Pricing Guide · Columbia
Insurance Agents Cost in Columbia, TN — 2026 Price Guide
What should you pay for insurance agents in Columbia? See real 2026 price ranges from local pros and get free quotes to compare.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Columbia, TN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is JennaLynn Drake - State Farm Insurance Agent with a 5.0-star rating from 319 Google reviews and an RNM Score of 88/100. Also in the top tier: Farmers Insurance - Matthew Harms and Jeremy Baker - State Farm Insurance Agent. The average rating across all listed insurance agents in Columbia is 4.7 stars from 97 reviews per business on average.
Insurance in Columbia: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 13, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Landers Insurance Agency LLC
Landers Insurance Agency LLC is consistently top-ranked for its strong local reputation and comprehensive insurance offerings in Columbia.
Most Reviewed
Terry Johnson Insurance Agency Inc
A high review count indicates a large base of customer experiences, providing more reliable insight into service quality and trustworthiness.
When choosing an insurance agent in Columbia, compare quotes from multiple agencies and consider local agents who understand Tennessee-specific coverage needs. Reading recent reviews can also help gauge customer service responsiveness.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
97
Avg reviews
Jun 13, 2026
Last updated
Top Rated Insurance Agents
Rated 5.0 stars from over 300 Google reviews for trusted local insurance guidance.
1204 S Main St A, Columbia, TN 38401, USAColumbia's top-rated insurance agent with a perfect 5.0★ from over 230 reviews.
1116 Nashville Hwy Ste 106a, Columbia, TN 38401, USAThis local insurance agent has a 4.9-star rating from 186 Google reviews.
1508 Hatcher Ln, Columbia, TN 38401, USAInsurance Agents Rankings in Columbia, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | JennaLynn Drake - State Farm Insurance Agent1204 S Main St A, Columbia, TN 38401, USA | 5.0★ | 319 |
| #2 | Farmers Insurance - Matthew Harms1116 Nashville Hwy Ste 106a, Columbia, TN 38401, USA | 5.0★ | 238 |
| #3 | Jeremy Baker - State Farm Insurance Agent1508 Hatcher Ln, Columbia, TN 38401, USA | 4.9★ | 186 |
| #4 | Foster Insurance Agency Inc204 W 4th St, Columbia, TN 38401, USA | 4.4★ | 13 |
| #5 | Haulers Insurance Co Inc2504 Keith Dr, Columbia, TN 38401, USA | 3.8★ | 292 |
| #6 | Big Bend Insurance Group315 W 7th St, Columbia, TN 38401, USA | 5.0★ | 67 |
| #7 | Landers Insurance Agency LLCA 514 N Garden St, Columbia, TN 38401, USA | 4.9★ | 51 |
| #8 | Acceptance Insurance2120 Brookmeade Dr B, Columbia, TN 38401, USA | 4.7★ | 124 |
| #9 | Terry Johnson Insurance Agency Inc2518 Pulaski Hwy, Columbia, TN 38401, USA | 4.2★ | 24 |
| #10 | Mid State Insurance Agency Inc.1130 Carmack Blvd, Columbia, TN 38401, USA | 4.9★ | 16 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Columbia
Rated 4.4 stars from 13 local reviews, this Columbia insurance agent is a solid choice.
204 W 4th St, Columbia, TN 38401, USA
Insurance agent with 3.8 stars from nearly 300 Google reviews in Columbia, TN.
2504 Keith Dr, Columbia, TN 38401, USA
5.0 stars from 67 Google reviews, reflecting consistent customer satisfaction.
315 W 7th St, Columbia, TN 38401, USA
Shoppers praise this agent highly, with a 4.9-star rating from 51 Google reviews.
A 514 N Garden St, Columbia, TN 38401, USA
Trusted by hundreds of locals with a strong 4.7-star rating in Columbia.
2120 Brookmeade Dr B, Columbia, TN 38401, USA
A solid 4.2-star rating from 24 Google reviews reflects trusted local service.
2518 Pulaski Hwy, Columbia, TN 38401, USA
Highly rated by locals with a 4.9-star average from 16 reviews.
1130 Carmack Blvd, Columbia, TN 38401, USA
Rated 5.0 stars from over 100 reviews in the Columbia community.
909 S Garden St, Columbia, TN 38401, USA
Exceptional 4.9-star rating from 59 local Google reviews.
1603 Carmack Blvd, Columbia, TN 38401, USA
Rated 5.0 stars from two Google reviews for reliable local insurance guidance.
2313 Campbell Park Dr, Columbia, TN 38401, USA
Top-rated insurance agent in Columbia with a perfect 5.0-star rating from 92 reviews.
609 S James Campbell Blvd, Columbia, TN 38401, USA
Rated 4.9 stars from 20 Google reviews, reflecting exceptional local client satisfaction.
1740 N Main St I, Columbia, TN 38401, USA
Trusted local insurance agent with a perfect 5.0-star rating from 14 reviews.
1509 Carmack Blvd, Columbia, TN 38401, USA
Earned a solid 4.4-star rating from 8 Google reviews.
1040 N James Campbell Blvd STE 105, Columbia, TN 38401, USA
Trusted by many, this Columbia insurance agent holds a strong 4.6★ rating from 156 reviews.
181 Theta Pike, Columbia, TN 38401, USA
Rated 4.7 stars from 10 Google reviews by local clients in Columbia.
101 7th Ave, Columbia, TN 38401, USA
Praised for reliable service with 4.5 stars from over 100 Google reviews.
1810 Shady Brook St #1, Columbia, TN 38401, USA
Get Free Quotes
We'll connect you with the top insurance agents in Columbia, TN.
Insurance Agents in Columbia, TN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | JennaLynn Drake - State Farm Insurance Agent | 88/100 | 5.0 ★ | 319 |
| 2 | Farmers Insurance - Matthew Harms | 88/100 | 5.0 ★ | 238 |
| 3 | Jeremy Baker - State Farm Insurance Agent | 85/100 | 4.9 ★ | 186 |
| 4 | Foster Insurance Agency Inc | 62/100 | 4.4 ★ | 13 |
| 5 | Haulers Insurance Co Inc | 68/100 | 3.8 ★ | 292 |
| 6 | Big Bend Insurance Group | 81/100 | 5.0 ★ | 67 |
| 7 | Landers Insurance Agency LLC | 78/100 | 4.9 ★ | 51 |
| 8 | Acceptance Insurance | 79/100 | 4.7 ★ | 124 |
| 9 | Terry Johnson Insurance Agency Inc | 62/100 | 4.2 ★ | 24 |
| 10 | Mid State Insurance Agency Inc. | 72/100 | 4.9 ★ | 16 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
Get your business on AI — ChatGPT, Perplexity & Google AI
AI assistants increasingly recommend local insurance agents straight from RatingsNearMe. Claim your spot in Columbia to get featured in AI answers, comparison tables, and “best near me” results — where customers are actually searching now.
Frequently Asked Questions — Insurance Agents in Columbia
What is the difference between a captive and independent insurance agent in Columbia?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TN?
Search the TN Department of Insurance's online license lookup — Google "TN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TN must be licensed with the state.
How much does working with a local insurance agent in Columbia cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Columbia?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Columbia adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 13, 2026.
More Home Services in Columbia
Related Searches
More ways to find insurance agents in Columbia
Insurance Agents in nearby cities