Showing results near Denison
We don't have insurance agents listed specifically in Denison yet — these top-rated pros from McKinney serve your area and are available for calls and quotes today.
Real Reviews · Denison
Top-Reviewed Insurance Agents in Denison, TX
What are customers actually saying? Read verified reviews for insurance agents in Denison — every rating is from a real customer.
As of May 2026, RatingsNearMe ranks 11 insurance agents in Denison, TX by verified customer ratings and review volume. The highest-rated is Lopez Auto Insurance with a 5.0-star rating from 13 verified reviews. Also in the top tier: Freeway Insurance and The McCauley Agency. The average rating across all listed insurance agents in Denison is 4.8 stars from 202 reviews per business on average.
Insurance in Denison: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
11
Businesses listed
4.8★
Avg rating
202
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Lopez Auto Insurance
209 W University Dr, McKinney, TX 75069, USA
Freeway Insurance
1321 N Tennessee St STE 106, McKinney, TX 75069, USA
The McCauley Agency
1216 N Central Expy #200c, McKinney, TX 75070, USA
Insurance Agents Rankings in Denison, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Lopez Auto Insurance209 W University Dr, McKinney, TX 75069, USA | 5.0★ | 13 |
| #2 | Freeway Insurance1321 N Tennessee St STE 106, McKinney, TX 75069, USA | 4.8★ | 510 |
| #3 | The McCauley Agency1216 N Central Expy #200c, McKinney, TX 75070, USA | — | — |
| #4 | Insurance Services Agency600 N McDonald St, McKinney, TX 75069, USA | 4.7★ | 46 |
| #5 | Amity Insurance Group300 N McDonald St Unit 1118, McKinney, TX 75069, USA | 5.0★ | 141 |
| #6 | Senior Insurance Services2801 Summer Tree Ln, McKinney, TX 75071, USA | 5.0★ | 1 |
| #7 | Mauceri Bynum Insurance301 E Virginia St Suite 201, McKinney, TX 75069, USA | 5.0★ | 657 |
| #8 | Goosehead Insurance - Woessner Agency213 E Louisiana St Suite 2, McKinney, TX 75069, USA | 5.0★ | 20 |
| #9 | Higginbotham - McKinney205 W Louisiana St #201, McKinney, TX 75069, USA | 5.0★ | 2 |
| #10 | Gant Insurance Agency2411 Virginia Pkwy STE 5, McKinney, TX 75071, USA | 3.7★ | 24 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Denison
Insurance Services Agency
600 N McDonald St, McKinney, TX 75069, USA
Amity Insurance Group
300 N McDonald St Unit 1118, McKinney, TX 75069, USA
Senior Insurance Services
2801 Summer Tree Ln, McKinney, TX 75071, USA
Mauceri Bynum Insurance
301 E Virginia St Suite 201, McKinney, TX 75069, USA
Goosehead Insurance - Woessner Agency
213 E Louisiana St Suite 2, McKinney, TX 75069, USA
Gant Insurance Agency
2411 Virginia Pkwy STE 5, McKinney, TX 75071, USA
Farmers Insurance - Thomas Pickard
2770 Virginia Pkwy STE 201, McKinney, TX 75071, USA
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Frequently Asked Questions — Insurance Agents in Denison
What is the difference between a captive and independent insurance agent in Denison?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Denison cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Denison?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Denison adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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