24/7 Available · Commerce City
24-Hour Insurance Agents in Commerce City, CO — Always Available
Emergencies don't keep business hours. These insurance agents in Commerce City are available 24 hours a day, 7 days a week — including holidays.
As of June 2026, RatingsNearMe ranks 19 insurance agents in Commerce City, CO by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Eddie Olivas - State Farm Insurance Agent with a 4.8-star rating from 290 Google reviews and an RNM Score of 85/100. Also in the top tier: Matthew Carlson: Allstate Insurance and Tyrone Byrd - State Farm Insurance Agent. The average rating across all listed insurance agents in Commerce City is 4.6 stars from 71 reviews per business on average.
Insurance in Commerce City: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Commerce City, CO is home to a variety of insurance agents offering coverage for auto, home, life, and business needs. Consumers can find agents representing major national providers as well as local independent agencies in the area.
- ✓Diverse selection of insurance agents in Commerce City, CO
- ✓Agents represent national and local insurance providers
- ✓Consumers can find coverage for auto, home, life, and business insurance
Best Overall
De Paz Insurance Agency
De Paz Insurance Agency stands out as the top-ranked option due to its strong local reputation and comprehensive insurance services tailored to the Commerce City community.
Most Reviewed
De Paz Insurance Agency
A high review count indicates broad customer experience and trust, helping you gauge consistent service quality.
When choosing an insurance agent in Commerce City, compare coverage options and customer service responsiveness. It's wise to read recent reviews and ask about discounts or bundling to get the best value for your needs.
How to Choose a Insurance Agent in Commerce City
What to look for
- • Experienced and knowledgeable about insurance policies in Commerce City, CO
- • Responsive and communicative throughout the process
- • Offers a variety of insurance options to compare
- • Provides personalized recommendations based on your needs and budget
Questions to ask
- • How long have you been an insurance agent in Commerce City?
- • What types of insurance policies do you specialize in?
- • Can you provide references from other Commerce City clients?
- • How will you help me find the best coverage and rates?
Red flags
- ⚠ Pressures you to make a quick decision without fully understanding your needs
- ⚠ Lacks transparency about commission structures or fees
- ⚠ Cannot provide clear explanations of policy details and coverage
- ⚠ Has a history of complaints or negative reviews from Commerce City customers
In Colorado, insurance agents must be licensed by the state Division of Insurance. Be sure to verify an agent's license and check for any disciplinary actions or complaints.
Local Market Snapshot
19
Businesses listed
4.6★
Avg rating
71
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Trusted by hundreds, this Commerce City agent holds a stellar 4.8-star rating.
7270 Magnolia St, Commerce City, CO 80022, USATrusted by hundreds of local clients, this agent holds a stellar 4.9-star rating.
10250 Idalia St Ste 6, Commerce City, CO 80022, USATrusted by hundreds of local clients with an exceptional 4.8-star rating.
13611 E 104th Ave #700, Commerce City, CO 80022, USAInsurance Agents Rankings in Commerce City, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Eddie Olivas - State Farm Insurance Agent7270 Magnolia St, Commerce City, CO 80022, USA | 4.8★ | 290 |
| #2 | Matthew Carlson: Allstate Insurance10250 Idalia St Ste 6, Commerce City, CO 80022, USA | 4.9★ | 193 |
| #3 | Tyrone Byrd - State Farm Insurance Agent13611 E 104th Ave #700, Commerce City, CO 80022, USA | 4.8★ | 198 |
| #4 | Carl Marx & Associates, LLC American Family Insurance13659 E 104th Ave #550, Commerce City, CO 80022, USA | 5.0★ | 23 |
| #5 | ASAP Insurance & Taxes6105 E 72nd Ave Unit B, Commerce City, CO 80022, USA | 4.7★ | 29 |
| #6 | Fred Loya Insurance6025 Parkway Dr Unit 190, Commerce City, CO 80022, USA | 3.1★ | 48 |
| #7 | Geoffrey Torres American Family Insurance13659 E 104th Ave #550, Commerce City, CO 80022, USA | 4.0★ | 26 |
| #8 | Aspen Insurance Group6990 E 72nd Ave, Commerce City, CO 80022, USA | 4.8★ | 195 |
| #9 | Medina Professional Insurance6755 E 72nd Ave, Commerce City, CO 80022, USA | 4.6★ | 59 |
| #10 | Blair & Blair Insurance Unlimited6401 E 72nd Ave, Commerce City, CO 80022, USA | 4.5★ | 17 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Commerce City
5.0 stars from over 20 reviews, reflecting exceptional customer satisfaction.
