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We don't have insurance agents listed specifically in Commerce yet — these top-rated pros from Rockwall serve your area and are available for calls and quotes today.
Low Cost · Commerce
Cheap Insurance Agents in Commerce, TX — Best Prices
Compare insurance agents prices in Commerce to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of May 2026, RatingsNearMe ranks 14 insurance agents in Commerce, TX by verified customer ratings and review volume. The highest-rated is Agents.biz Insurance Agents. Also in the top tier: Brightway Insurance, The Cypert Agency and Brooke Insurance. The average rating across all listed insurance agents in Commerce is 4.8 stars from 136 reviews per business on average.
Insurance in Commerce: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
14
Businesses listed
4.8★
Avg rating
136
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Agents.biz Insurance Agents
4426 TX-276 Agents.biz, Rockwall, TX 75032, USA
Brightway Insurance, The Cypert Agency
801 N Goliad St, Rockwall, TX 75087, USA
Brooke Insurance
118 E Rusk St, Rockwall, TX 75087, USA
Insurance Agents Rankings in Commerce, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Agents.biz Insurance Agents4426 TX-276 Agents.biz, Rockwall, TX 75032, USA | — | — |
| #2 | Brightway Insurance, The Cypert Agency801 N Goliad St, Rockwall, TX 75087, USA | 5.0★ | 2 |
| #3 | Brooke Insurance118 E Rusk St, Rockwall, TX 75087, USA | 5.0★ | 2 |
| #4 | Hanby Insurance107 N Goliad St Suite 202, Rockwall, TX 75087, USA | 5.0★ | 619 |
| #5 | Farmers Insurance - Joe Wimpee105 W Kaufman St, Rockwall, TX 75087, USA | 4.5★ | 35 |
| #6 | Rockwall Insurance Agency769 Justin Rd, Rockwall, TX 75087, USA | — | — |
| #7 | Rockwall Insurance Agency, Inc.761 Justin Rd, Rockwall, TX 75087, USA | — | — |
| #8 | Dyer Insurance Agency761 Justin Rd suite a, Rockwall, TX 75087, USA | 4.6★ | 12 |
| #9 | The Slocum Agency1338 S State Hwy 205 ste a, Rockwall, TX 75032, USA | 4.7★ | 397 |
| #10 | Farmers Insurance - James Yarborough1101 Ridge Rd Ste 123, Rockwall, TX 75087, USA | 4.8★ | 41 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Commerce
Hanby Insurance
107 N Goliad St Suite 202, Rockwall, TX 75087, USA
Farmers Insurance - Joe Wimpee
105 W Kaufman St, Rockwall, TX 75087, USA
Rockwall Insurance Agency
769 Justin Rd, Rockwall, TX 75087, USA
Rockwall Insurance Agency, Inc.
761 Justin Rd, Rockwall, TX 75087, USA
Dyer Insurance Agency
761 Justin Rd suite a, Rockwall, TX 75087, USA
The Slocum Agency
1338 S State Hwy 205 ste a, Rockwall, TX 75032, USA
Farmers Insurance - James Yarborough
1101 Ridge Rd Ste 123, Rockwall, TX 75087, USA
Adam Leggett - State Farm Insurance Agent
600 E Brown St, Wylie, TX 75098, USA
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Frequently Asked Questions — Insurance Agents in Commerce
What is the difference between a captive and independent insurance agent in Commerce?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Commerce cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Commerce?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Commerce adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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