Licensed · Charlotte

Licensed & Insured Financial Advisors in Charlotte, NC

Every financial advisors listed here carries proper licensing and insurance in NC. Protect yourself — always verify credentials before work begins.

As of June 2026, RatingsNearMe ranks 20 financial advisors in Charlotte, NC by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Alloy Wealth Management with a 5.0-star rating from 155 Google reviews and an RNM Score of 97/100. Also in the top tier: NewtonWealthManagement and Hobart Wealth - Financial Planning Services. The average rating across all listed financial advisors in Charlotte is 5 stars from 43 reviews per business on average.

Financial advisors in Charlotte typically charge 0.5–1.5% of assets under management annually, or $200–$500/hr fee-only.

Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Charlotte, North Carolina is home to a variety of financial advisor services to help individuals and families with investment planning, retirement strategies, and other financial needs. When searching for a local financial advisor, consumers should consider their experience, credentials, and areas of expertise.

  • Financial advisors in Charlotte offer services such as investment management, retirement planning, and tax optimization
  • Credentials to look for include Certified Financial Planner (CFP), Accredited Investment Fiduciary (AIF), and Retirement Income Certified Professional (RICP)
  • Consumers should research an advisor's background, fee structure, and approach to find the right fit for their financial goals

Best Overall

Blue Financial

Blue Financial stands out as the top-ranked advisor due to its strong reputation and comprehensive financial planning services in Charlotte.

Most Reviewed

NoDa Wealth Management - Fee-Only Financial Planner - Charlotte, NC

A high number of reviews indicates broad client trust and can help new clients gauge service quality and consistency.

When choosing a financial advisor in Charlotte, consider whether you prefer a fee-only structure for transparency and check online reviews for real client experiences, but always verify credentials and fiduciary status.

How to Choose a Financial Advisor in Charlotte

What to look for

  • Certified Financial Planner (CFP) or Chartered Financial Analyst (CFA) credentials
  • Experience working with clients in the Charlotte area
  • Fee-only compensation structure (no commissions)
  • Fiduciary duty to act in your best interest

Questions to ask

  • What is your investment philosophy and approach?
  • How do you get paid, and what are your fees?
  • Can you provide references from current clients?

Red flags

  • Pushy sales tactics or high-pressure recommendations
  • Lack of transparency around fees and conflicts of interest
  • Promises of unrealistic returns or 'get-rich-quick' schemes

In North Carolina, financial advisors must be licensed as investment advisor representatives and/or insurance agents. Be sure to verify their licenses and check for any disciplinary actions or complaints.

Filter:

Local Market Snapshot

20

Businesses listed

5★

Avg rating

43

Avg reviews

Jun 10, 2026

Last updated

Top Rated Financial Advisors

5.0(155 reviews)

Earned a flawless 5.0-star rating from over 150 client reviews in Charlotte.

13925 Ballantyne Corporate Pl #190, Charlotte, NC 28277, USA
5.0(50 reviews)

Earned a perfect 5.0-star rating from over 50 Google reviews in Charlotte.

10800 Sikes Pl #215, Charlotte, NC 28277, USA

Financial Advisors Rankings in Charlotte, NC

#BusinessRatingReviews
#1Alloy Wealth Management13925 Ballantyne Corporate Pl #190, Charlotte, NC 28277, USA5.0155
#2NewtonWealthManagement10800 Sikes Pl #215, Charlotte, NC 28277, USA5.050
#3Hobart Wealth - Financial Planning Services7733 Ballantyne Commons Pkwy #101, Charlotte, NC 28277, USA4.943
#4Greenway Wealth Advisors, LLC1920 Abbott St #300, Charlotte, NC 28203, USA5.012
#5Clearview Wealth Management6836 Carnegie Blvd STE 200, Charlotte, NC 28211, USA5.01
#6Bragg Financial Advisors Inc1031 S Caldwell St #200, Charlotte, NC 28203, USA
#7Serenity Wealth Management, Charlotte Fiduciary Financial Advisors2015 Ayrsley Town Blvd #202, Charlotte, NC 28273, USA5.013
#8J&G Legacy Financial Group LLC5200 77 Center Dr #330, Charlotte, NC 28217, USA5.012
#9Carnegie Private Wealth6101 Carnegie Blvd #520, Charlotte, NC 28209, USA5.049
#10Worth Advisors2020 S Tryon St Suite 2B, Charlotte, NC 28203, USA5.07

Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026

All Financial Advisors in Charlotte

4
5.0· 12 reviews

5.0-star rating from 12 Google reviews, reflecting exceptional client satisfaction in Charlotte.

1920 Abbott St #300, Charlotte, NC 28203, USA

5
5.0· 1 reviews

5.0 stars from 1 Google review, reflecting exceptional client satisfaction.

6836 Carnegie Blvd STE 200, Charlotte, NC 28211, USA

6
· 0 reviews

New to Google reviews; check back later for client feedback on this Charlotte financial advisor.

1031 S Caldwell St #200, Charlotte, NC 28203, USA

7
5.0· 13 reviews

Earned a perfect 5.0-star rating from 13 Google reviews in Charlotte.

2015 Ayrsley Town Blvd #202, Charlotte, NC 28273, USA

8
5.0· 12 reviews

5.0 stars from 12 reviews for a Charlotte financial advisor.

