Licensed · Dearborn
Licensed & Insured Insurance Agents in Dearborn, MI
Every insurance agents listed here carries proper licensing and insurance in MI. Protect yourself — always verify credentials before work begins.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Dearborn, MI by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Aldais Insurance Group with a 5.0-star rating from 505 Google reviews and an RNM Score of 88/100. Also in the top tier: Smith Insurance Group and Welaya Insurance Exchange. The average rating across all listed insurance agents in Dearborn is 4.7 stars from 130 reviews per business on average.
Insurance in Dearborn: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Oxford Risk, LLC
Oxford Risk, LLC stands out as the top-ranked insurance agent in Dearborn due to its consistent high ratings and reputation for personalized risk management solutions.
Most Reviewed
Smith Insurance Group
A high review count indicates a large base of customer experiences, which can help you gauge service reliability and satisfaction trends.
When choosing an insurance agent in Dearborn, compare both overall ratings and review volume to find a balance of quality and proven trust. Also consider whether the agent specializes in the type of coverage you need, such as auto, home, or life insurance.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
130
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Dearborn's top-rated insurance agent with a perfect 5.0★ from 505 reviews.
3200 Greenfield Rd Suite 361, Dearborn, MI 48120, USADearborn insurance agent with a 4.9-star rating from over 500 Google reviews.
8258 Allen Rd, Allen Park, MI 48101, USATop-rated Dearborn insurance agent with a perfect 5.0★ rating from over 300 reviews.
15620 Michigan Ave Ste A, Dearborn, MI 48126, USAInsurance Agents Rankings in Dearborn, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Aldais Insurance Group3200 Greenfield Rd Suite 361, Dearborn, MI 48120, USA | 5.0★ | 505 |
| #2 | Smith Insurance Group8258 Allen Rd, Allen Park, MI 48101, USA | 4.9★ | 545 |
| #3 | Welaya Insurance Exchange15620 Michigan Ave Ste A, Dearborn, MI 48126, USA | 5.0★ | 307 |
| #4 | AAA Insurance - Ahmad Nassar Agency26429 Ford Rd, Dearborn Heights, MI 48127, USA | 4.9★ | 246 |
| #5 | The Dearborn Agency Inc22691 Michigan Ave, Dearborn, MI 48124, USA | 4.4★ | 110 |
| #6 | Firefly Insurance Agency710 N Telegraph Rd, Dearborn, MI 48128, USA | 4.6★ | 97 |
| #7 | Oxford Risk, LLC3200 Greenfield Rd #300, Dearborn, MI 48120, USA | 4.9★ | 56 |
| #8 | Kelly Insurance5506 Schaefer Rd, Dearborn, MI 48126, USA | 4.8★ | 17 |
| #9 | Adam Soofi: Allstate Insurance3 Parklane Blvd Ste 407w, Dearborn, MI 48126, USA | 4.9★ | 52 |
| #10 | Najjar Insurance Agency14319 Michigan Ave, Dearborn, MI 48126, USA | 5.0★ | 3 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Dearborn
Trusted by 246 locals with a flawless 4.9-star average rating.
26429 Ford Rd, Dearborn Heights, MI 48127, USA
Dearborn insurance agent with a solid 4.4-star rating from over 100 reviews.
22691 Michigan Ave, Dearborn, MI 48124, USA
Trusted by locals with a 4.6-star rating from nearly 100 reviews.
710 N Telegraph Rd, Dearborn, MI 48128, USA
Trusted by locals with a 4.9-star rating from 56 reviews.
3200 Greenfield Rd #300, Dearborn, MI 48120, USA
Dearborn insurance agent with a 4.8-star rating from 17 Google reviews.
5506 Schaefer Rd, Dearborn, MI 48126, USA
4.9-star rating from 52 reviews reflects exceptional client satisfaction.
3 Parklane Blvd Ste 407w, Dearborn, MI 48126, USA
5.0 stars from 3 reviews for an insurance agent in Dearborn.
14319 Michigan Ave, Dearborn, MI 48126, USA
Dearborn insurance agent rated 5.0 stars by 2 reviewers.
6 Parklane Blvd #156, Dearborn, MI 48126, USA
Hundreds of reviews average a near-perfect 4.9-star rating for this Dearborn insurance agent.
24626 Ford Rd, Dearborn Heights, MI 48127, USA
Trusted by local clients with a 4.9★ rating from nearly 100 reviews.
3159 S Telegraph Rd, Dearborn, MI 48124, USA
Trusted by 82 local clients, earning a solid 4.2-star average rating.
5098 Schaefer Rd, Dearborn, MI 48126, USA
5.0 stars from 70 reviews, earning exceptional trust in Dearborn.
19855 Outer Dr W Suite 310W, Dearborn, MI 48124, USA
Known for reliable service with a strong 4.6-star rating from 67 Google reviews.
24335 Ford Rd, Dearborn, MI 48128, USA
A trusted local insurance agent with a solid 4.1-star rating from 54 reviews.
24234 Michigan Ave, Dearborn, MI 48124, USA
Exceptional 5.0-star rating from 18 Google reviews for this Dearborn insurance agent.
12130 Dixie Ste B, Redford Township, MI 48239, USA
Trusted Dearborn insurance agent with a stellar 4.9-star rating from dozens of reviews.
Ford Rd, Dearborn, MI 48128, USA
67 Google reviews give this Dearborn insurance agent a mixed 3.0-star rating.
13039 Michigan Ave Ste B, Dearborn, MI 48126, USA
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Insurance Agents in Dearborn, MI — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Aldais Insurance Group | 88/100 | 5.0 ★ | 505 |
| 2 | Smith Insurance Group | 87/100 | 4.9 ★ | 545 |
| 3 | Welaya Insurance Exchange | 88/100 | 5.0 ★ | 307 |
| 4 | AAA Insurance - Ahmad Nassar Agency | 87/100 | 4.9 ★ | 246 |
| 5 | The Dearborn Agency Inc | 74/100 | 4.4 ★ | 110 |
| 6 | Firefly Insurance Agency | 76/100 | 4.6 ★ | 97 |
| 7 | Oxford Risk, LLC | 79/100 | 4.9 ★ | 56 |
| 8 | Kelly Insurance | 71/100 | 4.8 ★ | 17 |
| 9 | Adam Soofi: Allstate Insurance | 78/100 | 4.9 ★ | 52 |
| 10 | Najjar Insurance Agency | 66/100 | 5.0 ★ | 3 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Dearborn
What is the difference between a captive and independent insurance agent in Dearborn?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MI?
Search the MI Department of Insurance's online license lookup — Google "MI Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MI must be licensed with the state.
How much does working with a local insurance agent in Dearborn cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Dearborn?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Dearborn adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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