Best Value · Denton
Affordable Mortgage Brokers in Denton, TX
Find quality mortgage brokers that fit your budget. Compare prices, read reviews, and request free quotes — no obligation.
As of July 2026, RatingsNearMe ranks 15 mortgage brokers in Denton, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Highlands Residential Mortgage Denton with a 5.0-star rating from 148 Google reviews and an RNM Score of 86/100. Also in the top tier: Loans with Wes Gregg and Primary Residential Mortgage, Inc. - Lending With Passion Division. The average rating across all listed mortgage brokers in Denton is 4.9 stars from 67 reviews per business on average.
Mortgage brokers in Denton: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
David Park - Mortgage Broker - Edge Home Finance
David Park is top-ranked for his personalized service and strong local reputation in Denton.
Most Reviewed
Academy Mortgage
A high number of reviews indicates broad customer experience and trustworthiness.
When choosing a mortgage broker in Denton, compare local expertise and responsiveness, and ask about loan programs that fit your specific financial situation.
Local Market Snapshot
15
Businesses listed
4.9★
Avg rating
67
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Top-rated Denton mortgage broker with a perfect 5.0★ rating from over 140 reviews.
2300 San Jacinto Blvd, Denton, TX 76205, USATop-rated Denton mortgage broker with a perfect 5.0 rating from over 140 reviews.
100 W Oak St Suite G-109, Denton, TX 76201, USATop-rated Denton mortgage broker with a flawless 5.0-star rating from over 120 reviews.
1430 Robinson Rd #430, Corinth, TX 76210, USAMortgage Brokers Rankings in Denton, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Highlands Residential Mortgage Denton2300 San Jacinto Blvd, Denton, TX 76205, USA | 5.0★ | 148 |
| #2 | Loans with Wes Gregg100 W Oak St Suite G-109, Denton, TX 76201, USA | 5.0★ | 141 |
| #3 | Primary Residential Mortgage, Inc. - Lending With Passion Division1430 Robinson Rd #430, Corinth, TX 76210, USA | 5.0★ | 128 |
| #4 | Robert Tokarczyk | Fairway Independent Mortgage Corporation Loan Officer2442 Lillian Miller Pkwy #100, Denton, TX 76205, USA | 5.0★ | 12 |
| #5 | Francisco Mortgage Team306 N US Hwy 377 N Ste J-2, Argyle, TX 76226, USA | 5.0★ | 38 |
| #6 | Fairway Independent Mortgage Corporation2442 Lillian Miller Pkwy #100, Denton, TX 76205, USA | 4.9★ | 141 |
| #7 | Carlos Rascon, Mortgage Lender NMLS #22607041430 Robinson Rd #530, Corinth, TX 76210, USA | 5.0★ | 26 |
| #8 | David Park - Mortgage Broker - Edge Home Finance1424 8th St, Argyle, TX 76226, USA | 5.0★ | 24 |
| #9 | NFM Lending - Denton101 S Locust St Suite 703, Denton, TX 76201, USA | 4.9★ | 133 |
| #10 | The Mortgage Brewer at Summit Lending100 W Oak St, Denton, TX 76201, USA | 5.0★ | 128 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Denton
Rated 5.0 stars from 12 Google reviews, this Denton broker is highly trusted.
2442 Lillian Miller Pkwy #100, Denton, TX 76205, USA
Rated 5.0 stars from 38 Google reviews, this Denton mortgage broker is top-rated.
306 N US Hwy 377 N Ste J-2, Argyle, TX 76226, USA
Rated 4.9 stars from 141 Google reviews, a top-rated Denton mortgage broker.
2442 Lillian Miller Pkwy #100, Denton, TX 76205, USA
Rated 5.0 stars from 26 Google reviews, this Denton mortgage broker is highly trusted.
1430 Robinson Rd #530, Corinth, TX 76210, USA
5.0 stars from 24 reviews, reflecting exceptional client satisfaction.
1424 8th St, Argyle, TX 76226, USA
Denton mortgage broker with a 4.9-star rating from over 130 Google reviews.
101 S Locust St Suite 703, Denton, TX 76201, USA
Rated 5.0 stars from 128 Google reviews, this Denton mortgage broker is top-rated.
100 W Oak St, Denton, TX 76201, USA
Rated 5.0 stars from 23 Google reviews, this Denton mortgage broker is highly trusted.
1908 Hollister Ln, Denton, TX 76210, USA
Trusted by local clients, this Denton mortgage broker holds a solid 4.3-star rating from 11 reviews.
211 Fort Worth Dr #A, Denton, TX 76201, USA
5.0 stars from 10 Google reviews, reflecting exceptional local client satisfaction.
2701 Wind River Ln Suite B, Denton, TX 76210, USA
5.0 stars from a handful of Google reviews shows exceptional local client satisfaction.
400 W Oak St, Denton, TX 76201, USA
Rated 4.9 stars from 37 Google reviews, this Denton mortgage broker is highly trusted.
207 W Hickory St #312, Denton, TX 76201, USA
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Mortgage Brokers in Denton, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Highlands Residential Mortgage Denton | 86/100 | 5.0 ★ | 148 |
| 2 | Loans with Wes Gregg | 85/100 | 5.0 ★ | 141 |
| 3 | Primary Residential Mortgage, Inc. - Lending With Passion Division | 85/100 | 5.0 ★ | 128 |
| 4 | Robert Tokarczyk | Fairway Independent Mortgage Corporation Loan Officer | 72/100 | 5.0 ★ | 12 |
| 5 | Francisco Mortgage Team | 78/100 | 5.0 ★ | 38 |
| 6 | Fairway Independent Mortgage Corporation | 84/100 | 4.9 ★ | 141 |
| 7 | Carlos Rascon, Mortgage Lender NMLS #2260704 | 76/100 | 5.0 ★ | 26 |
| 8 | David Park - Mortgage Broker - Edge Home Finance | 76/100 | 5.0 ★ | 24 |
| 9 | NFM Lending - Denton | 83/100 | 4.9 ★ | 133 |
| 10 | The Mortgage Brewer at Summit Lending | 85/100 | 5.0 ★ | 128 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Denton
What does a mortgage broker do differently than going directly to a bank in Denton?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Denton?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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