Low Cost · Buda
Cheap Insurance Agents in Buda, TX — Best Prices
Compare insurance agents prices in Buda to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of June 2026, RatingsNearMe ranks 16 insurance agents in Buda, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Carter's Insurance Agency with a 4.9-star rating from 198 Google reviews and an RNM Score of 97/100. Also in the top tier: Hank Gerdes - State Farm Insurance Agent and Nemetz Insurance Services. The average rating across all listed insurance agents in Buda is 4.7 stars from 88 reviews per business on average.
Insurance in Buda: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Thames Insurance
Thames Insurance is top-ranked for its strong local reputation and consistent high ratings among Buda insurance agents.
Most Reviewed
Hank Gerdes - State Farm Insurance Agent
A high review count indicates broad community trust and experience serving many local customers.
When choosing an insurance agent in Buda, compare quotes from multiple top-ranked agents and read recent reviews to ensure the agent meets your specific coverage needs.
Local Market Snapshot
16
Businesses listed
4.7★
Avg rating
88
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Rated 4.9 stars from nearly 200 reviews, this Buda insurance agent is highly trusted.
10200 Highway 290 W, Austin, TX 78736, USATrusted by hundreds of local clients with a stellar 4.8-star rating.
610 Main St Ste 1, Buda, TX 78610, USARated 4.9 stars from over 120 Google reviews, this Buda insurance agent is highly trusted.
3470 Jack C Hays Trail suite d, Buda, TX 78610, USAInsurance Agents Rankings in Buda, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Carter's Insurance Agency10200 Highway 290 W, Austin, TX 78736, USA | 4.9★ | 198 |
| #2 | Hank Gerdes - State Farm Insurance Agent610 Main St Ste 1, Buda, TX 78610, USA | 4.8★ | 461 |
| #3 | Nemetz Insurance Services3470 Jack C Hays Trail suite d, Buda, TX 78610, USA | 4.9★ | 124 |
| #4 | Wayne Weigelt - State Farm Insurance Agent2610 Main St Ste 109, Buda, TX 78610, USA | 4.7★ | 33 |
| #5 | Farmers Insurance - Stanfield Boshears750 FM2001 Ste B, Buda, TX 78610, USA | — | — |
| #6 | Ellison & Company Insurance Agency195 Mystic Shadow Ln, Buda, TX 78610, USA | — | — |
| #7 | Texas Farm Bureau Insurance Company1762 Farm to Market 967 Ste. A & D, Buda, TX 78610, USA | 4.2★ | 10 |
| #8 | Farmers Insurance Escobar Agency668 Main St Unit C, Buda, TX 78610, USA | — | — |
| #9 | Farmers Insurance - Mark Nenno750 FM2001 Ste B, Buda, TX 78610, USA | — | — |
| #10 | Sally Dewitt, Bankers Life Agent1766 Ranch to Market Rd 967 Ste A, Buda, TX 78610, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Buda
Known for a 4.7-star rating from dozens of Google reviews in Buda.
2610 Main St Ste 109, Buda, TX 78610, USA
New to Buda, this insurance agent has no customer reviews yet to guide your choice.
750 FM2001 Ste B, Buda, TX 78610, USA
New to Google reviews; no customer ratings yet for this Buda insurance agent.
195 Mystic Shadow Ln, Buda, TX 78610, USA
Delivers reliable insurance guidance with a solid 4.2-star rating from 10 reviews.
1762 Farm to Market 967 Ste. A & D, Buda, TX 78610, USA
This insurance agent in Buda, Texas has no online reviews yet to reference.
668 Main St Unit C, Buda, TX 78610, USA
No Google reviews yet, so no customer ratings are currently available for this agent.
750 FM2001 Ste B, Buda, TX 78610, USA
No reviews yet for this Buda insurance agent, so consider requesting a quote.
1766 Ranch to Market Rd 967 Ste A, Buda, TX 78610, USA
Trusted locally with a strong 4.7-star rating from 13 Google reviews.
503 S Loop 4 unit b, Buda, TX 78610, USA
5.0 stars from Google reviews highlight exceptional local service in Buda.
251 Farm to Market 1626, Buda, TX 78610, USA
4.8 stars from 23 reviews in Buda, TX.
503 S Loop 4 unit b, Buda, TX 78610, USA
5.0 stars from 6 reviews, reflecting exceptional local service in Buda.
750 FM2001 Ste B, Buda, TX 78610, USA
A 3.8-star rating from 10 Google reviews indicates mixed local customer feedback.
1762 Ranch to Market Rd 967 ste a & d, Buda, TX 78610, USA
This insurance agent in Buda has no online reviews yet to guide your choice.
750 FM2001 Ste B, Buda, TX 78610, USA
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Insurance Agents in Buda, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Carter's Insurance Agency | 97/100 | 4.9 ★ | 198 |
| 2 | Hank Gerdes - State Farm Insurance Agent | 85/100 | 4.8 ★ | 461 |
| 3 | Nemetz Insurance Services | 83/100 | 4.9 ★ | 124 |
| 4 | Wayne Weigelt - State Farm Insurance Agent | 72/100 | 4.7 ★ | 33 |
| 5 | Farmers Insurance - Stanfield Boshears | 15/100 | — | 0 |
| 6 | Ellison & Company Insurance Agency | 3/100 | — | 0 |
| 7 | Texas Farm Bureau Insurance Company | 58/100 | 4.2 ★ | 10 |
| 8 | Farmers Insurance Escobar Agency | 3/100 | — | 0 |
| 9 | Farmers Insurance - Mark Nenno | 15/100 | — | 0 |
| 10 | Sally Dewitt, Bankers Life Agent | 7/100 | — | 0 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Buda
What is the difference between a captive and independent insurance agent in Buda?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Buda cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Buda?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Buda adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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