13659 E 104th Ave #550, Commerce City, CO 80022, USA
4.7 stars from 29 reviews, showing strong local trust and service.
6105 E 72nd Ave Unit B, Commerce City, CO 80022, USA
48 Google reviews give this Commerce City insurance agent a mixed 3.1-star rating.
6025 Parkway Dr Unit 190, Commerce City, CO 80022, USA
4.0 stars from 26 Google reviews for an insurance agent in Commerce City.
13659 E 104th Ave #550, Commerce City, CO 80022, USA
Trusted by hundreds locally with a stellar 4.8★ rating from 195 reviews.
6990 E 72nd Ave, Commerce City, CO 80022, USA
Highly rated Commerce City insurance agent with a 4.6-star average from dozens of Google reviews.
6755 E 72nd Ave, Commerce City, CO 80022, USA
4.5 stars from 17 reviews, showing strong, trusted local service.
6401 E 72nd Ave, Commerce City, CO 80022, USA
Proudly serving Commerce City with a stellar 4.8-star rating from 16 reviews.
7290 Magnolia St, Commerce City, CO 80022, USA
Consistently rated 4.7 stars from 15 Google reviews by local clients.
6537 E 72nd Pl, Commerce City, CO 80022, USA
Proudly serving Commerce City with a flawless 5.0-star rating from 14 reviews.
7249 Magnolia St, Commerce City, CO 80022, USA
No reviews yet for this Commerce City insurance agent.
7393 Dahlia St, Commerce City, CO 80022, USA
Consistently rated 5.0 stars across 35 Google reviews.
18220 E 104th Ave #102, Commerce City, CO 80022, USA
Trusted Commerce City insurance agent with a strong 4.6-star rating from 11 reviews.
18335 E 103rd Ave UNIT 204, Commerce City, CO 80022, USA
This agent has a 3.7-star rating based on 3 Google reviews.
13599 E 104th Ave #600, Commerce City, CO 80022, USA
A local insurance agent with a perfect 5.0-star rating from recent Google reviews.
10203 Salida St, Commerce City, CO 80022, USA
Trusted by hundreds of local clients with a strong 4.6-star rating.
6990 CO-2, Commerce City, CO 80022, USA
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Insurance Agents in Commerce City, CO — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Eddie Olivas - State Farm Insurance Agent | 85/100 | 4.8 ★ | 290 |
| 2 | Matthew Carlson: Allstate Insurance | 85/100 | 4.9 ★ | 193 |
| 3 | Tyrone Byrd - State Farm Insurance Agent | 84/100 | 4.8 ★ | 198 |
| 4 | Carl Marx & Associates, LLC American Family Insurance | 76/100 | 5.0 ★ | 23 |
| 5 | ASAP Insurance & Taxes | 72/100 | 4.7 ★ | 29 |
| 6 | Fred Loya Insurance | 47/100 | 3.1 ★ | 48 |
| 7 | Geoffrey Torres American Family Insurance | 59/100 | 4.0 ★ | 26 |
| 8 | Aspen Insurance Group | 84/100 | 4.8 ★ | 195 |
| 9 | Medina Professional Insurance | 74/100 | 4.6 ★ | 59 |
| 10 | Blair & Blair Insurance Unlimited | 66/100 | 4.5 ★ | 17 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Commerce City
What is the difference between a captive and independent insurance agent in Commerce City?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CO?
Search the CO Department of Insurance's online license lookup — Google "CO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CO must be licensed with the state.
How much does working with a local insurance agent in Commerce City cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Commerce City?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Commerce City adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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