Local Pros · Boulder
Local Insurance Agents in Boulder, CO
Locally owned and operated insurance agents serving Boulder and the surrounding area. Supporting local businesses means faster response and accountability.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Boulder, CO by verified customer ratings and review volume. The highest-rated is Tammy Sandoval - State Farm Insurance Agent with a 5.0-star rating from 476 verified reviews. Also in the top tier: Robert Erben - State Farm Insurance Agent and Joe Chrisman - State Farm Insurance Agent. The average rating across all listed insurance agents in Boulder is 4.9 stars from 137 reviews per business on average.
Insurance in Boulder: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
137
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Tammy Sandoval - State Farm Insurance Agent
1400 28th St Ste 1, Boulder, CO 80303, USA
Robert Erben - State Farm Insurance Agent
2342 Broadway, Boulder, CO 80304, USA
Joe Chrisman - State Farm Insurance Agent
1722 14th St #110, Boulder, CO 80302, USA
Insurance Agents Rankings in Boulder, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Tammy Sandoval - State Farm Insurance Agent1400 28th St Ste 1, Boulder, CO 80303, USA | 5.0★ | 476 |
| #2 | Robert Erben - State Farm Insurance Agent2342 Broadway, Boulder, CO 80304, USA | 5.0★ | 285 |
| #3 | Joe Chrisman - State Farm Insurance Agent1722 14th St #110, Boulder, CO 80302, USA | 4.9★ | 317 |
| #4 | Regency Homes and Insurance1217 Spruce St, Boulder, CO 80302, USA | 5.0★ | 5 |
| #5 | Rick Baker & Associates Insurance5360 Arapahoe Ave d, Boulder, CO 80303, USA | 4.6★ | 10 |
| #6 | Acrisure Boulder, CO (Taggart Insurance)1680 38th St, Boulder, CO 80301, USA | 4.2★ | 46 |
| #7 | Jake Christensen - State Farm Insurance Agent2560 28th St Ste 202, Boulder, CO 80301, USA | 5.0★ | 25 |
| #8 | Professor Medicare1660 30th St, Boulder, CO 80301, USA | 5.0★ | 262 |
| #9 | Lezlie Leier - State Farm Insurance Agent2701 Iris Ave ste n, Boulder, CO 80304, USA | 4.9★ | 249 |
| #10 | Insurance Associates, Inc3005 Center Green Dr Suite 120, Boulder, CO 80301, USA | 5.0★ | 2 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Boulder
Regency Homes and Insurance
1217 Spruce St, Boulder, CO 80302, USA
Rick Baker & Associates Insurance
5360 Arapahoe Ave d, Boulder, CO 80303, USA
Acrisure Boulder, CO (Taggart Insurance)
1680 38th St, Boulder, CO 80301, USA
Jake Christensen - State Farm Insurance Agent
2560 28th St Ste 202, Boulder, CO 80301, USA
Professor Medicare
1660 30th St, Boulder, CO 80301, USA
Lezlie Leier - State Farm Insurance Agent
2701 Iris Ave ste n, Boulder, CO 80304, USA
Insurance Associates, Inc
3005 Center Green Dr Suite 120, Boulder, CO 80301, USA
ABA Insurance
1434 Spruce St Suite 100, Boulder, CO 80302, USA
Erika Lousberg: Allstate Insurance
3450 Penrose Pl STE 110, Boulder, CO 80301, USA
Greg Lamb: Allstate Auto, Home, Condo, Renters, & Life Insurance
1823 Folsom St #205, Boulder, CO 80302, USA
John Lazas, Your Health Insurance Specialist
2860 32nd St, Boulder, CO 80301, USA
Shelter Insurance - Kyle Henning
2291 Arapahoe Ave, Boulder, CO 80302, USA
Kelly Eyen - State Farm Insurance Agent
2961 Broadway, Boulder, CO 80304, USA
Helen Wagner - State Farm Insurance Agent
5360 Arapahoe Ave Ste A1, Boulder, CO 80303, USA
Smith and Willis Insurance Agency
4770 Baseline Rd suite 200, Boulder, CO 80303, USA
Andrew Vega - State Farm Insurance Agent
75 Manhattan Dr Ste 200, Boulder, CO 80303, USA
Austin Grusy - State Farm Insurance Agent
3015 47th St Ste E1, Boulder, CO 80301, USA
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Frequently Asked Questions — Insurance Agents in Boulder
What is the difference between a captive and independent insurance agent in Boulder?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CO?
Search the CO Department of Insurance's online license lookup — Google "CO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CO must be licensed with the state.
How much does working with a local insurance agent in Boulder cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Boulder?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Boulder adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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