Low Cost · Coon Rapids
Cheap Insurance Agents in Coon Rapids, MN — Best Prices
Compare insurance agents prices in Coon Rapids to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Coon Rapids, MN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Pinnacle Insurance Agency of Minnesota, LLC with a 4.9-star rating from 1,365 Google reviews and an RNM Score of 87/100. Also in the top tier: Capstone Insurance Group and All Things Insurance. The average rating across all listed insurance agents in Coon Rapids is 4.9 stars from 257 reviews per business on average.
Insurance in Coon Rapids: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Coon Rapids, MN is home to a variety of insurance agents who can assist consumers with their insurance needs. These agents offer services such as auto, home, life, and business insurance coverage to local residents and businesses.
- ✓Wide range of insurance products and services available from local agents
- ✓Agents can provide personalized guidance and recommendations based on individual needs
- ✓Consumers should research multiple agents to compare coverage options and pricing
Best Overall
Insurance Brokers of MN
Insurance Brokers of MN stands out as the top-ranked agency in Coon Rapids due to its comprehensive service offerings and strong local reputation.
Most Reviewed
Kevin Vote - State Farm Insurance Agent
High review counts indicate a large customer base and consistent service experience, which helps consumers gauge reliability and trustworthiness.
When choosing an insurance agent in Coon Rapids, consider both the breadth of coverage options and the agent's responsiveness to claims. Reading recent reviews can also provide insight into customer service quality.
How to Choose a Insurance Agent in Coon Rapids
What to look for
- • Years of experience in the insurance industry, especially in Coon Rapids, MN
- • Strong knowledge of the local insurance market and regulations
- • Ability to explain insurance policies and coverage options in plain language
- • Responsiveness and availability to answer questions and address concerns
Questions to ask
- • How long have you been an insurance agent, and what is your experience in the Coon Rapids area?
- • Can you provide examples of how you've helped clients in Coon Rapids find the right insurance coverage?
- • What is your process for understanding a client's needs and recommending the best insurance options?
Red flags
- ⚠ Lack of local knowledge or experience in the Coon Rapids insurance market
- ⚠ Inability to clearly explain insurance policies and coverage options
- ⚠ Unresponsive or difficult to reach when you have questions or concerns
In Minnesota, insurance agents must be licensed by the Minnesota Department of Commerce. When hiring an insurance agent, it's important to verify their license and ensure they are authorized to sell insurance in the state.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
257
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Trusted by over 1,300 clients with a perfect 4.9-star average rating.
10081 Dogwood St NW, Coon Rapids, MN 55448, USA5.0 stars from nearly 600 reviews in Coon Rapids.
11149 Zealand Ave N, Champlin, MN 55316, USA5.0 stars from over 500 reviews makes this Coon Rapids insurance agent a trusted choice.
2850 Cutters Grove Ave #203, Anoka, MN 55303, USAInsurance Agents Rankings in Coon Rapids, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Pinnacle Insurance Agency of Minnesota, LLC10081 Dogwood St NW, Coon Rapids, MN 55448, USA | 4.9★ | 1,365 |
| #2 | Capstone Insurance Group11149 Zealand Ave N, Champlin, MN 55316, USA | 5.0★ | 593 |
| #3 | All Things Insurance2850 Cutters Grove Ave #203, Anoka, MN 55303, USA | 5.0★ | 535 |
| #4 | Aspen Insurance Group, Inc8960 Springbrook Dr #100, Coon Rapids, MN 55433, USA | 4.8★ | 45 |
| #5 | Oakwood Insurance Agency, Inc.2003 Northdale Blvd NW, Coon Rapids, MN 55433, USA | 4.5★ | 39 |
| #6 | Insurance Brokers of Mn Inc11905 Central Ave NE, Blaine, MN 55434, USA | 4.8★ | 89 |
| #7 | North Suburban Agencies, Inc.11421 Hanson Blvd NW, Coon Rapids, MN 55433, USA | 4.8★ | 56 |
| #8 | Larsen Insurance Group2705 Bunker Lake Blvd NW Suite 206, Andover, MN 55304, USA | 4.9★ | 545 |
| #9 | R J Bergstrom - State Farm Insurance Agent11413 Hanson Blvd NW, Coon Rapids, MN 55433, USA | 4.9★ | 293 |
| #10 | Baker Insurance Brokers13750 Crosstown Dr NW #100, Andover, MN 55304, USA | 5.0★ | 280 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Coon Rapids
Trusted Coon Rapids insurance agent with a 4.8-star rating from 45 reviews.
