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We don't have mortgage brokers listed specifically in Brooklyn yet — these top-rated pros from New York serve your area and are available for calls and quotes today.
Licensed · Brooklyn
Licensed & Insured Mortgage Brokers in Brooklyn, NY
Every mortgage brokers listed here carries proper licensing and insurance in NY. Protect yourself — always verify credentials before work begins.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Brooklyn, NY by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is New York Mortgage Exchange with a 5.0-star rating from 35 Google reviews and an RNM Score of 78/100. Also in the top tier: GoRascal and Jumbo Mortgage & Construction Mortgage. The average rating across all listed mortgage brokers in Brooklyn is 4.9 stars from 232 reviews per business on average.
Mortgage brokers in Brooklyn: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
232
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Rated 5.0 stars from dozens of Google reviews in New York, NY.
369 Avenue X, Brooklyn, NY 11223, USATrusted by hundreds of local clients with a near-perfect 4.9-star rating.
185 Wythe Ave Suite A2, Brooklyn, NY 11249, USARated 5.0 stars from 26 Google reviews, this New York mortgage broker is highly trusted.
2 Wall St, New York, NY 10005, USAMortgage Brokers Rankings in Brooklyn, NY
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | New York Mortgage Exchange369 Avenue X, Brooklyn, NY 11223, USA | 5.0★ | 35 |
| #2 | GoRascal185 Wythe Ave Suite A2, Brooklyn, NY 11249, USA | 4.9★ | 416 |
| #3 | Jumbo Mortgage & Construction Mortgage2 Wall St, New York, NY 10005, USA | 5.0★ | 26 |
| #4 | Lee's Brokerage Co191 Canal St # 402, New York, NY 10013, USA | 5.0★ | 1 |
| #5 | Lending BuddyOne World Trade Center, 285 Fulton St, New York, NY 10007, USA | 5.0★ | 48 |
| #6 | Better1 World Trade Center 80th Floor, New York, NY 10007, USA | 4.6★ | 3,145 |
| #7 | Grayton Mortgage, Inc.37 Greenpoint Ave, 414 Mailbox 32, Brooklyn, NY 11222, USA | 5.0★ | 68 |
| #8 | Morty180 Varick St #816, New York, NY 10014, USA | 4.7★ | 39 |
| #9 | Johnny Tsu @ Exponential Mortgage101 Hudson St #2182, Jersey City, NJ 07302, USA | 5.0★ | 30 |
| #10 | PRMG101 Hudson St 21st Floor, Jersey City, NJ 07302, USA | 4.8★ | 29 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Brooklyn
A perfect 5.0-star rating from one Google review highlights exceptional client service.
191 Canal St # 402, New York, NY 10013, USA
Top-rated New York mortgage broker with a perfect 5.0-star rating from 48 reviews.
One World Trade Center, 285 Fulton St, New York, NY 10007, USA
Trusted by thousands, this New York mortgage broker holds a strong 4.6-star rating.
1 World Trade Center 80th Floor, New York, NY 10007, USA
5.0-star rating from 68 Google reviews, a trusted local mortgage broker.
37 Greenpoint Ave, 414 Mailbox 32, Brooklyn, NY 11222, USA
Trusted by clients with a strong 4.7-star rating from 39 reviews.
180 Varick St #816, New York, NY 10014, USA
A top-rated Jersey City mortgage broker with a perfect 5.0★ score from 30 reviews.
101 Hudson St #2182, Jersey City, NJ 07302, USA
Jersey City mortgage broker with a 4.8-star rating from 29 reviews.
101 Hudson St 21st Floor, Jersey City, NJ 07302, USA
Trusted by hundreds, this Jersey City mortgage broker holds a solid 4.0-star rating.
30 Montgomery St Suite 150, Jersey City, NJ 07302, USA
Jersey City mortgage broker with a 4.9-star rating from 34 Google reviews.
3 2nd Street Ste. 302 Harborside, Jersey City, NJ 07302, USA
Top-rated New York mortgage broker with a perfect 5.0-star rating from 43 reviews.
116 E 30th St, New York, NY 10016, USA
Trusted by nearly 100 clients, with an exceptional 4.8-star average rating.
1123 Broadway #921, New York, NY 10010, USA
Trusted by 75 clients with a perfect 5.0-star rating on Google.
348 W 14th St Second Floor, New York, NY 10014, USA
Exceptional 5.0-star rating from 26 Google reviews for a Jersey City mortgage broker.
111 Town Square Pl Suite 1203, Jersey City, NJ 07310, USA
Trusted New York mortgage broker with a 4.8★ rating from 20 reviews.
31 W 34th St. #7162, New York, NY 10001, USA
Top-rated mortgage broker in New York with 4.8 stars from over 250 reviews.
140 E 45th St 31st fl, New York, NY 10017, USA
Trusted by 77 clients, this Jersey City mortgage broker holds a perfect 5.0-star rating.
33-41 Newark St. Suite 4B, Hoboken, NJ 07030, USA
5.0-star rating from 50 Google reviews, reflecting exceptional client satisfaction.
5 Marine Vw Plz, Hoboken, NJ 07030, USA
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Mortgage Brokers in Brooklyn, NY — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | New York Mortgage Exchange | 78/100 | 5.0 ★ | 35 |
| 2 | GoRascal | 87/100 | 4.9 ★ | 416 |
| 3 | Jumbo Mortgage & Construction Mortgage | 76/100 | 5.0 ★ | 26 |
| 4 | Lee's Brokerage Co | 62/100 | 5.0 ★ | 1 |
| 5 | Lending Buddy | 79/100 | 5.0 ★ | 48 |
| 6 | Better | 82/100 | 4.6 ★ | 3,145 |
| 7 | Grayton Mortgage, Inc. | 93/100 | 5.0 ★ | 68 |
| 8 | Morty | 73/100 | 4.7 ★ | 39 |
| 9 | Johnny Tsu @ Exponential Mortgage | 89/100 | 5.0 ★ | 30 |
| 10 | PRMG | 85/100 | 4.8 ★ | 29 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Brooklyn
What does a mortgage broker do differently than going directly to a bank in Brooklyn?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Brooklyn?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NY?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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