Real Reviews · Daly City
Top-Reviewed Insurance Agents in Daly City, CA
What are customers actually saying? Read verified reviews for insurance agents in Daly City — every rating is from a real customer.
As of June 2026, RatingsNearMe ranks 19 insurance agents in Daly City, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Freeway Insurance with a 4.6-star rating from 521 Google reviews and an RNM Score of 82/100. Also in the top tier: AAA Daly City Branch and Jaymi Wessell - State Farm Insurance Agent. The average rating across all listed insurance agents in Daly City is 4.7 stars from 102 reviews per business on average.
Insurance in Daly City: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 13, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
MIF Insurance
MIF Insurance stands out as the top-ranked agent in Daly City due to its leading position in the list and reputation for comprehensive coverage.
Most Reviewed
Alan Naguit - State Farm Insurance Agent
A high review count indicates proven customer satisfaction and reliability, helping consumers gauge service quality.
When choosing an insurance agent in Daly City, compare quotes from multiple providers and read recent reviews to ensure the agent meets your specific coverage needs and offers responsive local service.
Local Market Snapshot
19
Businesses listed
4.7★
Avg rating
102
Avg reviews
Jun 13, 2026
Last updated
Top Rated Insurance Agents
Trusted by hundreds of local clients, this agent holds a strong 4.6-star rating.
7375 Mission St, Daly City, CA 94014, USATrusted by hundreds, with a strong 4.4★ rating from over 500 reviews.
455 Hickey Blvd, Daly City, CA 94015, USATrusted by hundreds of local clients with a perfect 5.0-star rating.
108 Manor Dr, Pacifica, CA 94044, USAInsurance Agents Rankings in Daly City, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Freeway Insurance7375 Mission St, Daly City, CA 94014, USA | 4.6★ | 521 |
| #2 | AAA Daly City Branch455 Hickey Blvd, Daly City, CA 94015, USA | 4.4★ | 535 |
| #3 | Jaymi Wessell - State Farm Insurance Agent108 Manor Dr, Pacifica, CA 94044, USA | 5.0★ | 223 |
| #4 | InsMall Financial and Insurance Services1080 Sullivan Ave, Daly City, CA 94015, USA | 4.3★ | 24 |
| #5 | Main Street Insurance Agency Inc: Allstate Insurance333 Gellert Blvd Ste 230, Daly City, CA 94015, USA | 4.9★ | 235 |
| #6 | Acceptance Insurance553 El Camino Real Ste B, South San Francisco, CA 94080, USA | 4.9★ | 230 |
| #7 | Alan Naguit - State Farm Insurance Agent333 Gellert Blvd #101, Daly City, CA 94015, USA | 5.0★ | 102 |
| #8 | Reynaldo Valdez: Allstate Insurance6598 Mission St, Daly City, CA 94014, USA | 4.8★ | 23 |
| #9 | Smart Age Insurance Services6712 Mission St, Daly City, CA 94014, USA | 4.6★ | 8 |
| #10 | Farmers Insurance - Grace Zhou6777 Mission St Ste A, Daly City, CA 94014, USA | 5.0★ | 7 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Daly City
Trusted by locals with a solid 4.3-star rating from 24 reviews.
1080 Sullivan Ave, Daly City, CA 94015, USA
Trusted Daly City insurance agent with a flawless 4.9-star rating from 235 reviews.
333 Gellert Blvd Ste 230, Daly City, CA 94015, USA
Daly City insurance agent with a 4.9-star rating from over 230 reviews.
553 El Camino Real Ste B, South San Francisco, CA 94080, USA
Daly City insurance agent with a perfect 5.0-star rating from over 100 Google reviews.
333 Gellert Blvd #101, Daly City, CA 94015, USA
4.8-star rating based on 23 reviews from local clients in Daly City.
6598 Mission St, Daly City, CA 94014, USA
Trusted locally with a strong 4.6-star rating from 8 Google reviews.
6712 Mission St, Daly City, CA 94014, USA
Daly City insurance agent with a perfect 5.0-star rating from 7 Google reviews.
6777 Mission St Ste A, Daly City, CA 94014, USA
Consistently rated 4.2 stars from a handful of Google reviews.
300 Washington St, Daly City, CA 94015, USA
4.8 stars from 4 reviews, reflecting strong local customer satisfaction.
345 Gellert Blvd G, Daly City, CA 94015, USA
Consistently rated 4.3 stars by a small number of local clients.
7455 El Camino Real B, Daly City, CA 94014, USA
Exceptional 5.0-star rating from three Google reviews in Daly City.
355 Gellert Blvd #240, Daly City, CA 94015, USA
Proudly serving Daly City with a flawless 5.0-star rating from customers.
2085 Gellert Blvd Suite 8, Daly City, CA 94015, USA
5.0★ rating from a few Google reviews for this Daly City insurance agent.
333 Gellert Blvd Suite 201, Daly City, CA 94015, USA
Exceptional 5.0-star rating from 1 Google review for this Daly City insurance agent.
333 Gellert Blvd Ste 232, Daly City, CA 94015, USA
Known for solid service with a 4.4-star rating from 11 Google reviews.
2780 Junipero Serra Blvd, Daly City, CA 94015, USA
Rated 5.0 stars from one Google review, this Daly City insurance agent is highly regarded.
318 Westlake Center Suite 207, Daly City, CA 94015, USA
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Insurance Agents in Daly City, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Freeway Insurance | 82/100 | 4.6 ★ | 521 |
| 2 | AAA Daly City Branch | 78/100 | 4.4 ★ | 535 |
| 3 | Jaymi Wessell - State Farm Insurance Agent | 88/100 | 5.0 ★ | 223 |
| 4 | InsMall Financial and Insurance Services | 64/100 | 4.3 ★ | 24 |
| 5 | Main Street Insurance Agency Inc: Allstate Insurance | 86/100 | 4.9 ★ | 235 |
| 6 | Acceptance Insurance | 86/100 | 4.9 ★ | 230 |
| 7 | Alan Naguit - State Farm Insurance Agent | 83/100 | 5.0 ★ | 102 |
| 8 | Reynaldo Valdez: Allstate Insurance | 72/100 | 4.8 ★ | 23 |
| 9 | Smart Age Insurance Services | 63/100 | 4.6 ★ | 8 |
| 10 | Farmers Insurance - Grace Zhou | 70/100 | 5.0 ★ | 7 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Daly City
What is the difference between a captive and independent insurance agent in Daly City?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Daly City cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Daly City?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Daly City adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 13, 2026.
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