Near You · Denver
Insurance Agents Near You in Denver, CO
Find insurance agents close to you in Denver. All results are sorted by proximity and rated by real local customers.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Denver, CO by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Michael Martinez - GEICO Insurance Agent with a 4.9-star rating from 2,089 Google reviews and an RNM Score of 87/100. Also in the top tier: Ullrich Insurance Agency and Colorado Insurance. The average rating across all listed insurance agents in Denver is 4.8 stars from 429 reviews per business on average.
Insurance in Denver: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 13, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Denver, Colorado is home to a variety of insurance agents who can assist consumers with their insurance needs. These agents offer services such as auto, home, life, and business insurance coverage. Consumers in the Denver area should research local insurance agents to find the best policy options and coverage for their specific requirements.
- ✓Wide range of insurance agents in the Denver, CO area
- ✓Agents offer auto, home, life, and business insurance policies
- ✓Consumers should research local agents to find the best coverage
How to Choose a Insurance Agent in Denver
What to look for
- • Licensed and in good standing with the Colorado Division of Insurance
- • Specialization or expertise in the type of insurance you need (e.g. home, auto, life)
- • Strong communication skills and willingness to explain coverage options
- • Positive reviews and recommendations from other local customers
Questions to ask
- • How long have you been an insurance agent in the Denver area?
- • What insurance carriers do you work with and why did you choose them?
- • Can you provide examples of how you've helped clients similar to me?
Red flags
- ⚠ Unwillingness to provide license information or proof of standing
- ⚠ Pressure to purchase coverage you don't fully understand
- ⚠ Lack of transparency around commission structures or fees
In Colorado, insurance agents must be licensed by the Division of Insurance. Be sure to verify an agent's license and standing before working with them.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
429
Avg reviews
Jun 13, 2026
Last updated
Top Rated Insurance Agents
Boasting a 4.9-star rating from over 2,000 reviews, this Denver agent is highly trusted.
9300 W Colfax Ave, Lakewood, CO 80215, USAA Denver insurance agent with a 4.9-star rating from over 800 Google reviews.
5310 Ward Rd #04, Arvada, CO 80002, USATrusted by over 1,600 clients with a strong 4.7-star average rating.
7901 Southpark Plaza #110, Littleton, CO 80120, USAInsurance Agents Rankings in Denver, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Michael Martinez - GEICO Insurance Agent9300 W Colfax Ave, Lakewood, CO 80215, USA | 4.9★ | 2,089 |
| #2 | Ullrich Insurance Agency5310 Ward Rd #04, Arvada, CO 80002, USA | 4.9★ | 822 |
| #3 | Colorado Insurance7901 Southpark Plaza #110, Littleton, CO 80120, USA | 4.7★ | 1,657 |
| #4 | Denver Family Insurance Ltd2390 S Downing St Ste G, Denver, CO 80210, USA | 5.0★ | 4 |
| #5 | Longevity Insurance Brokers100 Fillmore St, Denver, CO 80206, USA | 4.9★ | 318 |
| #6 | Laura Norwicke, Licensed Health Insurance Agent: Medicare, Affordable Care Act Insurance, Life Insurance5610 Ward Rd STE 300, Arvada, CO 80002, USA | 5.0★ | 122 |
| #7 | JJ Insurance880 Buchtel Blvd S, Denver, CO 80210, USA | 5.0★ | 19 |
| #8 | Square State Insurance1312 17th St #188, Denver, CO 80202, USA | 5.0★ | 501 |
| #9 | Denver Insurance LLC1127 Auraria Pkwy #22, Denver, CO 80204, USA | 4.9★ | 355 |
| #10 | Acoma SR22 insurance Groups800 W 9th Ave #11, Denver, CO 80204, USA | 5.0★ | 11 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Denver
Rated 5.0 stars from 4 reviews, this Denver insurance agent is highly recommended.
2390 S Downing St Ste G, Denver, CO 80210, USA
Denver insurance agent with a 4.9-star rating from over 300 Google reviews.
100 Fillmore St, Denver, CO 80206, USA
Denver's top-rated insurance agent with a flawless 5.0★ from over 120 reviews.
5610 Ward Rd STE 300, Arvada, CO 80002, USA
5.0-star rating from 19 Google reviews for a Denver insurance agent.
880 Buchtel Blvd S, Denver, CO 80210, USA
Denver's top-rated insurance agent with a perfect 5.0★ from over 500 reviews.
1312 17th St #188, Denver, CO 80202, USA
Denver insurance agent with a 4.9-star rating from over 350 reviews.
1127 Auraria Pkwy #22, Denver, CO 80204, USA
Denver insurance agent with a perfect 5.0★ rating from 11 Google reviews.
800 W 9th Ave #11, Denver, CO 80204, USA
Consistently rated 4.9 stars from nearly 600 Google reviews.
2955 Wyandot St, Denver, CO 80211, USA
Trusted Denver insurance agent with a solid 4.4-star rating from over 100 reviews.
2175 S Jasmine St #109, Denver, CO 80222, USA
Denver insurance agent with a 4.9-star rating from over 460 Google reviews.
4610 S Ulster St Suite #150, Denver, CO 80237, USA
Trusted Denver insurance agent with a 4.8★ rating from over 120 reviews.
677 N Grant St, Denver, CO 80203, USA
Denver insurance agent with a 3.4-star rating based on 5 reviews.
1580 Logan St 3rd floor ste 300, Denver, CO 80203, USA
Rated 4.9 stars from over 500 Google reviews by Denver clients.
2255 S Broadway, Denver, CO 80210, USA
Denver’s top-rated insurance agent, with a 4.9★ average from 368 Google reviews.
100 Garfield St Ste 310, Denver, CO 80206, USA
Denver insurance agent with a 4.8-star rating from over 300 Google reviews.
4380 S Syracuse St Suite 310, Denver, CO 80237, USA
Trusted Denver insurance agent with a perfect 5.0★ rating from 139 reviews.
7900 E Union Ave # 1100, Denver, CO 80237, USA
Denver insurance agent with a 5.0-star rating from over 50 reviews.
6909 S Holly Cir STE 360, Centennial, CO 80112, USA
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Insurance Agents in Denver, CO — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Michael Martinez - GEICO Insurance Agent | 87/100 | 4.9 ★ | 2,089 |
| 2 | Ullrich Insurance Agency | 87/100 | 4.9 ★ | 822 |
| 3 | Colorado Insurance | 83/100 | 4.7 ★ | 1,657 |
| 4 | Denver Family Insurance Ltd | 67/100 | 5.0 ★ | 4 |
| 5 | Longevity Insurance Brokers | 87/100 | 4.9 ★ | 318 |
| 6 | Laura Norwicke, Licensed Health Insurance Agent: Medicare, Affordable Care Act Insurance, Life Insurance | 84/100 | 5.0 ★ | 122 |
| 7 | JJ Insurance | 75/100 | 5.0 ★ | 19 |
| 8 | Square State Insurance | 88/100 | 5.0 ★ | 501 |
| 9 | Denver Insurance LLC | 87/100 | 4.9 ★ | 355 |
| 10 | Acoma SR22 insurance Groups | 72/100 | 5.0 ★ | 11 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Denver
What is the difference between a captive and independent insurance agent in Denver?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CO?
Search the CO Department of Insurance's online license lookup — Google "CO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CO must be licensed with the state.
How much does working with a local insurance agent in Denver cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Denver?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Denver adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 13, 2026.
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