Top Picks · Cypress
Best Mortgage Brokers in Cypress, TX
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As of May 2026, RatingsNearMe ranks 13 mortgage brokers in Cypress, TX by verified customer ratings and review volume. The highest-rated is The Wood Group of Fairway Independent Mortgage Corp. with a 5.0-star rating from 244 verified reviews. Also in the top tier: Aequitas Mortgage and C & T Mortgage Inc. The average rating across all listed mortgage brokers in Cypress is 5 stars from 68 reviews per business on average.
Mortgage brokers in Cypress: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
13
Businesses listed
5★
Avg rating
68
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
The Wood Group of Fairway Independent Mortgage Corp.
10330 Lake Rd Bldg Y, Houston, TX 77070, USA
Aequitas Mortgage
12414 Spring Cypress Rd G, Tomball, TX 77377, USA
C & T Mortgage Inc
18739 Mueschke Rd Suite B, Cypress, TX 77433, USA
Mortgage Brokers Rankings in Cypress, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | The Wood Group of Fairway Independent Mortgage Corp.10330 Lake Rd Bldg Y, Houston, TX 77070, USA | 5.0★ | 244 |
| #2 | Aequitas Mortgage12414 Spring Cypress Rd G, Tomball, TX 77377, USA | 5.0★ | 57 |
| #3 | C & T Mortgage Inc18739 Mueschke Rd Suite B, Cypress, TX 77433, USA | 4.9★ | 158 |
| #4 | Ryan Rosplock at Guaranteed Rate Affinity (NMLS #278888)25250 Northwest Fwy #200, Cypress, TX 77429, USA | 5.0★ | 12 |
| #5 | Billy Greer NMLS#924928 | V.I.P Independent Mortgage, Inc.16700 House Hahl Rd Building 1, Cypress, TX 77433, USA | 5.0★ | 51 |
| #6 | Cypress Mortgage Pro16718 House Hahl Rd, Cypress, TX 77433, USA | 5.0★ | 101 |
| #7 | Stephanie Drewry- Modern Mortgage Pro16718 House Hahl Rd ste h, Cypress, TX 77433, USA | 5.0★ | 46 |
| #8 | Richard Yeppez - CrossCountry Mortgage15040 N Eldridge Pkwy Ste D, Cypress, TX 77429, USA | 5.0★ | 78 |
| #9 | Texas Family Mortgage LLC19023 Greenleaf Ridge Ct, Cypress, TX 77429, USA | 5.0★ | 9 |
| #10 | Taylor Crowell NMLS #981134 | V.I.P. Independent Mortgage16700 House Hahl Rd bldg 1, Cypress, TX 77433, USA | 5.0★ | 36 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Cypress
Ryan Rosplock at Guaranteed Rate Affinity (NMLS #278888)
25250 Northwest Fwy #200, Cypress, TX 77429, USA
Billy Greer NMLS#924928 | V.I.P Independent Mortgage, Inc.
16700 House Hahl Rd Building 1, Cypress, TX 77433, USA
Cypress Mortgage Pro
16718 House Hahl Rd, Cypress, TX 77433, USA
Stephanie Drewry- Modern Mortgage Pro
16718 House Hahl Rd ste h, Cypress, TX 77433, USA
Richard Yeppez - CrossCountry Mortgage
15040 N Eldridge Pkwy Ste D, Cypress, TX 77429, USA
Texas Family Mortgage LLC
19023 Greenleaf Ridge Ct, Cypress, TX 77429, USA
Taylor Crowell NMLS #981134 | V.I.P. Independent Mortgage
16700 House Hahl Rd bldg 1, Cypress, TX 77433, USA
Pilgrim Mortgage
16702 House Hahl Rd Bldg 7B, Cypress, TX 77433, USA
Victoria Sanchez
16700 House Hahl Rd bldg 1, Cypress, TX 77433, USA
Darshit Chokshi at Aequitas Mortgage
14526 Lakepointe Bend Ln, Cypress, TX 77429, USA
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Frequently Asked Questions — Mortgage Brokers in Cypress
What does a mortgage broker do differently than going directly to a bank in Cypress?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Cypress?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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