5200 77 Center Dr #330, Charlotte, NC 28217, USA

9
5.0· 49 reviews

Consistently earns 5.0 stars from 49 Google reviews in Charlotte.

6101 Carnegie Blvd #520, Charlotte, NC 28209, USA

10
5.0· 7 reviews

5.0-star rating from 7 reviews for a Charlotte financial advisor.

2020 S Tryon St Suite 2B, Charlotte, NC 28203, USA

11
5.0· 53 reviews

5.0 stars from 53 reviews makes this Charlotte financial advisor a trusted choice.

7810 Ballantyne Commons Pkwy #200, Charlotte, NC 28277, USA

12
5.0· 103 reviews

5.0★ average rating from over 100 Google reviews in Charlotte, NC.

301 S McDowell St Suite 125, Charlotte, NC 28204, USA

13
5.0· 31 reviews

5.0 stars from 31 glowing Google reviews in Charlotte.

13777 Ballantyne Corporate Pl Suite 550, Charlotte, NC 28277, USA

14
5.0· 51 reviews

5.0 stars from 51 Google reviews, reflecting exceptional client satisfaction.

5970 Fairview Rd Suite 400, Charlotte, NC 28210, USA

15
5.0· 30 reviews

5.0 stars from 30 glowing reviews, a top-rated Charlotte financial advisor.

919 Berryhill Rd Ste 102, Charlotte, NC 28208, USA

16
5.0· 21 reviews

5.0 stars from 21 reviews, reflecting consistent client satisfaction in Charlotte.

10706 Sikes Pl #175, Charlotte, NC 28277, USA

17
5.0· 18 reviews

Rated 5.0 stars from 18 Google reviews, this Charlotte financial advisor is highly recommended.

6135 Park S Dr #510, Charlotte, NC 28210, USA

18
5.0· 12 reviews

Earns a perfect 5.0-star rating from 12 Google reviews in Charlotte.

2108 Electric Ln, Charlotte, NC 28205, USA

19
5.0· 105 reviews

Top-rated Charlotte financial advisor with a perfect 5.0-star rating from 105 reviews.

4235 S Stream Blvd #420, Charlotte, NC 28217, USA

20
4.8· 58 reviews

4.8 stars from 58 Google reviews, reflecting consistently high client satisfaction.

516 N Tryon St, Charlotte, NC 28202, USA

Data from Google Business listings
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Financial Advisors in Charlotte, NC — Compared

#BusinessRNM ScoreRatingReviews
1Alloy Wealth Management97/1005.0 ★155
2NewtonWealthManagement91/1005.0 ★50
3Hobart Wealth - Financial Planning Services89/1004.9 ★43
4Greenway Wealth Advisors, LLC84/1005.0 ★12
5Clearview Wealth Management74/1005.0 ★1
6Bragg Financial Advisors Inc15/1000
7Serenity Wealth Management, Charlotte Fiduciary Financial Advisors84/1005.0 ★13
8J&G Legacy Financial Group LLC72/1005.0 ★12
9Carnegie Private Wealth80/1005.0 ★49
10Worth Advisors70/1005.0 ★7

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026

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Frequently Asked Questions — Financial Advisors in Charlotte

What is a fiduciary financial advisor and why does it matter in Charlotte?

A fiduciary is legally required to act in your interest at all times. Non-fiduciary advisors (like some broker-dealers) only need to recommend "suitable" products, which may earn them higher commissions. Before hiring any financial advisor in Charlotte, ask directly: "Are you a fiduciary 100% of the time?" If they hesitate, keep looking.

How do I verify a financial advisor is registered and legitimate?

Use FINRA BrokerCheck (finra.org/brokercheck) to verify licenses and check for complaints or disciplinary actions. For Registered Investment Advisors, search SEC's IAPD at adviserinfo.sec.gov. CFP credentials can be verified at cfp.net/verify. These are free public tools — always check before handing over your finances.

How do financial advisors charge for their services in Charlotte?

Three main structures: (1) Fee-only — flat fee, hourly ($200–$500/hr), or a percentage of assets under management (typically 0.5–1.5% annually) with no commissions; (2) Fee-based — advisory fee plus commissions on products they sell; (3) Commission-only — free to meet, they earn commissions on products. Fee-only is the most transparent and avoids conflicts of interest.

What credentials should I look for in a financial advisor?

CFP (Certified Financial Planner) is the gold standard for comprehensive financial planning. CFA (Chartered Financial Analyst) is strongest for investment management. CPWA, ChFC, and RICP are recognized specializations. Avoid "advisor" titles without credentials — the term is unregulated. Verify any credential directly with the issuing organization.

How are the financial advisors on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every financial advisors on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.

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About This Financial Advisors Directory — Charlotte, NC

This page lists and ranks 20 financial advisors serving Charlotte, NC as of June 2026. The average verified rating across all listings is 5 stars, with an average of 43 customer reviews per business. The top-ranked financial advisors in Charlotte by our algorithm is Alloy Wealth Management (5.0 stars, 155 reviews). Financial advisors in Charlotte typically charge 0.5–1.5% of assets under management annually, or $200–$500/hr fee-only.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a financial advisors in Charlotte: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the NC licensing board before hiring.

Request Free Quotes — Top-Rated Financial Advisors in Charlotte