suite 500, Boca Raton, FL 33431, USA | 5.0★ | 405 |
| #2 | Matt Weaver at CrossCountry Mortgage6800 Broken Sound Pkwy NW #201, Boca Raton, FL 33487, USA | 4.9★ | 376 |
| #3 | Danny Henson at CrossCountry Mortgage, LLC1900 Corporate Blvd NW Suite 225W, Boca Raton, FL 33431, USA | 5.0★ | 224 |
| #4 | Michael Krumholz | Fairway Independent Mortgage Corporation Branch Manager | Mortgage Broker Boca Raton | Palm Beach2600 N Military Trl Ste 270, Boca Raton, FL 33431, USA | 4.9★ | 140 |
| #5 | RMG Lending -Reyes Mortgage Group LLC -Mortgage Broker1200 N Federal Hwy Suite 300, Boca Raton, FL 33432, USA | 5.0★ | 52 |
| #6 | Deco Mortgage LLC2200 Butts Rd STE 210, Boca Raton, FL 33431, USA | 5.0★ | 149 |
| #7 | PrimeLending, A PlainsCapital Company - Boca Raton2300 Glades Rd #150w, Boca Raton, FL 33431, USA | 4.9★ | 108 |
| #8 | Andrew Novak Mortgage Broker2424 N Federal Hwy #100, Boca Raton, FL 33431, USA | 5.0★ | 103 |
| #9 | Ferrari Lending - Mortgage Broker in Boca Raton Florida8316 Vía Di Veneto, Boca Raton, FL 33496, USA | 5.0★ | 33 |
| #10 | Heart Mortgage - Boca Raton4800 N Federal Hwy STE 104A, Boca Raton, FL 33431, USA | 5.0★ | 174 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Boca Raton
4.9-star-rated mortgage broker in Boca Raton with 140 customer reviews.
2600 N Military Trl Ste 270, Boca Raton, FL 33431, USA
Boca Raton mortgage broker with a perfect 5.0-star rating from 52 reviews.
1200 N Federal Hwy Suite 300, Boca Raton, FL 33432, USA
Boca Raton mortgage broker with a perfect 5.0-star rating from nearly 150 reviews.
2200 Butts Rd STE 210, Boca Raton, FL 33431, USA
Top-rated Boca Raton mortgage broker with 4.9 stars from over 100 reviews.
2300 Glades Rd #150w, Boca Raton, FL 33431, USA
Boca Raton mortgage broker with a perfect 5.0-star rating from over 100 reviews.
2424 N Federal Hwy #100, Boca Raton, FL 33431, USA
Exceptional 5.0-star rating from 33 Google reviews for a Boca Raton mortgage broker.
8316 Vía Di Veneto, Boca Raton, FL 33496, USA
Boca Raton mortgage broker with a perfect 5.0-star rating from 174 reviews.
4800 N Federal Hwy STE 104A, Boca Raton, FL 33431, USA
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Mortgage Brokers in Boca Raton, FL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | United Direct Lending | 88/100 | 5.0 ★ | 405 |
| 2 | Matt Weaver at CrossCountry Mortgage | 87/100 | 4.9 ★ | 376 |
| 3 | Danny Henson at CrossCountry Mortgage, LLC | 88/100 | 5.0 ★ | 224 |
| 4 | Michael Krumholz | Fairway Independent Mortgage Corporation Branch Manager | Mortgage Broker Boca Raton | Palm Beach | 84/100 | 4.9 ★ | 140 |
| 5 | RMG Lending -Reyes Mortgage Group LLC -Mortgage Broker | 80/100 | 5.0 ★ | 52 |
| 6 | Deco Mortgage LLC | 86/100 | 5.0 ★ | 149 |
| 7 | PrimeLending, A PlainsCapital Company - Boca Raton | 82/100 | 4.9 ★ | 108 |
| 8 | Andrew Novak Mortgage Broker | 84/100 | 5.0 ★ | 103 |
| 9 | Ferrari Lending - Mortgage Broker in Boca Raton Florida | 77/100 | 5.0 ★ | 33 |
| 10 | Heart Mortgage - Boca Raton | 86/100 | 5.0 ★ | 174 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Boca Raton
What does a mortgage broker do differently than going directly to a bank in Boca Raton?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Boca Raton?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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