Low Cost · Bolingbrook
Cheap Mortgage Brokers in Bolingbrook, IL — Best Prices
Compare mortgage brokers prices in Bolingbrook to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of July 2026, RatingsNearMe ranks 14 mortgage brokers in Bolingbrook, IL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Team Mortgage Company, LLC with a 5.0-star rating from 403 Google reviews and an RNM Score of 88/100. Also in the top tier: MidAmerica Bancorp, Inc. and Mike J Facchini | Fairway Independent Mortgage Corporation Branch Manager. The average rating across all listed mortgage brokers in Bolingbrook is 4.9 stars from 80 reviews per business on average.
Mortgage brokers in Bolingbrook: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
14
Businesses listed
4.9★
Avg rating
80
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Bolingbrook's top-rated mortgage broker, with 403 perfect 5.0-star Google reviews.
5043 Cascade Rd SE A, Grand Rapids, MI 49546, USABolingbrook mortgage broker with a perfect 5.0-star rating from 96 reviews.
9720 SW Hwy, Oak Lawn, IL 60453, USABolingbrook mortgage broker with a perfect 5.0-star rating from 84 Google reviews.
415 N La Salle Dr Suite 402, Chicago, IL 60654, USAMortgage Brokers Rankings in Bolingbrook, IL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Team Mortgage Company, LLC5043 Cascade Rd SE A, Grand Rapids, MI 49546, USA | 5.0★ | 403 |
| #2 | MidAmerica Bancorp, Inc.9720 SW Hwy, Oak Lawn, IL 60453, USA | 5.0★ | 96 |
| #3 | Mike J Facchini | Fairway Independent Mortgage Corporation Branch Manager415 N La Salle Dr Suite 402, Chicago, IL 60654, USA | 5.0★ | 84 |
| #4 | Kevin Perez-U.S. Bank Mortgage443 N Bolingbrook Dr, Bolingbrook, IL 60440, USA | — | — |
| #5 | Home Mortgage Solutions6825 Hobson Valley Dr #201, Woodridge, IL 60517, USA | 4.6★ | 52 |
| #6 | Kingswood Mortgage3838 N Ravenswood Ave, Chicago, IL 60613, USA | 5.0★ | 79 |
| #7 | Guild Mortgage - Clarita Lage40w310 LaFox Rd c1, St. Charles, IL 60175, USA | 5.0★ | 61 |
| #8 | loanDepot560 W Boughton Rd, Bolingbrook, IL 60440, USA | 4.4★ | 20 |
| #9 | Trey McClure - Parlay Mortgage16612 W 159th St, Lockport, IL 60441, USA | 5.0★ | 6 |
| #10 | Jim Martin Mortgage519 Boardman Cir, Bolingbrook, IL 60440, USA | 5.0★ | 2 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Bolingbrook
This business has no Google reviews yet, so its reputation is currently unrated.
443 N Bolingbrook Dr, Bolingbrook, IL 60440, USA
Rated 4.6 stars from 52 Google reviews for mortgage services in Bolingbrook.
6825 Hobson Valley Dr #201, Woodridge, IL 60517, USA
Bolingbrook mortgage broker with a perfect 5.0-star rating from 79 Google reviews.
3838 N Ravenswood Ave, Chicago, IL 60613, USA
Bolingbrook's top-rated mortgage broker with a perfect 5.0 stars from 61 reviews.
40w310 LaFox Rd c1, St. Charles, IL 60175, USA
Trusted by local homeowners with a strong 4.4-star rating from 20 reviews.
560 W Boughton Rd, Bolingbrook, IL 60440, USA
5.0 stars from 6 reviews for this Bolingbrook mortgage broker.
16612 W 159th St, Lockport, IL 60441, USA
Exceptional 5.0-star rating from a small number of Google reviews in Bolingbrook.
519 Boardman Cir, Bolingbrook, IL 60440, USA
5.0 stars from one review, currently perfect.
2869 83rd St, Darien, IL 60561, USA
This business has no online reviews yet, offering a fresh opportunity to share your experience.
684 W Boughton Rd Suite 204, Bolingbrook, IL 60440, USA
A local mortgage broker in Bolingbrook with no customer reviews yet.
443 N Bolingbrook Dr, Bolingbrook, IL 60440, USA
This Bolingbrook mortgage broker has no online reviews yet to share.
198 S Bolingbrook Dr, Bolingbrook, IL 60440, USA
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Mortgage Brokers in Bolingbrook, IL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Team Mortgage Company, LLC | 88/100 | 5.0 ★ | 403 |
| 2 | MidAmerica Bancorp, Inc. | 95/100 | 5.0 ★ | 96 |
| 3 | Mike J Facchini | Fairway Independent Mortgage Corporation Branch Manager | 82/100 | 5.0 ★ | 84 |
| 4 | Kevin Perez-U.S. Bank Mortgage | 3/100 | — | 0 |
| 5 | Home Mortgage Solutions | 73/100 | 4.6 ★ | 52 |
| 6 | Kingswood Mortgage | 82/100 | 5.0 ★ | 79 |
| 7 | Guild Mortgage - Clarita Lage | 81/100 | 5.0 ★ | 61 |
| 8 | loanDepot | 65/100 | 4.4 ★ | 20 |
| 9 | Trey McClure - Parlay Mortgage | 69/100 | 5.0 ★ | 6 |
| 10 | Jim Martin Mortgage | 64/100 | 5.0 ★ | 2 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Bolingbrook
What does a mortgage broker do differently than going directly to a bank in Bolingbrook?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Bolingbrook?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in IL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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