4.5+ Stars · Daly City
Highly Rated Mortgage Brokers in Daly City, CA
Only the best make this list. These mortgage brokers in Daly City have earned 4.5+ star ratings from real customers — consistently.
As of July 2026, RatingsNearMe ranks 13 mortgage brokers in Daly City, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Ben Bhangu - The Home Loan Guru, NMLS 746773, Answer Home Lending, NMLS 2343805 with a 5.0-star rating from 148 Google reviews and an RNM Score of 86/100. Also in the top tier: Presto Home Loans, Inc. and Ridgley Group - Steve Rakita - Top 2% REALTOR - Mortgage Broker. The average rating across all listed mortgage brokers in Daly City is 4.4 stars from 24 reviews per business on average.
Mortgage brokers in Daly City: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Presto Home Loans, Inc.
Presto Home Loans, Inc. stands out as the top-ranked mortgage broker in Daly City due to its high customer satisfaction and comprehensive services.
Most Reviewed
Presto Home Loans, Inc.
A high number of reviews reflects a large client base and consistent service quality, helping consumers gauge reliability.
When choosing a mortgage broker in Daly City, compare loan options and fees, and read reviews to find a broker who communicates clearly and meets your specific needs.
Local Market Snapshot
13
Businesses listed
4.4★
Avg rating
24
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Daly City mortgage broker with a perfect 5.0-star rating from 148 reviews.
472 Century Park Dr Ste 200, Yuba City, CA 95991, USA4.8 stars from 44 reviews, reflecting exceptional client satisfaction in Daly City.
345 Gellert Blvd # C, Daly City, CA 94015, USA5.0 stars from 21 reviews, reflecting exceptional client satisfaction in Daly City.
1618 Sullivan Ave #458, Daly City, CA 94015, USAMortgage Brokers Rankings in Daly City, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Ben Bhangu - The Home Loan Guru, NMLS 746773, Answer Home Lending, NMLS 2343805472 Century Park Dr Ste 200, Yuba City, CA 95991, USA | 5.0★ | 148 |
| #2 | Presto Home Loans, Inc.345 Gellert Blvd # C, Daly City, CA 94015, USA | 4.8★ | 44 |
| #3 | Ridgley Group - Steve Rakita - Top 2% REALTOR - Mortgage Broker1618 Sullivan Ave #458, Daly City, CA 94015, USA | 5.0★ | 21 |
| #4 | Bay City Financial715 El Camino Real UNIT 208, San Bruno, CA 94066, USA | 5.0★ | 9 |
| #5 | Arton Chau, San Mateo County Mortgage Lender - eMeta Funding333 Gellert Blvd # 138, Daly City, CA 94015, USA | 5.0★ | 5 |
| #6 | Sally Yip Home Loans936 Brunswick St, Daly City, CA 94014, USA | 5.0★ | 12 |
| #7 | Jessie Yeung - Mortgage Connection1435 Huntington Ave #102, South San Francisco, CA 94080, USA | 5.0★ | 14 |
| #8 | California Mortgage Company, Inc.1435 Huntington Ave STE 100, South San Francisco, CA 94080, USA | 5.0★ | 3 |
| #9 | Manny Kagan Mortgage Broker333 Gellert Blvd #114, Daly City, CA 94015, USA | — | — |
| #10 | Ariel Yu - Mortgage Connection1435 Huntington Ave #102, South San Francisco, CA 94080, USA | 5.0★ | 7 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Daly City
Trusted Daly City mortgage broker with a perfect 5.0-star rating from 9 reviews.
715 El Camino Real UNIT 208, San Bruno, CA 94066, USA
5.0-star rating from 5 Google reviews for a local mortgage broker.
333 Gellert Blvd # 138, Daly City, CA 94015, USA
Rated 5.0 stars from 12 Google reviews by local clients in Daly City.
936 Brunswick St, Daly City, CA 94014, USA
Exceptional 5.0-star rating from 14 Google reviews for a Daly City mortgage broker.
1435 Huntington Ave #102, South San Francisco, CA 94080, USA
Exceptional 5.0-star rating from 3 Google reviews in Daly City.
1435 Huntington Ave STE 100, South San Francisco, CA 94080, USA
This business has not yet received any Google reviews or ratings.
333 Gellert Blvd #114, Daly City, CA 94015, USA
5.0 stars from 7 reviews, reflecting exceptional client satisfaction in Daly City.
1435 Huntington Ave #102, South San Francisco, CA 94080, USA
A low 1.7-star rating from just three reviews indicates mixed client experiences.
950 John Daly Blvd Suite 200, Daly City, CA 94015, USA
A 2.0-star rating from one Google review suggests caution before proceeding.
329 Gellert Blvd, Daly City, CA 94015, USA
This local mortgage broker has no ratings yet from 0 Google reviews.
333 Gellert Blvd #207, Daly City, CA 94015, USA
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Mortgage Brokers in Daly City, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Ben Bhangu - The Home Loan Guru, NMLS 746773, Answer Home Lending, NMLS 2343805 | 86/100 | 5.0 ★ | 148 |
| 2 | Presto Home Loans, Inc. | 76/100 | 4.8 ★ | 44 |
| 3 | Ridgley Group - Steve Rakita - Top 2% REALTOR - Mortgage Broker | 75/100 | 5.0 ★ | 21 |
| 4 | Bay City Financial | 71/100 | 5.0 ★ | 9 |
| 5 | Arton Chau, San Mateo County Mortgage Lender - eMeta Funding | 68/100 | 5.0 ★ | 5 |
| 6 | Sally Yip Home Loans | 72/100 | 5.0 ★ | 12 |
| 7 | Jessie Yeung - Mortgage Connection | 73/100 | 5.0 ★ | 14 |
| 8 | California Mortgage Company, Inc. | 66/100 | 5.0 ★ | 3 |
| 9 | Manny Kagan Mortgage Broker | 3/100 | — | 0 |
| 10 | Ariel Yu - Mortgage Connection | 70/100 | 5.0 ★ | 7 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Daly City
What does a mortgage broker do differently than going directly to a bank in Daly City?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Daly City?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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