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Cheap Mortgage Brokers in Combine, TX — Best Prices
Compare mortgage brokers prices in Combine to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of June 2026, RatingsNearMe ranks 20 mortgage brokers in Combine, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is CrossCountry Mortgage LLC| Billy Killingsworth | NMLS #356509 with a 5.0-star rating from 6 Google reviews and an RNM Score of 69/100. Also in the top tier: Nicole Carpenter / Home Loan / Platinum Eagle Mortgage and City Bank Mortgage. The average rating across all listed mortgage brokers in Combine is 4.8 stars from 107 reviews per business on average.
Mortgage brokers in Combine: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 13, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
107
Avg reviews
Jun 13, 2026
Last updated
Top Rated Mortgage Brokers
Rated 5.0 stars from six Google reviews, reflecting exceptional client satisfaction.
402 E Trunk St Suite G, Crandall, TX 75114, USAForney mortgage broker with 4.8 stars from 21 Google reviews.
571 FM 548 Suite 132, Forney, TX 75126, USANo Google reviews yet, so no local customer feedback is available for this broker.
771 E US Hwy 80 #100 Suite 100, Forney, TX 75126, USAMortgage Brokers Rankings in Combine, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | CrossCountry Mortgage LLC| Billy Killingsworth | NMLS #356509402 E Trunk St Suite G, Crandall, TX 75114, USA | 5.0★ | 6 |
| #2 | Nicole Carpenter / Home Loan / Platinum Eagle Mortgage571 FM 548 Suite 132, Forney, TX 75126, USA | 4.8★ | 21 |
| #3 | City Bank Mortgage771 E US Hwy 80 #100 Suite 100, Forney, TX 75126, USA | — | — |
| #4 | James Brown - Chase Home Lending Advisor - NMLS ID 661165401 N Farm to Market 548, Forney, TX 75126, USA | — | — |
| #5 | Innovative Lending204 W Broad St Suite C, Forney, TX 75126, USA | 5.0★ | 10 |
| #6 | Cedric Pitts - United Mortgage Pros1509 Paintbrush St, Mesquite, TX 75149, USA | 4.9★ | 78 |
| #7 | Mesquite Mortgage103 N Broad St, Mesquite, TX 75149, USA | 4.0★ | 1 |
| #8 | Winn Mortgage LLCMeadowview, 2925 Goldenrod Dr, Lancaster, TX 75134, USA | — | — |
| #9 | Not Your Average Lender310 E Interstate 30 Suite M101, Garland, TX 75043, USA | 3.9★ | 30 |
| #10 | Trinity Oaks Mortgage421 Century Way #100, Red Oak, TX 75154, USA | 4.9★ | 253 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Combine
Offers mortgage services in Forney, TX, but has no online customer reviews yet.
401 N Farm to Market 548, Forney, TX 75126, USA
Top-rated mortgage broker in Forney with a perfect 5.0-star rating from 10 reviews.
204 W Broad St Suite C, Forney, TX 75126, USA
Rated 4.9 stars from 78 Google reviews in Mesquite, TX.
1509 Paintbrush St, Mesquite, TX 75149, USA
A solid 4.0-star rating from a handful of Google reviews.
103 N Broad St, Mesquite, TX 75149, USA
Lancaster mortgage broker with no customer reviews yet; first client feedback pending.
Meadowview, 2925 Goldenrod Dr, Lancaster, TX 75134, USA
A local mortgage broker with 30 Google reviews averaging 3.9 stars in Garland, TX.
310 E Interstate 30 Suite M101, Garland, TX 75043, USA
Trusted by 253 clients with a stellar 4.9-star average rating.
421 Century Way #100, Red Oak, TX 75154, USA
Top-rated Garland mortgage broker with 4.9 stars from over 200 Google reviews.
1417 E Interstate 30 Suite 5, Garland, TX 75043, USA
Rockwall mortgage broker with a 4.9-star rating from 119 Google reviews.
6540 Alliance Dr #130, Rockwall, TX 75032, USA
Rockwall mortgage broker with a flawless 5.0-star rating from 4 reviews.
6520 Alliance Dr #130, Rockwall, TX 75032, USA
5.0 stars from 266 Google reviews, reflecting exceptional local client satisfaction.
5 Horizon Ct, Rockwall, TX 75032, USA
Trusted by hundreds of local clients, earning a strong 4.5-star rating from 570 reviews.
3960 Broadway Blvd #107, Garland, TX 75043, USA
5.0 stars from 14 Google reviews, reflecting exceptional client satisfaction.
6105 Volunteer Pl, Rockwall, TX 75032, USA
Duncanville mortgage broker with a 4.9-star rating from 39 customer reviews.
501 Magnolia Ln, Glenn Heights, TX 75154, USA
5.0-star rating from 61 Google reviews for a Garland mortgage broker.
4306 Curlew Ln, Garland, TX 75043, USA
Trusted by 68 clients with a perfect 5.0-star rating in Duncanville.
1801 N Hampton Rd #458, DeSoto, TX 75115, USA
Rockwall's top-rated mortgage broker with a flawless 5.0★ from 50 reviews.
1215 Arista Dr #102, Rockwall, TX 75032, USA
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Mortgage Brokers in Combine, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | CrossCountry Mortgage LLC| Billy Killingsworth | NMLS #356509 | 69/100 | 5.0 ★ | 6 |
| 2 | Nicole Carpenter / Home Loan / Platinum Eagle Mortgage | 72/100 | 4.8 ★ | 21 |
| 3 | City Bank Mortgage | 3/100 | — | 0 |
| 4 | James Brown - Chase Home Lending Advisor - NMLS ID 661165 | 3/100 | — | 0 |
| 5 | Innovative Lending | 71/100 | 5.0 ★ | 10 |
| 6 | Cedric Pitts - United Mortgage Pros | 80/100 | 4.9 ★ | 78 |
| 7 | Mesquite Mortgage | 45/100 | 4.0 ★ | 1 |
| 8 | Winn Mortgage LLC | 3/100 | — | 0 |
| 9 | Not Your Average Lender | 58/100 | 3.9 ★ | 30 |
| 10 | Trinity Oaks Mortgage | 98/100 | 4.9 ★ | 253 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Combine
What does a mortgage broker do differently than going directly to a bank in Combine?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Combine?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 13, 2026.
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