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Emergency Financial Advisors in Chattanooga, TN — Available 24/7

When you can't wait, these financial advisors in Chattanooga offer emergency response. Call now — most respond within the hour.

As of June 2026, RatingsNearMe ranks 20 financial advisors in Chattanooga, TN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Guardian Investment Advisors, LLC with a 4.9-star rating from 129 Google reviews and an RNM Score of 95/100. Also in the top tier: Cody Sims - Private Wealth Advisor, Ameriprise Financial Services, LLC and Elevate Financial Planning & Wealth Management. The average rating across all listed financial advisors in Chattanooga is 4.9 stars from 27 reviews per business on average.

Financial advisors in Chattanooga typically charge 0.5–1.5% of assets under management annually, or $200–$500/hr fee-only.

Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Best Overall

Poole Wealth Management

Poole Wealth Management stands out as the top-ranked advisor due to its consistently high client satisfaction and comprehensive financial planning services.

Most Reviewed

Guardian Investment and Accounting

A high review count is important because it reflects broad client experience and trust, helping consumers gauge reliability and service quality.

When choosing a financial advisor in Chattanooga, verify credentials, fee structures, and client reviews to ensure alignment with your financial goals. Consider scheduling initial consultations with multiple firms to compare approaches and find the best fit.

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Local Market Snapshot

20

Businesses listed

4.9★

Avg rating

27

Avg reviews

Jun 10, 2026

Last updated

Top Rated Financial Advisors

Financial Advisors Rankings in Chattanooga, TN

#BusinessRatingReviews
#1Guardian Investment Advisors, LLC1825 Gunbarrel Rd Suite 300, Chattanooga, TN 37421, USA4.9129
#2Cody Sims - Private Wealth Advisor, Ameriprise Financial Services, LLC412 Georgia Ave UNIT 210, Chattanooga, TN 37403, USA4.969
#3Elevate Financial Planning & Wealth Management1200 Premier Dr #225, Chattanooga, TN 37421, USA5.046
#4Ascending Financial4289 Bonny Oaks Dr, Chattanooga, TN 37406, USA4.818
#5Wealthbright Advisors2115 Chapman Rd #125, Chattanooga, TN 37421, USA5.013
#6NorthShore Financial Strategies345 Frazier Ave Suite 203, Chattanooga, TN 37405, USA4.712
#7Allon Planning Partners7110 E Brainerd Rd, Chattanooga, TN 37421, USA5.069
#8Raymond James & Associates537 Market St UNIT 105, Chattanooga, TN 37402, USA5.03
#9HHM Wealth Advisors1181 King St, Chattanooga, TN 37403, USA5.03
#10Integra Wealth, LLC101 W 21st St, Chattanooga, TN 37408, USA5.09

Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026

All Financial Advisors in Chattanooga

4
4.8· 18 reviews

4.8 stars from 18 reviews, reflecting strong client trust in Chattanooga.

4289 Bonny Oaks Dr, Chattanooga, TN 37406, USA

5
5.0· 13 reviews

Exceptional 5.0-star rating from 13 reviews for a Chattanooga financial advisor.

2115 Chapman Rd #125, Chattanooga, TN 37421, USA

6
4.7· 12 reviews

Rated 4.7 stars from 12 Google reviews, a trusted local financial advisor.

345 Frazier Ave Suite 203, Chattanooga, TN 37405, USA

7
5.0· 69 reviews

Trusted by dozens of clients with a perfect 5.0-star rating in Chattanooga.

7110 E Brainerd Rd, Chattanooga, TN 37421, USA

8
5.0· 3 reviews

Holds a perfect 5.0-star rating across three Google reviews.

537 Market St UNIT 105, Chattanooga, TN 37402, USA

9
5.0· 3 reviews

Exceptional 5.0-star rating from three Google reviews in Chattanooga.

1181 King St, Chattanooga, TN 37403, USA

10
5.0· 9 reviews

Top-rated Chattanooga financial advisor with a perfect 5.0-star score from 9 reviews.

101 W 21st St, Chattanooga, TN 37408, USA

11
5.0· 3 reviews

Top-rated 5.0★ financial advisor in Chattanooga with 3 glowing client reviews.

1300 Broad St #303, Chattanooga, TN 37402, USA

12
3.7· 3 reviews

A local financial advisor with 3.7 stars from three Google reviews.

6151 Shallowford Rd #102, Chattanooga, TN 37421, USA

13
5.0· 2 reviews

Exceptional 5.0-star rating from two Google reviews in Chattanooga.

