Real Reviews · Centennial
Top-Reviewed Insurance Agents in Centennial, CO
What are customers actually saying? Read verified reviews for insurance agents in Centennial — every rating is from a real customer.
As of June 2026, RatingsNearMe ranks 18 insurance agents in Centennial, CO by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Trailstone Insurance Group with a 4.9-star rating from 2,592 Google reviews and an RNM Score of 87/100. Also in the top tier: Kelly Burns - State Farm Insurance Agent and Farmers Insurance: Matthew Moriarity. The average rating across all listed insurance agents in Centennial is 4.9 stars from 282 reviews per business on average.
Insurance in Centennial: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Centennial, CO is home to a variety of insurance agents offering a range of coverage options for individuals and businesses. Consumers in the area can find agents specializing in auto, home, life, and commercial insurance to meet their specific needs.
- ✓Diverse selection of insurance agents in Centennial, CO
- ✓Agents offer coverage for auto, home, life, and commercial insurance
- ✓Consumers can research and compare options to find the right fit
Best Overall
Joe Harris- State Farm Insurance Agent
This agency is consistently top-ranked, reflecting strong customer satisfaction and reliable service.
Most Reviewed
Trailstone Insurance Group
A high number of reviews suggests broad experience and trust from a large customer base.
Compare quotes and coverage options from multiple agents, and check for personal service and local expertise to find the best fit for your needs.
How to Choose a Insurance Agent in Centennial
What to look for
- • Years of experience in the insurance industry, especially in Centennial, CO
- • Specialization in the type of insurance you need (e.g. auto, home, life)
- • Strong customer service reputation and positive reviews from past clients
- • Ability to explain insurance policies and coverage options clearly
Questions to ask
- • How long have you been an insurance agent in Centennial, CO?
- • What types of insurance do you specialize in?
- • Can you provide references from some of your current clients?
Red flags
- ⚠ Agent is not licensed or registered to sell insurance in Colorado
- ⚠ Unwillingness to provide clear explanations of coverage and pricing
- ⚠ Negative online reviews or complaints from past clients
In Colorado, insurance agents must be licensed by the state Division of Insurance. Be sure to verify an agent's license and standing before working with them.
Local Market Snapshot
18
Businesses listed
4.9★
Avg rating
282
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Trusted by thousands, this Centennial insurance agent holds a stellar 4.9-star rating.
8361 N Rampart Range Rd #B210, Littleton, CO 80125, USARated 5.0 stars from over 400 Google reviews in Centennial.
6909 S Holly Cir STE 320, Centennial, CO 80112, USATrusted by hundreds of local clients, this Centennial agent holds a stellar 4.9-star rating.
6909 S Holly Cir STE 302, Centennial, CO 80112, USAInsurance Agents Rankings in Centennial, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Trailstone Insurance Group8361 N Rampart Range Rd #B210, Littleton, CO 80125, USA | 4.9★ | 2,592 |
| #2 | Kelly Burns - State Farm Insurance Agent6909 S Holly Cir STE 320, Centennial, CO 80112, USA | 5.0★ | 416 |
| #3 | Farmers Insurance: Matthew Moriarity6909 S Holly Cir STE 302, Centennial, CO 80112, USA | 4.9★ | 343 |
| #4 | Josh Case Agency, Inc American Family Insurance3939 E Arapahoe Rd Ste 105, Centennial, CO 80122, USA | 5.0★ | 65 |
| #5 | Compass Insurance7383 S Alton Way, Centennial, CO 80112, USA | 4.8★ | 263 |
| #6 | HealthMarkets Insurance - Lauren Davis6746 S Revere Pkwy #180b, Centennial, CO 80112, USA | 4.8★ | 152 |
| #7 | Marcy Smith: Allstate Insurance7009 S Potomac St #101, Centennial, CO 80112, USA | 4.6★ | 121 |
| #8 | Avalue Insurance7700 E Arapahoe Rd Ste 330, Centennial, CO 80112, USA | 5.0★ | 122 |
| #9 | Centennial State Insurance Group9200 E Mineral Ave #100, Centennial, CO 80112, USA | 5.0★ | 78 |
| #10 | American Insurance LLC5677 S Nepal Way, Centennial, CO 80015, USA | 5.0★ | 75 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Centennial
Exceptional 5.0-star rating from 65 Google reviews in Centennial, CO.
