24/7 Emergency · Davis
Emergency Insurance Agents in Davis, CA — Available 24/7
When you can't wait, these insurance agents in Davis offer emergency response. Call now — most respond within the hour.
As of June 2026, RatingsNearMe ranks 19 insurance agents in Davis, CA by verified customer ratings and review volume. The highest-rated is Raul Herrera - State Farm Insurance Agent with a 4.9-star rating from 117 verified reviews. Also in the top tier: Dave Scheiber - State Farm Insurance Agent and Greg Phister: Allstate Insurance. The average rating across all listed insurance agents in Davis is 4.8 stars from 21 reviews per business on average.
Insurance in Davis: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
21
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Raul Herrera - State Farm Insurance Agent
2744 Del Rio Pl Ste 120, Davis, CA 95618, USA
Dave Scheiber - State Farm Insurance Agent
4627 Fermi Pl #120, Davis, CA 95618, USA
Insurance Agents Rankings in Davis, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Raul Herrera - State Farm Insurance Agent2744 Del Rio Pl Ste 120, Davis, CA 95618, USA | 4.9★ | 117 |
| #2 | Dave Scheiber - State Farm Insurance Agent4627 Fermi Pl #120, Davis, CA 95618, USA | 5.0★ | 58 |
| #3 | Greg Phister: Allstate Insurance437 F St, Davis, CA 95616, USA | 4.7★ | 26 |
| #4 | Farmers Insurance - Steve Buchanan508 2nd St, Davis, CA 95616, USA | — | — |
| #5 | Farmers Insurance - Timothy Davis3875 Taylor Rd Ste 205, Loomis, CA 95650, USA | 4.0★ | 4 |
| #6 | Heather Copeland - State Farm Insurance Agent231 G St #1, Davis, CA 95616, USA | 4.8★ | 20 |
| #7 | Purves & Associates Insurance Agency500 4th St, Davis, CA 95616, USA | 4.7★ | 15 |
| #8 | Doug Prichard - State Farm Insurance Agent405 3rd St, Davis, CA 95616, USA | 5.0★ | 34 |
| #9 | State Farm Insurance4627 Fermi Pl #120, Davis, CA 95618, USA | 5.0★ | 1 |
| #10 | Supreme Health Insurance CA1501 Lake Blvd, Davis, CA 95616, USA | 5.0★ | 7 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Davis
Farmers Insurance - Timothy Davis
3875 Taylor Rd Ste 205, Loomis, CA 95650, USA
Heather Copeland - State Farm Insurance Agent
231 G St #1, Davis, CA 95616, USA
State Farm Insurance
4627 Fermi Pl #120, Davis, CA 95618, USA
Supreme Health Insurance CA
1501 Lake Blvd, Davis, CA 95616, USA
Devine Insurance Solutions
118 Grande Ave, Davis, CA 95616, USA
Farmers Insurance - David Mann
2925 Spafford St B, Davis, CA 95618, USA
Cedarwood Financial & Insurance Services
1777 Oak Ave Ste B, Davis, CA 95616, USA
Matt Davis Insurance Agency, Inc.
40 Bellarmine Ct, Chico, CA 95928, USA
Mindful Insurance Solutions, Inc.
2043 Anderson Rd STE C, Davis, CA 95616, USA
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Frequently Asked Questions — Insurance Agents in Davis
What is the difference between a captive and independent insurance agent in Davis?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Davis cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Davis?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Davis adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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