Low Cost · Conroe

Cheap Mortgage Brokers in Conroe, TX — Best Prices

Compare mortgage brokers prices in Conroe to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.

As of July 2026, RatingsNearMe ranks 15 mortgage brokers in Conroe, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Steve Head Team / Texas Premier Mortgage - #1 Mortgage Broker The Woodlands, TX with a 5.0-star rating from 101 Google reviews and an RNM Score of 83/100. Also in the top tier: The Texas Mortgage Pros and The Mitchell Mortgage Team. The average rating across all listed mortgage brokers in Conroe is 4.9 stars from 38 reviews per business on average.

Mortgage brokers in Conroe: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Best Overall

Rich Sproba

Rich Sproba is consistently top-ranked for his personalized service and deep local market knowledge in Conroe.

Most Reviewed

Rich Sproba

A high review count indicates broad customer trust and a proven track record of successful mortgage experiences.

When choosing a mortgage broker in Conroe, compare loan options and fees from multiple brokers, and prioritize those with strong local reputations and transparent communication.

Filter:

Local Market Snapshot

15

Businesses listed

4.9★

Avg rating

38

Avg reviews

Jul 4, 2026

Last updated

Top Rated Mortgage Brokers

5.0(75 reviews)

Earning a perfect 5.0-star rating from 75 Google reviews in Conroe.

2001 Timberloch Pl #500, Spring, TX 77380, USA
5.0(69 reviews)

Exceptional 5.0-star rating from 69 Google reviews for mortgage services in Conroe.

15260 TX-105 Suite 230-1, Montgomery, TX 77356, USA

Mortgage Brokers Rankings in Conroe, TX

#BusinessRatingReviews
#1Steve Head Team / Texas Premier Mortgage - #1 Mortgage Broker The Woodlands, TX2001 Timberloch Pl #500, The Woodlands, TX 77380, USA5.0101
#2The Texas Mortgage Pros2001 Timberloch Pl #500, Spring, TX 77380, USA5.075
#3The Mitchell Mortgage Team15260 TX-105 Suite 230-1, Montgomery, TX 77356, USA5.069
#4Pinnacle Home Loans NMLS #1105409 - Trisha Mcintire15264 Hwy 105 W STE 230-1, Montgomery, TX 77356, USA5.047
#5K & G Capital Mortgage, LLC3210 N Frazier St, Conroe, TX 77303, USA4.755
#6Crystal Clear Mortgage18001 Hwy 105 W Suite 205, Montgomery, TX 77356, USA5.038
#7Karen Jacomet | Mortgage Loan Officer14547 Lake Business Dr Suite 505, Conroe, TX 77304, USA4.926
#8Commonwealth Mortgage Corp.11133 Interstate 45 S #310a, Conroe, TX 77302, USA4.713
#9Mortgage Solutions LP11133 Interstate 45 S Suite 310, Conroe, TX 77302, USA5.04
#10CMG Financial2253 N Loop 336 W b, Conroe, TX 77304, USA5.03

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Conroe

4
5.0· 47 reviews

Conroe's top-rated mortgage broker with 47 perfect 5.0-star reviews.

15264 Hwy 105 W STE 230-1, Montgomery, TX 77356, USA

5
4.7· 55 reviews

Top-rated Conroe mortgage broker with 4.7 stars from 55 reviews.

3210 N Frazier St, Conroe, TX 77303, USA

6
5.0· 38 reviews

Rated 5.0 stars from 38 Google reviews, this Conroe broker is highly trusted.

18001 Hwy 105 W Suite 205, Montgomery, TX 77356, USA

7
4.9· 26 reviews

4.9-star rating from 26 Google reviews reflects exceptional local client satisfaction.

14547 Lake Business Dr Suite 505, Conroe, TX 77304, USA

8
4.7· 13 reviews

Rated 4.7 stars from 13 Google reviews, this Conroe mortgage broker earns strong client trust.

11133 Interstate 45 S #310a, Conroe, TX 77302, USA

9
5.0· 4 reviews

Conroe mortgage broker with a perfect 5.0-star rating from Google reviews.

11133 Interstate 45 S Suite 310, Conroe, TX 77302, USA

10
5.0· 3 reviews

Exceptional 5.0-star rating from multiple Google reviews for mortgage services in Conroe.

2253 N Loop 336 W b, Conroe, TX 77304, USA

11
5.0· 33 reviews

Top-rated Conroe mortgage broker with perfect 5.0 stars from 33 Google reviews.

900 New Day Ave, Montgomery, TX 77316, USA

12
5.0· 46 reviews

Conroe mortgage broker with a flawless 5.0-star rating from 46 Google reviews.

4576 Research Forest Dr Suite 200, The Woodlands, TX 77381, USA

13
4.8· 20 reviews

Top-rated Conroe mortgage broker with 4.8 stars from 20 Google reviews.

2001 Timberloch Pl #500, The Woodlands, TX 77380, USA

14
5.0· 7 reviews

Exceptional 5.0-star rating from 7 Google reviews for a Conroe mortgage broker.

14547 Lake Business Dr Suite 504 & 505, Conroe, TX 77304, USA

15
5.0· 38 reviews

5.0 stars from 38 reviews, reflecting exceptional client satisfaction in Conroe.

2253 N Loop 336 W b, Conroe, TX 77304, USA

Data from Google Business listings
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Mortgage Brokers in Conroe, TX — Compared

#BusinessRNM ScoreRatingReviews
1Steve Head Team / Texas Premier Mortgage - #1 Mortgage Broker The Woodlands, TX83/1005.0 ★101
2The Texas Mortgage Pros82/1005.0 ★75
3The Mitchell Mortgage Team81/1005.0 ★69
4Pinnacle Home Loans NMLS #1105409 - Trisha Mcintire79/1005.0 ★47
5K & G Capital Mortgage, LLC75/1004.7 ★55
6Crystal Clear Mortgage78/1005.0 ★38
7Karen Jacomet | Mortgage Loan Officer75/1004.9 ★26
8Commonwealth Mortgage Corp.68/1004.7 ★13
9Mortgage Solutions LP67/1005.0 ★4
10CMG Financial66/1005.0 ★3

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Mortgage Brokers in Conroe

What does a mortgage broker do differently than going directly to a bank in Conroe?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Conroe?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in TX?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Mortgage Brokers Directory — Conroe, TX

This page lists and ranks 15 mortgage brokers serving Conroe, TX as of July 2026. The average verified rating across all listings is 4.9 stars, with an average of 38 customer reviews per business. The top-ranked mortgage brokers in Conroe by our algorithm is Steve Head Team / Texas Premier Mortgage - #1 Mortgage Broker The Woodlands, TX (5.0 stars, 101 reviews). Mortgage brokers in Conroe: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Conroe: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

Request Free Quotes — Top-Rated Mortgage Brokers in Conroe