Real Reviews · Cedar Park
Top-Reviewed Mortgage Brokers in Cedar Park, TX
What are customers actually saying? Read verified reviews for mortgage brokers in Cedar Park — every rating is from a real customer.
As of May 2026, RatingsNearMe ranks 14 mortgage brokers in Cedar Park, TX by verified customer ratings and review volume. The highest-rated is Benchmark Mortgage with a 5.0-star rating from 74 verified reviews. Also in the top tier: Forty Acres Lending and Jana Merchant at CrossCountry Mortgage. The average rating across all listed mortgage brokers in Cedar Park is 5 stars from 22 reviews per business on average.
Mortgage brokers in Cedar Park: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
14
Businesses listed
5★
Avg rating
22
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Benchmark Mortgage
715 Discovery Blvd Suite 212, Cedar Park, TX 78613, USA
Forty Acres Lending
13809 Research Blvd Suite 500, Austin, TX 78750, USA
Jana Merchant at CrossCountry Mortgage
1464 E Whitestone Blvd, Cedar Park, TX 78613, USA
Mortgage Brokers Rankings in Cedar Park, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Benchmark Mortgage715 Discovery Blvd Suite 212, Cedar Park, TX 78613, USA | 5.0★ | 74 |
| #2 | Forty Acres Lending13809 Research Blvd Suite 500, Austin, TX 78750, USA | 5.0★ | 53 |
| #3 | Jana Merchant at CrossCountry Mortgage1464 E Whitestone Blvd, Cedar Park, TX 78613, USA | 5.0★ | 34 |
| #4 | Advantage One Mortgage1907 Cypress Creek Road #103, Cedar Park, TX 78613, USA | 5.0★ | 2 |
| #5 | Motto Mortgage Home Town - NMLS 1896076305 Denali Pass Dr Ste D, Cedar Park, TX 78613, USA | 4.6★ | 10 |
| #6 | Kristi Rendon, Mortgage Loan Officer, Austin TX, Annie Mac Home Mortgage1464 E Whitestone Blvd STE 1302, Cedar Park, TX 78613, USA | 5.0★ | 13 |
| #7 | Good Faith Mortgage, Mortgage Brokers, Fred Wendland, Austin, TX3000 Polar Ln Suite 502, Cedar Park, TX 78613, USA | 5.0★ | 18 |
| #8 | Josh Bibler - Encompass Lending Group301 Denali Pass Dr #1, Cedar Park, TX 78613, USA | 5.0★ | 31 |
| #9 | Rick Brown, Encompass Lending Group301 Denali Pass Dr #1, Cedar Park, TX 78613, USA | 5.0★ | 6 |
| #10 | Nina Thomason - Good Faith Mortgage LLC3000 Polar Ln Suite 502, Cedar Park, TX 78613, USA | 5.0★ | 18 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Cedar Park
Advantage One Mortgage
1907 Cypress Creek Road #103, Cedar Park, TX 78613, USA
Motto Mortgage Home Town - NMLS 1896076
305 Denali Pass Dr Ste D, Cedar Park, TX 78613, USA
Kristi Rendon, Mortgage Loan Officer, Austin TX, Annie Mac Home Mortgage
1464 E Whitestone Blvd STE 1302, Cedar Park, TX 78613, USA
Good Faith Mortgage, Mortgage Brokers, Fred Wendland, Austin, TX
3000 Polar Ln Suite 502, Cedar Park, TX 78613, USA
Josh Bibler - Encompass Lending Group
301 Denali Pass Dr #1, Cedar Park, TX 78613, USA
Rick Brown, Encompass Lending Group
301 Denali Pass Dr #1, Cedar Park, TX 78613, USA
Nina Thomason - Good Faith Mortgage LLC
3000 Polar Ln Suite 502, Cedar Park, TX 78613, USA
Russell Stout | Texas Mortgage Consultants
8805 Lemens Spice Trail, Austin, TX 78750, USA
AmeriBlueHomes Mortgage
1907 Carriage Club Dr Ste. C, Cedar Park, TX 78613, USA
Lance Rosenquest - Mortgage Advisor -- NMLS# 1087698
301 Denali Pass Dr #1, Cedar Park, TX 78613, USA
Toby Thurman - Encompass Lending
301 Denali Pass Dr Unit #1, Cedar Park, TX 78613, USA
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Frequently Asked Questions — Mortgage Brokers in Cedar Park
What does a mortgage broker do differently than going directly to a bank in Cedar Park?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Cedar Park?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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