Low Cost · Bolingbrook
Cheap Mortgage Brokers in Bolingbrook, IL — Best Prices
Compare mortgage brokers prices in Bolingbrook to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of May 2026, RatingsNearMe ranks 14 mortgage brokers in Bolingbrook, IL by verified customer ratings and review volume. The highest-rated is Team Mortgage Company, LLC with a 5.0-star rating from 403 verified reviews. Also in the top tier: MidAmerica Bancorp, Inc. and Mike J Facchini | Fairway Independent Mortgage Corporation Branch Manager. The average rating across all listed mortgage brokers in Bolingbrook is 4.9 stars from 80 reviews per business on average.
Mortgage brokers in Bolingbrook: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
14
Businesses listed
4.9★
Avg rating
80
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Team Mortgage Company, LLC
5043 Cascade Rd SE A, Grand Rapids, MI 49546, USA
Mike J Facchini | Fairway Independent Mortgage Corporation Branch Manager
415 N La Salle Dr Suite 402, Chicago, IL 60654, USA
Mortgage Brokers Rankings in Bolingbrook, IL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Team Mortgage Company, LLC5043 Cascade Rd SE A, Grand Rapids, MI 49546, USA | 5.0★ | 403 |
| #2 | MidAmerica Bancorp, Inc.9720 SW Hwy, Oak Lawn, IL 60453, USA | 5.0★ | 96 |
| #3 | Mike J Facchini | Fairway Independent Mortgage Corporation Branch Manager415 N La Salle Dr Suite 402, Chicago, IL 60654, USA | 5.0★ | 84 |
| #4 | Kingswood Mortgage3838 N Ravenswood Ave, Chicago, IL 60613, USA | 5.0★ | 79 |
| #5 | Cherry Creek Mortgage Company684 W Boughton Rd Suite 204, Bolingbrook, IL 60440, USA | — | — |
| #6 | Jim Martin Mortgage519 Boardman Cir, Bolingbrook, IL 60440, USA | 5.0★ | 2 |
| #7 | US Bank Mortgage443 N Bolingbrook Dr, Bolingbrook, IL 60440, USA | — | — |
| #8 | Home Mortgage Solutions6825 Hobson Valley Dr #201, Woodridge, IL 60517, USA | 4.6★ | 52 |
| #9 | Kevin Perez-U.S. Bank Mortgage443 N Bolingbrook Dr, Bolingbrook, IL 60440, USA | — | — |
| #10 | Guild Mortgage - Clarita Lage40w310 LaFox Rd c1, St. Charles, IL 60175, USA | 5.0★ | 61 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Bolingbrook
Kingswood Mortgage
3838 N Ravenswood Ave, Chicago, IL 60613, USA
Cherry Creek Mortgage Company
684 W Boughton Rd Suite 204, Bolingbrook, IL 60440, USA
Jim Martin Mortgage
519 Boardman Cir, Bolingbrook, IL 60440, USA
US Bank Mortgage
443 N Bolingbrook Dr, Bolingbrook, IL 60440, USA
Home Mortgage Solutions
6825 Hobson Valley Dr #201, Woodridge, IL 60517, USA
Kevin Perez-U.S. Bank Mortgage
443 N Bolingbrook Dr, Bolingbrook, IL 60440, USA
Guild Mortgage - Clarita Lage
40w310 LaFox Rd c1, St. Charles, IL 60175, USA
Carola Del Rosario Xpert Mortgage
2869 83rd St, Darien, IL 60561, USA
Trey McClure - Parlay Mortgage
16612 W 159th St, Lockport, IL 60441, USA
loanDepot
560 W Boughton Rd, Bolingbrook, IL 60440, USA
Wintrust Mortgage
198 S Bolingbrook Dr, Bolingbrook, IL 60440, USA
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Frequently Asked Questions — Mortgage Brokers in Bolingbrook
What does a mortgage broker do differently than going directly to a bank in Bolingbrook?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Bolingbrook?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in IL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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