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Trusted Mortgage Brokers in Cockrell Hill, TX

Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Cockrell Hill have earned it through hundreds of verified reviews.

As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Cockrell Hill, TX by verified customer ratings and review volume. The highest-rated is Rosalina Rose Certeza Mortgage Broker Lending with Rose with a 5.0-star rating from 18 verified reviews. Also in the top tier: Geneva Financial LLC and Chase Home Lending. The average rating across all listed mortgage brokers in Cockrell Hill is 4.7 stars from 58 reviews per business on average.

Mortgage brokers in Cockrell Hill: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

20

Businesses listed

4.7★

Avg rating

58

Avg reviews

May 17, 2026

Last updated

Top Rated Mortgage Brokers

🥇

Rosalina Rose Certeza Mortgage Broker Lending with Rose

5.0(18 reviews)

1749 Hardy Rd, Grand Prairie, TX 75051, USA

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Geneva Financial LLC

4.7(14 reviews)

407 N Cedar Ridge Dr #235, Duncanville, TX 75116, USA

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Chase Home Lending

3.0(4 reviews)

303 S Main St, Duncanville, TX 75116, USA

Mortgage Brokers Rankings in Cockrell Hill, TX

#BusinessRatingReviews
#1Rosalina Rose Certeza Mortgage Broker Lending with Rose1749 Hardy Rd, Grand Prairie, TX 75051, USA5.018
#2Geneva Financial LLC407 N Cedar Ridge Dr #235, Duncanville, TX 75116, USA4.714
#3Chase Home Lending303 S Main St, Duncanville, TX 75116, USA3.04
#4Commercial Lending DeSoto,TX1001 Robbie Mince Wy, DeSoto, TX 75115, USA
#5US Mortgage Lenders, LLC785 W Wheatland Rd Ste 407, Duncanville, TX 75116, USA5.0189
#6City Bank Mortgage133 W Main St Suite 300, Grand Prairie, TX 75050, USA4.610
#7AsertaLoans3232 McKinney Ave Suite 500, Dallas, TX 75204, USA5.091
#8LTI Mortgage / Hybrid Agent Homes1801 N Hampton Rd #458, DeSoto, TX 75115, USA5.068
#9Wade Betz, Mortgage Broker4514 Cole Ave # 600, Dallas, TX 75205, USA5.0222
#10Eroica Financial Services524 Goodwin Dr, Grand Prairie, TX 75052, USA5.07

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Mortgage Brokers in Cockrell Hill

4

Commercial Lending DeSoto,TX

· 0 reviews

1001 Robbie Mince Wy, DeSoto, TX 75115, USA

5

US Mortgage Lenders, LLC

5.0· 189 reviews

785 W Wheatland Rd Ste 407, Duncanville, TX 75116, USA

6

City Bank Mortgage

4.6· 10 reviews

133 W Main St Suite 300, Grand Prairie, TX 75050, USA

7

AsertaLoans

5.0· 91 reviews

3232 McKinney Ave Suite 500, Dallas, TX 75204, USA

8

LTI Mortgage / Hybrid Agent Homes

5.0· 68 reviews

1801 N Hampton Rd #458, DeSoto, TX 75115, USA

9

Wade Betz, Mortgage Broker

5.0· 222 reviews

4514 Cole Ave # 600, Dallas, TX 75205, USA

10

Eroica Financial Services

5.0· 7 reviews

524 Goodwin Dr, Grand Prairie, TX 75052, USA

11

Christian Johnson - Mortgage Lender

5.0· 173 reviews

3100 Monticello Ave #335, Dallas, TX 75205, USA

12

Preapprovals

5.0· 20 reviews

600 E John W Carpenter Fwy Suite #262, Irving, TX 75062, USA

13

Tatom Lending LLC

5.0· 43 reviews

3235 Homer St, Dallas, TX 75206, USA

14

Best Commercial Real Estate Mortgage Loans Grand Prairie TX

2.0· 1 reviews

1960 W Tarrant Rd 1503. # A, Grand Prairie, TX 75050, USA

15

PRIME MORTGAGE SOLUTIONS

4.8· 48 reviews

5000 Riverside Dr Bldg 6 Suite 100E, Irving, TX 75039, USA

16

Sunrise Mortgage Services LLC

5.0· 1 reviews

511 E John W Carpenter Fwy, Irving, TX 75062, USA

17

Ray Campbell Team - Nova Home Loans

4.9· 40 reviews

511 E John W Carpenter Fwy # 500, Irving, TX 75062, USA

18

Stonebriar Mortgage

4.8· 73 reviews

6220 Gaston Ave Ste 575, Dallas, TX 75214, USA

19

The Brandy Whitmire Mortgage Team

4.9· 55 reviews

6301 Gaston Ave #1420, Dallas, TX 75214, USA

20

Absolute Mortgage & Lending - Grand Prairie

5.0· 17 reviews

2625 W Pioneer Pkwy Ste 201B, Grand Prairie, TX 75051, USA

Data from Google Business listings
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Frequently Asked Questions — Mortgage Brokers in Cockrell Hill

What does a mortgage broker do differently than going directly to a bank in Cockrell Hill?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Cockrell Hill?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in TX?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Mortgage Brokers Directory — Cockrell Hill, TX

This page lists and ranks 20 mortgage brokers serving Cockrell Hill, TX as of May 2026. The average verified rating across all listings is 4.7 stars, with an average of 58 customer reviews per business. The top-ranked mortgage brokers in Cockrell Hill by our algorithm is Rosalina Rose Certeza Mortgage Broker Lending with Rose (5.0 stars, 18 reviews). Mortgage brokers in Cockrell Hill: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Cockrell Hill: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

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