3939 E Arapahoe Rd Ste 105, Centennial, CO 80122, USA
Rated 4.8 stars from over 260 reviews, this highly trusted local agent.
7383 S Alton Way, Centennial, CO 80112, USA
Trusted by 152 clients, this Centennial agent holds a stellar 4.8-star rating.
6746 S Revere Pkwy #180b, Centennial, CO 80112, USA
Trusted by hundreds of local clients, this Centennial agent holds a strong 4.6-star rating.
7009 S Potomac St #101, Centennial, CO 80112, USA
Top-rated Centennial insurance agent with a perfect 5.0 rating from over 120 reviews.
7700 E Arapahoe Rd Ste 330, Centennial, CO 80112, USA
Centennial insurance agent with a perfect 5.0★ rating from 78 Google reviews.
9200 E Mineral Ave #100, Centennial, CO 80112, USA
Boasts a perfect 5.0-star rating from 75 Google reviews in Centennial.
5677 S Nepal Way, Centennial, CO 80015, USA
Exceptional 4.9-star rating from over 40 Google reviews in Centennial.
12150 E Briarwood Ave # 120, Centennial, CO 80112, USA
Rated 4.6 stars from 9 Google reviews, a trusted local insurance option.
6901 S Pierce St, Littleton, CO 80128, USA
Trusted by hundreds of local clients with a near-perfect 4.9-star rating.
2305 E Arapahoe Rd Ste 130, Centennial, CO 80122, USA
Shoppers praise this 4.9-star Centennial agent across hundreds of glowing reviews.
2950 Brighton Blvd Ste 10, Denver, CO 80216, USA
Rated 5.0 stars from over 200 Google reviews in Centennial.
6300 S Syracuse Way #270, Centennial, CO 80111, USA
Consistently rated 4.9 stars from nearly 100 customer reviews.
3989 E Arapahoe Rd #325, Centennial, CO 80122, USA
Exceptional 5.0-star rating from over 30 Google reviews in Centennial.
6767 S Spruce St #250, Centennial, CO 80112, USA
Exceptional 5.0-star rating from over 30 Google reviews in Centennial.
15352 E Ida Dr # B, Centennial, CO 80015, USA
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Insurance Agents in Centennial, CO — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Trailstone Insurance Group | 87/100 | 4.9 ★ | 2,592 |
| 2 | Kelly Burns - State Farm Insurance Agent | 88/100 | 5.0 ★ | 416 |
| 3 | Farmers Insurance: Matthew Moriarity | 87/100 | 4.9 ★ | 343 |
| 4 | Josh Case Agency, Inc American Family Insurance | 81/100 | 5.0 ★ | 65 |
| 5 | Compass Insurance | 85/100 | 4.8 ★ | 263 |
| 6 | HealthMarkets Insurance - Lauren Davis | 82/100 | 4.8 ★ | 152 |
| 7 | Marcy Smith: Allstate Insurance | 78/100 | 4.6 ★ | 121 |
| 8 | Avalue Insurance | 84/100 | 5.0 ★ | 122 |
| 9 | Centennial State Insurance Group | 82/100 | 5.0 ★ | 78 |
| 10 | American Insurance LLC | 82/100 | 5.0 ★ | 75 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Centennial
What is the difference between a captive and independent insurance agent in Centennial?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CO?
Search the CO Department of Insurance's online license lookup — Google "CO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CO must be licensed with the state.
How much does working with a local insurance agent in Centennial cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Centennial?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Centennial adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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