Top Picks · Concord
Best Insurance Agents in Concord, NC
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Concord, NC by verified customer ratings and review volume. The highest-rated is Tara Morgan-Barreiro - GEICO Insurance Agent with a 4.9-star rating from 527 verified reviews. Also in the top tier: Trey Siner Insurance Group and Byrd Agency Inc. The average rating across all listed insurance agents in Concord is 4.8 stars from 118 reviews per business on average.
Insurance in Concord: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
118
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Tara Morgan-Barreiro - GEICO Insurance Agent
7741 Gateway Ln NW Suite 100, Concord, NC 28027, USA
Trey Siner Insurance Group
247 Church St NE, Concord, NC 28025, USA
Insurance Agents Rankings in Concord, NC
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Tara Morgan-Barreiro - GEICO Insurance Agent7741 Gateway Ln NW Suite 100, Concord, NC 28027, USA | 4.9★ | 527 |
| #2 | Trey Siner Insurance Group247 Church St NE, Concord, NC 28025, USA | 4.9★ | 293 |
| #3 | Byrd Agency Inc797 Davidson Dr NW, Concord, NC 28025, USA | 5.0★ | 383 |
| #4 | Insurance Concord9900 Poplar Tent Rd Ste 115 #312, Concord, NC 28027, USA | 5.0★ | 38 |
| #5 | S & D Insurance148 Church St NE, Concord, NC 28025, USA | 4.7★ | 31 |
| #6 | Affordable Auto Insurance Consultants Concord561 Medical Park Dr NE, Concord, NC 28025, USA | — | — |
| #7 | Madison Insurance Group3775 NC-73, Concord, NC 28025, USA | 4.7★ | 77 |
| #8 | 48 spring st48 Spring St NW, Concord, NC 28025, USA | 5.0★ | 2 |
| #9 | United Cabarrus Insurance (an SIA Group Partner)950 Lee-Ann Dr NE, Concord, NC 28025, USA | 4.4★ | 29 |
| #10 | America Insurance & Tax Service2401 Poplar Tent Rd, Concord, NC 28027, USA | 4.7★ | 82 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Concord
Insurance Concord
9900 Poplar Tent Rd Ste 115 #312, Concord, NC 28027, USA
S & D Insurance
148 Church St NE, Concord, NC 28025, USA
Affordable Auto Insurance Consultants Concord
561 Medical Park Dr NE, Concord, NC 28025, USA
United Cabarrus Insurance (an SIA Group Partner)
950 Lee-Ann Dr NE, Concord, NC 28025, USA
America Insurance & Tax Service
2401 Poplar Tent Rd, Concord, NC 28027, USA
Right Choice Insurance
874-A Concord Pkwy N, Concord, NC 28027, USA
Promise Insurance Agency
481 Concord Pkwy N, Concord, NC 28027, USA
Central Carolina Insurance Agency
832 Arbor St NE, Concord, NC 28025, USA
NC Farm Bureau Insurance
210 Branchview Dr SE, Concord, NC 28025, USA
Ralph or "Britt" Brittain - State Farm Insurance Agent
280 Concord Pkwy S The Village, #117, Concord, NC 28027, USA
Allen & Ballard Insurance Associates
732 Kannapolis Pkwy, Concord, NC 28027, USA
The Compass Agency LLC
638 Concord Pkwy N, Concord, NC 28027, USA
IGC | Insurance Group of the Carolinas
246 Oak Ave, Kannapolis, NC 28081, USA
Pegram & AllCare Insurance Services
50 Transit Ct NW, Concord, NC 28025, USA
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Frequently Asked Questions — Insurance Agents in Concord
What is the difference between a captive and independent insurance agent in Concord?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in NC?
Search the NC Department of Insurance's online license lookup — Google "NC Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in NC must be licensed with the state.
How much does working with a local insurance agent in Concord cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Concord?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Concord adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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