Licensed · Cleburne

Licensed & Insured Mortgage Brokers in Cleburne, TX

Every mortgage brokers listed here carries proper licensing and insurance in TX. Protect yourself — always verify credentials before work begins.

As of July 2026, RatingsNearMe ranks 8 mortgage brokers in Cleburne, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Jackson Thomas at CrossCountry Mortgage with a 5.0-star rating from 165 Google reviews and an RNM Score of 98/100. Also in the top tier: NobodyBeatsMyRates.com and Service First Mortgage- Terrie Goodloe. The average rating across all listed mortgage brokers in Cleburne is 5 stars from 91 reviews per business on average.

Mortgage brokers in Cleburne: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

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Local Market Snapshot

8

Businesses listed

5★

Avg rating

91

Avg reviews

Jul 4, 2026

Last updated

Top Rated Mortgage Brokers

5.0(165 reviews)

Scores a perfect 5.0-star rating from 165 Google customer reviews.

4925 Greenville Ave # 750, Dallas, TX 75206, USA
5.0(150 reviews)

Cleburne mortgage broker with a perfect 5.0-star rating from over 150 Google reviews.

5956 Sherry Ln # 2000, Dallas, TX 75225, USA
5.0(43 reviews)

5.0 stars from 43 Google reviews shows exceptional local client satisfaction.

109 N Main St #2, Godley, TX 76044, USA

Mortgage Brokers Rankings in Cleburne, TX

#BusinessRatingReviews
#1Jackson Thomas at CrossCountry Mortgage4925 Greenville Ave # 750, Dallas, TX 75206, USA5.0165
#2NobodyBeatsMyRates.com5956 Sherry Ln # 2000, Dallas, TX 75225, USA5.0150
#3Service First Mortgage- Terrie Goodloe109 N Main St #2, Godley, TX 76044, USA5.043
#4HII Commercial Real Estate Loans Cleburne TX803 Granbury St C, Cleburne, TX 76033, USA
#5First Financial Mortgage200 N Ridgeway Dr, Cleburne, TX 76033, USA5.06
#6Guild Mortgage - Cleburne1439 W Henderson St, Cleburne, TX 76033, USA
#7Colonial National Mortgage110 N Main St, Cleburne, TX 76033, USA
#8PNC Mortgage1671 W Henderson St, Cleburne, TX 76033, USA

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Cleburne

4
· 0 reviews

A local mortgage broker in Cleburne, TX, currently without any customer reviews.

803 Granbury St C, Cleburne, TX 76033, USA

5
5.0· 6 reviews

Exceptional 5.0-star rating from 6 reviews in Cleburne.

200 N Ridgeway Dr, Cleburne, TX 76033, USA

6
· 0 reviews

A local mortgage broker in Cleburne with no reviews yet to share.

1439 W Henderson St, Cleburne, TX 76033, USA

7
· 0 reviews

No Google reviews yet; check back for customer feedback.

110 N Main St, Cleburne, TX 76033, USA

8
· 0 reviews

This business currently has no Google reviews to share for customer feedback.

1671 W Henderson St, Cleburne, TX 76033, USA

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Mortgage Brokers in Cleburne, TX — Compared

#BusinessRNM ScoreRatingReviews
1Jackson Thomas at CrossCountry Mortgage98/1005.0 ★165
2NobodyBeatsMyRates.com97/1005.0 ★150
3Service First Mortgage- Terrie Goodloe91/1005.0 ★43
4HII Commercial Real Estate Loans Cleburne TX15/1000
5First Financial Mortgage81/1005.0 ★6
6Guild Mortgage - Cleburne15/1000
7Colonial National Mortgage15/1000
8PNC Mortgage7/1000

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Mortgage Brokers in Cleburne

What does a mortgage broker do differently than going directly to a bank in Cleburne?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Cleburne?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in TX?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Mortgage Brokers Directory — Cleburne, TX

This page lists and ranks 8 mortgage brokers serving Cleburne, TX as of July 2026. The average verified rating across all listings is 5 stars, with an average of 91 customer reviews per business. The top-ranked mortgage brokers in Cleburne by our algorithm is Jackson Thomas at CrossCountry Mortgage (5.0 stars, 165 reviews). Mortgage brokers in Cleburne: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Cleburne: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

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