8960 Springbrook Dr #100, Coon Rapids, MN 55433, USA
Rated 4.5 stars from 39 reviews, this local insurance agent is well-regarded.
2003 Northdale Blvd NW, Coon Rapids, MN 55433, USA
4.8 stars from 89 reviews, reflecting strong local customer satisfaction.
11905 Central Ave NE, Blaine, MN 55434, USA
56 Google reviews average a stellar 4.8 stars for this Coon Rapids insurance agent.
11421 Hanson Blvd NW, Coon Rapids, MN 55433, USA
Rated 4.9 stars from over 500 reviews for trusted local coverage.
2705 Bunker Lake Blvd NW Suite 206, Andover, MN 55304, USA
4.9 stars from nearly 300 reviews highlight exceptional local customer service.
11413 Hanson Blvd NW, Coon Rapids, MN 55433, USA
5.0-star rating from over 280 Google reviews in Coon Rapids.
13750 Crosstown Dr NW #100, Andover, MN 55304, USA
Trusted by locals with a perfect 5.0-star rating from 18 reviews.
11905 Central Ave NE, Blaine, MN 55434, USA
Exceptional 5.0-star rating from over 300 Google reviews for a Coon Rapids insurance agent.
3357 Coon Rapids Blvd, Coon Rapids, MN 55433, USA
Trusted by hundreds of local clients, this Coon Rapids agent holds a stellar 4.8★ rating.
2740 Main St NW #114, Coon Rapids, MN 55448, USA
Praised by hundreds of local clients with a flawless 5.0-star rating.
1740 116th Ave NW #170, Coon Rapids, MN 55448, USA
Rated 4.9 stars from 92 Google reviews, this Coon Rapids insurance agent is highly trusted.
543 Coon Rapids Blvd NW, Coon Rapids, MN 55433, USA
Trusted by local clients, this Coon Rapids agent holds a perfect 5.0★ from 16 reviews.
11108 Zealand Ave N, Champlin, MN 55316, USA
4.9 stars from 49 reviews, reflecting exceptional customer satisfaction in Coon Rapids.
9298 Central Ave NE #422, Blaine, MN 55434, USA
Rated 4.9 stars from over 250 Google reviews, this Coon Rapids agent is highly trusted.
3351 Round Lake Blvd NW, Anoka, MN 55303, USA
Earned a perfect 5.0-star rating from 9 reviews in Coon Rapids.
1237 Hillwind Rd NE, Fridley, MN 55432, USA
Trusted by hundreds of local clients with a stellar 4.9-star average rating.
11115 Crooked Lake Blvd NW, Coon Rapids, MN 55433, USA
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Insurance Agents in Coon Rapids, MN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Pinnacle Insurance Agency of Minnesota, LLC | 87/100 | 4.9 ★ | 1,365 |
| 2 | Capstone Insurance Group | 88/100 | 5.0 ★ | 593 |
| 3 | All Things Insurance | 88/100 | 5.0 ★ | 535 |
| 4 | Aspen Insurance Group, Inc | 76/100 | 4.8 ★ | 45 |
| 5 | Oakwood Insurance Agency, Inc. | 70/100 | 4.5 ★ | 39 |
| 6 | Insurance Brokers of Mn Inc | 79/100 | 4.8 ★ | 89 |
| 7 | North Suburban Agencies, Inc. | 77/100 | 4.8 ★ | 56 |
| 8 | Larsen Insurance Group | 87/100 | 4.9 ★ | 545 |
| 9 | R J Bergstrom - State Farm Insurance Agent | 87/100 | 4.9 ★ | 293 |
| 10 | Baker Insurance Brokers | 88/100 | 5.0 ★ | 280 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Coon Rapids
What is the difference between a captive and independent insurance agent in Coon Rapids?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MN?
Search the MN Department of Insurance's online license lookup — Google "MN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MN must be licensed with the state.
How much does working with a local insurance agent in Coon Rapids cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Coon Rapids?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Coon Rapids adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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