Top Picks · Cleveland
Best Insurance Agents in Cleveland, OH
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of June 2026, RatingsNearMe ranks 17 insurance agents in Cleveland, OH by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Acceptance Insurance with a 4.9-star rating from 535 Google reviews and an RNM Score of 87/100. Also in the top tier: CrossCountry Home and Auto Insurance Agency and Cleveland Insurance Brokers. The average rating across all listed insurance agents in Cleveland is 4.6 stars from 122 reviews per business on average.
Insurance in Cleveland: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 9, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Cleveland, OH is home to a variety of insurance agents offering auto, home, and business coverage. Consumers should research local agencies to find the best rates and coverage options to meet their specific needs.
- ✓Variety of insurance agents in Cleveland, OH
- ✓Agents offer auto, home, and business policies
- ✓Research local agencies to find the right coverage
Best Overall
A&A Action Auto Insurance
A&A Action Auto Insurance stands out as the top-ranked agent due to its consistently high customer ratings and strong local reputation in Cleveland.
Most Reviewed
Direct Auto Insurance
A high review count indicates broad customer experience and reliability, helping consumers gauge service consistency.
When choosing an insurance agent in Cleveland, compare quotes from multiple top-ranked agents and read recent reviews to ensure the coverage meets your specific needs.
How to Choose a Insurance Agent in Cleveland
What to look for
- • An insurance agent licensed in Ohio with experience serving the Cleveland area
- • An agent who specializes in the type of insurance you need (e.g. auto, home, life)
- • An agent who is responsive, knowledgeable, and takes the time to understand your needs
- • An agent affiliated with reputable insurance companies
Questions to ask
- • How long have you been an insurance agent in Cleveland?
- • What insurance companies do you represent and what are their financial ratings?
- • Can you provide references from satisfied Cleveland-area clients?
Red flags
- ⚠ An agent who seems pushy or tries to rush you into a decision
- ⚠ An agent who is not transparent about their fees or commission structure
- ⚠ An agent who is not licensed in Ohio or does not have experience serving the Cleveland market
In Ohio, insurance agents must be licensed by the Ohio Department of Insurance. Be sure to verify an agent's license and standing before working with them.
Local Market Snapshot
17
Businesses listed
4.6★
Avg rating
122
Avg reviews
Jun 9, 2026
Last updated
Top Rated Insurance Agents
Insurance Agents Rankings in Cleveland, OH
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Acceptance Insurance3360 Warren Rd, Cleveland, OH 44111, USA | 4.9★ | 535 |
| #2 | CrossCountry Home and Auto Insurance Agency2160 Superior Ave, Cleveland, OH 44114, USA | 5.0★ | 254 |
| #3 | Cleveland Insurance Brokers1 Berea Cmns # 203, Berea, OH 44017, USA | 5.0★ | 242 |
| #4 | A&A Action Auto Insurance3421 Prospect Ave E, Cleveland, OH 44115, USA | 4.7★ | 120 |
| #5 | Ryan Flynn - State Farm Insurance Agent3500 Lorain Ave Suite 502, Cleveland, OH 44113, USA | 5.0★ | 221 |
| #6 | Evarts Tremaine1111 Superior Ave Suite 1650, Cleveland, OH 44114, USA | 4.9★ | 43 |
| #7 | Four Point Insurance Agency, Inc.750 Prospect Ave E APT 706, Cleveland, OH 44114, USA | 4.9★ | 55 |
| #8 | Brooks & Stafford Company55 Public Square #1650, Cleveland, OH 44113, USA | 5.0★ | 22 |
| #9 | Direct Auto Insurance13217 Superior Ave, Cleveland, OH 44112, USA | 4.7★ | 189 |
| #10 | Progressive ClevelandE 9th St, Cleveland, OH 44113, USA | 1.0★ | 1 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Cleveland
3421 Prospect Ave E, Cleveland, OH 44115, USA
3500 Lorain Ave Suite 502, Cleveland, OH 44113, USA
750 Prospect Ave E APT 706, Cleveland, OH 44114, USA
55 Public Square #1650, Cleveland, OH 44113, USA
25643 Euclid Ave, Euclid, OH 44132, USA
10535 St Clair Ave., Cleveland, OH 44108, USA
2565 Noble Rd, Cleveland Heights, OH 44121, USA
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Insurance Agents in Cleveland, OH — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Acceptance Insurance | 87/100 | 4.9 ★ | 535 |
| 2 | CrossCountry Home and Auto Insurance Agency | 88/100 | 5.0 ★ | 254 |
| 3 | Cleveland Insurance Brokers | 88/100 | 5.0 ★ | 242 |
| 4 | A&A Action Auto Insurance | 79/100 | 4.7 ★ | 120 |
| 5 | Ryan Flynn - State Farm Insurance Agent | 88/100 | 5.0 ★ | 221 |
| 6 | Evarts Tremaine | 77/100 | 4.9 ★ | 43 |
| 7 | Four Point Insurance Agency, Inc. | 78/100 | 4.9 ★ | 55 |
| 8 | Brooks & Stafford Company | 75/100 | 5.0 ★ | 22 |
| 9 | Direct Auto Insurance | 82/100 | 4.7 ★ | 189 |
| 10 | Progressive Cleveland | 14/100 | 1.0 ★ | 1 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
Frequently Asked Questions — Insurance Agents in Cleveland
What is the difference between a captive and independent insurance agent in Cleveland?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in OH?
Search the OH Department of Insurance's online license lookup — Google "OH Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in OH must be licensed with the state.
How much does working with a local insurance agent in Cleveland cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Cleveland?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Cleveland adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 9, 2026.
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