Top Picks · Concord
Best Insurance Agents in Concord, NC
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Concord, NC by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Tara Morgan-Barreiro - GEICO Insurance Agent with a 4.9-star rating from 527 Google reviews and an RNM Score of 98/100. Also in the top tier: Trey Siner Insurance Group and Byrd Agency Inc. The average rating across all listed insurance agents in Concord is 4.8 stars from 118 reviews per business on average.
Insurance in Concord: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Ralph or "Britt" Brittain - State Farm Insurance Agent
This agent combines the trusted State Farm brand with local expertise and a top-ranked reputation in Concord.
Most Reviewed
Trey Siner Insurance Group
A high number of reviews indicates strong customer trust and consistent service quality over time.
When choosing an insurance agent in Concord, consider checking online reviews and comparing quotes from multiple agencies to ensure you get the best coverage and service for your needs.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
118
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Proudly holding a 4.9-star rating from over 500 Google reviews.
7741 Gateway Ln NW Suite 100, Concord, NC 28027, USAEarning a 4.9-star rating from nearly 300 reviews in Concord, NC.
247 Church St NE, Concord, NC 28025, USATrusted by hundreds of local clients, maintaining a perfect 5.0-star rating.
797 Davidson Dr NW, Concord, NC 28025, USAInsurance Agents Rankings in Concord, NC
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Tara Morgan-Barreiro - GEICO Insurance Agent7741 Gateway Ln NW Suite 100, Concord, NC 28027, USA | 4.9★ | 527 |
| #2 | Trey Siner Insurance Group247 Church St NE, Concord, NC 28025, USA | 4.9★ | 293 |
| #3 | Byrd Agency Inc797 Davidson Dr NW, Concord, NC 28025, USA | 5.0★ | 383 |
| #4 | Pegram & AllCare Insurance Services50 Transit Ct NW, Concord, NC 28025, USA | 4.7★ | 88 |
| #5 | IGC | Insurance Group of the Carolinas246 Oak Ave, Kannapolis, NC 28081, USA | 4.9★ | 114 |
| #6 | Jason Bentley Agency646 Church St N, Concord, NC 28025, USA | 4.9★ | 41 |
| #7 | Insurance Concord9900 Poplar Tent Rd Ste 115 #312, Concord, NC 28027, USA | 5.0★ | 38 |
| #8 | S & D Insurance148 Church St NE, Concord, NC 28025, USA | 4.7★ | 31 |
| #9 | United Cabarrus Insurance (an SIA Group Partner)950 Lee-Ann Dr NE, Concord, NC 28025, USA | 4.4★ | 29 |
| #10 | NC Farm Bureau Insurance210 Branchview Dr SE, Concord, NC 28025, USA | 4.3★ | 27 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Concord
Known for reliable service with a strong 4.7-star rating from 88 Google reviews.
50 Transit Ct NW, Concord, NC 28025, USA
Trusted by hundreds of local clients with a stellar 4.9-star rating.
246 Oak Ave, Kannapolis, NC 28081, USA
4.9-star rating from 41 reviews highlights consistently exceptional customer service.
646 Church St N, Concord, NC 28025, USA
Consistently rated 5.0 stars from 38 Google reviews in Concord, NC.
9900 Poplar Tent Rd Ste 115 #312, Concord, NC 28027, USA
A local insurance agent with a strong 4.7-star rating from 31 Google reviews.
148 Church St NE, Concord, NC 28025, USA
Consistently rated 4.4 stars from nearly 30 Google reviews.
950 Lee-Ann Dr NE, Concord, NC 28025, USA
Known for solid service with a 4.3-star rating from 27 Google reviews.
210 Branchview Dr SE, Concord, NC 28025, USA
4.7-star rated insurance agent in Concord, NC with 77 Google reviews.
3775 NC-73, Concord, NC 28025, USA
This insurance agent in Concord, NC has not yet received any Google reviews.
561 Medical Park Dr NE, Concord, NC 28025, USA
Consistently earns a perfect 5.0-star rating from nearly 90 local Google reviews.
874-A Concord Pkwy N, Concord, NC 28027, USA
5.0 stars from 2 Google reviews, reflecting exceptional client satisfaction.
48 Spring St NW, Concord, NC 28025, USA
4.7 stars from 82 reviews, showing strong local trust in Concord, NC.
2401 Poplar Tent Rd, Concord, NC 28027, USA
Ask about their service and get your first quote to evaluate their expertise.
832 Arbor St NE, Concord, NC 28025, USA
Top-rated Concord insurance agent with 5.0 stars from over 100 reviews.
638 Concord Pkwy N, Concord, NC 28027, USA
Top-rated Concord insurance agent with 4.9 stars from 80 glowing reviews.
732 Kannapolis Pkwy, Concord, NC 28027, USA
4.4 stars from 32 reviews, reflecting solid local customer satisfaction.
481 Concord Pkwy N, Concord, NC 28027, USA
Highly rated by dozens of local clients with a 4.8-star average.
280 Concord Pkwy S The Village, #117, Concord, NC 28027, USA
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Insurance Agents in Concord, NC — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Tara Morgan-Barreiro - GEICO Insurance Agent | 98/100 | 4.9 ★ | 527 |
| 2 | Trey Siner Insurance Group | 98/100 | 4.9 ★ | 293 |
| 3 | Byrd Agency Inc | 92/100 | 5.0 ★ | 383 |
| 4 | Pegram & AllCare Insurance Services | 89/100 | 4.7 ★ | 88 |
| 5 | IGC | Insurance Group of the Carolinas | 94/100 | 4.9 ★ | 114 |
| 6 | Jason Bentley Agency | 89/100 | 4.9 ★ | 41 |
| 7 | Insurance Concord | 78/100 | 5.0 ★ | 38 |
| 8 | S & D Insurance | 72/100 | 4.7 ★ | 31 |
| 9 | United Cabarrus Insurance (an SIA Group Partner) | 78/100 | 4.4 ★ | 29 |
| 10 | NC Farm Bureau Insurance | 76/100 | 4.3 ★ | 27 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Concord
What is the difference between a captive and independent insurance agent in Concord?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in NC?
Search the NC Department of Insurance's online license lookup — Google "NC Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in NC must be licensed with the state.
How much does working with a local insurance agent in Concord cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Concord?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Concord adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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