6031 Shallowford Rd Suite 109, Chattanooga, TN 37421, USA

14
4.7· 35 reviews

Rated 4.7 stars from 35 Google reviews, this Chattanooga financial advisor is highly trusted.

1200 Premier Dr #200, Chattanooga, TN 37421, USA

15
5.0· 12 reviews

Exceptional 5.0-star rating from 12 Google reviews for financial advice in Chattanooga.

7522 E Brainerd Rd Suite A, Chattanooga, TN 37421, USA

16
5.0· 32 reviews

Top-rated Chattanooga financial advisor with a perfect 5.0★ from 32 reviews.

4700 Hixson Pike, Hixson, TN 37343, USA

17
5.0· 36 reviews

Rated 5.0 stars from 36 reviews, this Chattanooga financial advisor is highly trusted.

810 Signal Mountain Rd, Chattanooga, TN 37405, USA

18
5.0· 21 reviews

Praised by 21 clients with a perfect 5.0-star rating on Google.

1206 Pointe Centre Dr Suite 160, Chattanooga, TN 37421, USA

19
5.0· 17 reviews

Exceptional 5.0-star rating from 17 Google reviews for financial advising in Chattanooga.

1100 Market St suite 600, Chattanooga, TN 37402, USA

20
5.0· 3 reviews

Rated 5.0 stars from 3 Google reviews, this local advisor is highly regarded.

8 Patten Pkwy, Chattanooga, TN 37402, USA

Data from Google Business listings
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Financial Advisors in Chattanooga, TN — Compared

#BusinessRNM ScoreRatingReviews
1Guardian Investment Advisors, LLC95/1004.9 ★129
2Cody Sims - Private Wealth Advisor, Ameriprise Financial Services, LLC91/1004.9 ★69
3Elevate Financial Planning & Wealth Management91/1005.0 ★46
4Ascending Financial71/1004.8 ★18
5Wealthbright Advisors76/1005.0 ★13
6NorthShore Financial Strategies79/1004.7 ★12
7Allon Planning Partners85/1005.0 ★69
8Raymond James & Associates69/1005.0 ★3
9HHM Wealth Advisors78/1005.0 ★3
10Integra Wealth, LLC83/1005.0 ★9

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026

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Frequently Asked Questions — Financial Advisors in Chattanooga

What is a fiduciary financial advisor and why does it matter in Chattanooga?

A fiduciary is legally required to act in your interest at all times. Non-fiduciary advisors (like some broker-dealers) only need to recommend "suitable" products, which may earn them higher commissions. Before hiring any financial advisor in Chattanooga, ask directly: "Are you a fiduciary 100% of the time?" If they hesitate, keep looking.

How do I verify a financial advisor is registered and legitimate?

Use FINRA BrokerCheck (finra.org/brokercheck) to verify licenses and check for complaints or disciplinary actions. For Registered Investment Advisors, search SEC's IAPD at adviserinfo.sec.gov. CFP credentials can be verified at cfp.net/verify. These are free public tools — always check before handing over your finances.

How do financial advisors charge for their services in Chattanooga?

Three main structures: (1) Fee-only — flat fee, hourly ($200–$500/hr), or a percentage of assets under management (typically 0.5–1.5% annually) with no commissions; (2) Fee-based — advisory fee plus commissions on products they sell; (3) Commission-only — free to meet, they earn commissions on products. Fee-only is the most transparent and avoids conflicts of interest.

What credentials should I look for in a financial advisor?

CFP (Certified Financial Planner) is the gold standard for comprehensive financial planning. CFA (Chartered Financial Analyst) is strongest for investment management. CPWA, ChFC, and RICP are recognized specializations. Avoid "advisor" titles without credentials — the term is unregulated. Verify any credential directly with the issuing organization.

How are the financial advisors on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every financial advisors on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.

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About This Financial Advisors Directory — Chattanooga, TN

This page lists and ranks 20 financial advisors serving Chattanooga, TN as of June 2026. The average verified rating across all listings is 4.9 stars, with an average of 27 customer reviews per business. The top-ranked financial advisors in Chattanooga by our algorithm is Guardian Investment Advisors, LLC (4.9 stars, 129 reviews). Financial advisors in Chattanooga typically charge 0.5–1.5% of assets under management annually, or $200–$500/hr fee-only.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a financial advisors in Chattanooga: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TN licensing board before hiring.

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