4.5+ Stars · Delray Beach
Highly Rated Mortgage Brokers in Delray Beach, FL
Only the best make this list. These mortgage brokers in Delray Beach have earned 4.5+ star ratings from real customers — consistently.
As of July 2026, RatingsNearMe ranks 12 mortgage brokers in Delray Beach, FL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Liberty Mortgage Lending with a 5.0-star rating from 134 Google reviews and an RNM Score of 85/100. Also in the top tier: HML Solutions Inc and Michal Bander at CrossCountry Mortgage. The average rating across all listed mortgage brokers in Delray Beach is 5 stars from 58 reviews per business on average.
Mortgage brokers in Delray Beach: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
First Trust Mortgage Company - Delray Branch
It is the top-ranked mortgage broker in Delray Beach, offering a strong reputation and local expertise.
Most Reviewed
First Trust Mortgage Company - Delray Branch
A high number of reviews indicates broad customer experience and trust in the broker's services.
When choosing a mortgage broker in Delray Beach, compare loan options and fees across multiple brokers, and read recent reviews to ensure they align with your specific financial needs.
Local Market Snapshot
12
Businesses listed
5★
Avg rating
58
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
5.0-star rating from 134 Google reviews by Delray Beach clients.
393 NE 5th Ave, Delray Beach, FL 33483, USA5.0 stars from over 100 Google reviews for this Delray Beach mortgage broker.
70 SE 4th Ave, Delray Beach, FL 33483, USADelray Beach mortgage broker with a perfect 5.0-star rating from 99 reviews.
900 NW 17th Ave Unit 202, Delray Beach, FL 33445, USAMortgage Brokers Rankings in Delray Beach, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Liberty Mortgage Lending393 NE 5th Ave, Delray Beach, FL 33483, USA | 5.0★ | 134 |
| #2 | HML Solutions Inc70 SE 4th Ave, Delray Beach, FL 33483, USA | 5.0★ | 103 |
| #3 | Michal Bander at CrossCountry Mortgage900 NW 17th Ave Unit 202, Delray Beach, FL 33445, USA | 5.0★ | 99 |
| #4 | Craig Stelzer at CrossCountry Mortgage900 NW 17th Ave Unit 202, Delray Beach, FL 33445, USA | 5.0★ | 31 |
| #5 | John Kersey at CrossCountry Mortgage900 NW 17th Ave Unit 202, Delray Beach, FL 33445, USA | 5.0★ | 28 |
| #6 | Enrique Montjoy at CrossCountry Mortgage900 NW 17th Ave Unit 202, Delray Beach, FL 33445, USA | 5.0★ | 73 |
| #7 | Supreme Lending96 NE 5th Ave, Delray Beach, FL 33483, USA | 4.9★ | 42 |
| #8 | Sandy Dresser1440 N Federal Hwy Suite 15, Delray Beach, FL 33483, USA | 5.0★ | 39 |
| #9 | First Trust Mortgage Company - Delray Branch103 NE 2nd St, Delray Beach, FL 33444, USA | 5.0★ | 71 |
| #10 | Neil Bourdelaise | Main Street Home Loans35 SE 6th Ave, Delray Beach, FL 33483, USA | 5.0★ | 39 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Delray Beach
Exceptional 5.0-star rating from 31 Google reviews for a Delray Beach mortgage broker.
900 NW 17th Ave Unit 202, Delray Beach, FL 33445, USA
Delray Beach mortgage broker with a flawless 5.0-star rating from 28 Google reviews.
900 NW 17th Ave Unit 202, Delray Beach, FL 33445, USA
Exceptional 5.0-star rating from over 70 Google reviews.
900 NW 17th Ave Unit 202, Delray Beach, FL 33445, USA
Rated 4.9 stars from 42 Google reviews, this Delray Beach mortgage broker is highly trusted.
96 NE 5th Ave, Delray Beach, FL 33483, USA
Delray Beach mortgage broker with a perfect 5.0-star rating from 39 reviews.
1440 N Federal Hwy Suite 15, Delray Beach, FL 33483, USA
Delray Beach mortgage broker with a perfect 5.0★ rating from 71 reviews.
103 NE 2nd St, Delray Beach, FL 33444, USA
Top-rated Delray Beach mortgage broker with a perfect 5.0-star rating from 39 reviews.
35 SE 6th Ave, Delray Beach, FL 33483, USA
Rated 4.9 stars from 22 Google reviews for exceptional mortgage services.
100 E Linton Blvd Suite 401A, Delray Beach, FL 33483, USA
Trusted by clients, Delray Beach mortgage broker earns a stellar 4.8★ from 19 reviews.
900 NW 17th Ave Unit 202, Delray Beach, FL 33445, USA
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Mortgage Brokers in Delray Beach, FL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Liberty Mortgage Lending | 85/100 | 5.0 ★ | 134 |
| 2 | HML Solutions Inc | 84/100 | 5.0 ★ | 103 |
| 3 | Michal Bander at CrossCountry Mortgage | 83/100 | 5.0 ★ | 99 |
| 4 | Craig Stelzer at CrossCountry Mortgage | 77/100 | 5.0 ★ | 31 |
| 5 | John Kersey at CrossCountry Mortgage | 77/100 | 5.0 ★ | 28 |
| 6 | Enrique Montjoy at CrossCountry Mortgage | 82/100 | 5.0 ★ | 73 |
| 7 | Supreme Lending | 77/100 | 4.9 ★ | 42 |
| 8 | Sandy Dresser | 78/100 | 5.0 ★ | 39 |
| 9 | First Trust Mortgage Company - Delray Branch | 82/100 | 5.0 ★ | 71 |
| 10 | Neil Bourdelaise | Main Street Home Loans | 78/100 | 5.0 ★ | 39 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Delray Beach
What does a mortgage broker do differently than going directly to a bank in Delray Beach?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Delray Beach?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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