Best Value · Chattanooga
Affordable Financial Advisors in Chattanooga, TN
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As of June 2026, RatingsNearMe ranks 20 financial advisors in Chattanooga, TN by verified customer ratings and review volume. The highest-rated is Guardian Investment Advisors, LLC with a 4.9-star rating from 129 verified reviews. Also in the top tier: Cody Sims - Private Wealth Advisor, Ameriprise Financial Services, LLC and Elevate Financial Planning & Wealth Management. The average rating across all listed financial advisors in Chattanooga is 4.9 stars from 27 reviews per business on average.
Financial advisors in Chattanooga typically charge 0.5–1.5% of assets under management annually, or $200–$500/hr fee-only.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
27
Avg reviews
Jun 1, 2026
Last updated
Top Rated Financial Advisors
Guardian Investment Advisors, LLC
1825 Gunbarrel Rd Suite 300, Chattanooga, TN 37421, USA
Cody Sims - Private Wealth Advisor, Ameriprise Financial Services, LLC
412 Georgia Ave UNIT 210, Chattanooga, TN 37403, USA
Elevate Financial Planning & Wealth Management
1200 Premier Dr #225, Chattanooga, TN 37421, USA
Financial Advisors Rankings in Chattanooga, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Guardian Investment Advisors, LLC1825 Gunbarrel Rd Suite 300, Chattanooga, TN 37421, USA | 4.9★ | 129 |
| #2 | Cody Sims - Private Wealth Advisor, Ameriprise Financial Services, LLC412 Georgia Ave UNIT 210, Chattanooga, TN 37403, USA | 4.9★ | 69 |
| #3 | Elevate Financial Planning & Wealth Management1200 Premier Dr #225, Chattanooga, TN 37421, USA | 5.0★ | 46 |
| #4 | Ascending Financial4289 Bonny Oaks Dr, Chattanooga, TN 37406, USA | 4.8★ | 18 |
| #5 | HHM Wealth Advisors1181 King St, Chattanooga, TN 37403, USA | 5.0★ | 3 |
| #6 | Integra Wealth, LLC101 W 21st St, Chattanooga, TN 37408, USA | 5.0★ | 9 |
| #7 | NorthShore Financial Strategies345 Frazier Ave Suite 203, Chattanooga, TN 37405, USA | 4.7★ | 12 |
| #8 | Cox Wealth Management, LLC6031 Shallowford Rd Suite 109, Chattanooga, TN 37421, USA | 5.0★ | 2 |
| #9 | Allon Planning Partners7110 E Brainerd Rd, Chattanooga, TN 37421, USA | 5.0★ | 69 |
| #10 | Imagine Financial Security1100 Market St suite 600, Chattanooga, TN 37402, USA | 5.0★ | 17 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Financial Advisors in Chattanooga
Ascending Financial
4289 Bonny Oaks Dr, Chattanooga, TN 37406, USA
NorthShore Financial Strategies
345 Frazier Ave Suite 203, Chattanooga, TN 37405, USA
Cox Wealth Management, LLC
6031 Shallowford Rd Suite 109, Chattanooga, TN 37421, USA
Imagine Financial Security
1100 Market St suite 600, Chattanooga, TN 37402, USA
Guardian Wealth Management, Inc.
6151 Shallowford Rd #102, Chattanooga, TN 37421, USA
George Wealth Management
8 Patten Pkwy, Chattanooga, TN 37402, USA
Evergreen Advisors
1206 Pointe Centre Dr Suite 160, Chattanooga, TN 37421, USA
George Financial
1200 Premier Dr #200, Chattanooga, TN 37421, USA
Guardian Investment and Accounting
7522 E Brainerd Rd Suite A, Chattanooga, TN 37421, USA
Poole Wealth Management
810 Signal Mountain Rd, Chattanooga, TN 37405, USA
Franklin Wealth Management - Financial Advisor in Chattanooga
4700 Hixson Pike, Hixson, TN 37343, USA
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Frequently Asked Questions — Financial Advisors in Chattanooga
What is a fiduciary financial advisor and why does it matter in Chattanooga?
A fiduciary is legally required to act in your interest at all times. Non-fiduciary advisors (like some broker-dealers) only need to recommend "suitable" products, which may earn them higher commissions. Before hiring any financial advisor in Chattanooga, ask directly: "Are you a fiduciary 100% of the time?" If they hesitate, keep looking.
How do I verify a financial advisor is registered and legitimate?
Use FINRA BrokerCheck (finra.org/brokercheck) to verify licenses and check for complaints or disciplinary actions. For Registered Investment Advisors, search SEC's IAPD at adviserinfo.sec.gov. CFP credentials can be verified at cfp.net/verify. These are free public tools — always check before handing over your finances.
How do financial advisors charge for their services in Chattanooga?
Three main structures: (1) Fee-only — flat fee, hourly ($200–$500/hr), or a percentage of assets under management (typically 0.5–1.5% annually) with no commissions; (2) Fee-based — advisory fee plus commissions on products they sell; (3) Commission-only — free to meet, they earn commissions on products. Fee-only is the most transparent and avoids conflicts of interest.
What credentials should I look for in a financial advisor?
CFP (Certified Financial Planner) is the gold standard for comprehensive financial planning. CFA (Chartered Financial Analyst) is strongest for investment management. CPWA, ChFC, and RICP are recognized specializations. Avoid "advisor" titles without credentials — the term is unregulated. Verify any credential directly with the issuing organization.
How are the financial advisors on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every financial advisors on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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