Verified · Carlsbad
Trusted Financial Advisors in Carlsbad, CA
Trust matters when you're inviting a pro into your home or business. These financial advisors in Carlsbad have earned it through hundreds of verified reviews.
As of June 2026, RatingsNearMe ranks 8 financial advisors in Carlsbad, CA by verified customer ratings and review volume. The highest-rated is West & Walters Tax and Wealth Management with a 5.0-star rating from 19 verified reviews. Also in the top tier: Beacon Pointe Advisors and Terry Wealth Management. The average rating across all listed financial advisors in Carlsbad is 4.9 stars from 6 reviews per business on average.
Financial advisors in Carlsbad typically charge 0.5–1.5% of assets under management annually, or $200–$500/hr fee-only.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
8
Businesses listed
4.9★
Avg rating
6
Avg reviews
Jun 1, 2026
Last updated
Top Rated Financial Advisors
West & Walters Tax and Wealth Management
1241 Carlsbad Village Dr #100A, Carlsbad, CA 92008, USA
Beacon Pointe Advisors
5973 Avenida Encinas # 210, Carlsbad, CA 92008, USA
Terry Wealth Management
2710 Loker Ave W Suite 220, Carlsbad, CA 92010, USA
Financial Advisors Rankings in Carlsbad, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | West & Walters Tax and Wealth Management1241 Carlsbad Village Dr #100A, Carlsbad, CA 92008, USA | 5.0★ | 19 |
| #2 | Beacon Pointe Advisors5973 Avenida Encinas # 210, Carlsbad, CA 92008, USA | 5.0★ | 6 |
| #3 | Terry Wealth Management2710 Loker Ave W Suite 220, Carlsbad, CA 92010, USA | 5.0★ | 4 |
| #4 | The Financial Team6790 Embarcadero Ln #100, Carlsbad, CA 92011, USA | 5.0★ | 2 |
| #5 | Morris Wealth Management701 Palomar Airport Rd #300, Carlsbad, CA 92011, USA | 4.4★ | 7 |
| #6 | Carlsbad Wealth Advisory Group5927 Balfour Ct STE 207, Carlsbad, CA 92008, USA | — | — |
| #7 | Edward Jones - Financial Advisor: Matt Leonard, CFP®2121 Palomar Airport Rd Suite 100, Carlsbad, CA 92011, USA | 4.7★ | 3 |
| #8 | Merrill Lynch Wealth Management1000 Aviara Pkwy STE 200, Carlsbad, CA 92011, USA | 5.0★ | 1 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Financial Advisors in Carlsbad
Edward Jones - Financial Advisor: Matt Leonard, CFP®
2121 Palomar Airport Rd Suite 100, Carlsbad, CA 92011, USA
Merrill Lynch Wealth Management
1000 Aviara Pkwy STE 200, Carlsbad, CA 92011, USA
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Frequently Asked Questions — Financial Advisors in Carlsbad
What is a fiduciary financial advisor and why does it matter in Carlsbad?
A fiduciary is legally required to act in your interest at all times. Non-fiduciary advisors (like some broker-dealers) only need to recommend "suitable" products, which may earn them higher commissions. Before hiring any financial advisor in Carlsbad, ask directly: "Are you a fiduciary 100% of the time?" If they hesitate, keep looking.
How do I verify a financial advisor is registered and legitimate?
Use FINRA BrokerCheck (finra.org/brokercheck) to verify licenses and check for complaints or disciplinary actions. For Registered Investment Advisors, search SEC's IAPD at adviserinfo.sec.gov. CFP credentials can be verified at cfp.net/verify. These are free public tools — always check before handing over your finances.
How do financial advisors charge for their services in Carlsbad?
Three main structures: (1) Fee-only — flat fee, hourly ($200–$500/hr), or a percentage of assets under management (typically 0.5–1.5% annually) with no commissions; (2) Fee-based — advisory fee plus commissions on products they sell; (3) Commission-only — free to meet, they earn commissions on products. Fee-only is the most transparent and avoids conflicts of interest.
What credentials should I look for in a financial advisor?
CFP (Certified Financial Planner) is the gold standard for comprehensive financial planning. CFA (Chartered Financial Analyst) is strongest for investment management. CPWA, ChFC, and RICP are recognized specializations. Avoid "advisor" titles without credentials — the term is unregulated. Verify any credential directly with the issuing organization.
How are the financial advisors on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every financial advisors on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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