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Pricing Guide · Des Plaines

Insurance Agents Cost in Des Plaines, IL — 2026 Price Guide

What should you pay for insurance agents in Des Plaines? See real 2026 price ranges from local pros and get free quotes to compare.

As of May 2026, RatingsNearMe ranks 19 insurance agents in Des Plaines, IL by verified customer ratings and review volume. The highest-rated is Insurance Broker Hub with a 5.0-star rating from 424 verified reviews. Also in the top tier: Health and Life Insurance - Andrew Choi and Susan Palkovic - State Farm Insurance Agent. The average rating across all listed insurance agents in Des Plaines is 4.7 stars from 115 reviews per business on average.

Insurance in Des Plaines: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

19

Businesses listed

4.7★

Avg rating

115

Avg reviews

May 17, 2026

Last updated

Top Rated Insurance Agents

🥇

Insurance Broker Hub

5.0(424 reviews)

1400 E Touhy Ave, Des Plaines, IL 60018, USA

🥈

Health and Life Insurance - Andrew Choi

5.0(382 reviews)

1111 E Touhy Ave # 235, Des Plaines, IL 60018, USA

🥉

Susan Palkovic - State Farm Insurance Agent

4.8(253 reviews)

1322 Lee St, Des Plaines, IL 60018, USA

Insurance Agents Rankings in Des Plaines, IL

#BusinessRatingReviews
#1Insurance Broker Hub1400 E Touhy Ave, Des Plaines, IL 60018, USA5.0424
#2Health and Life Insurance - Andrew Choi1111 E Touhy Ave # 235, Des Plaines, IL 60018, USA5.0382
#3Susan Palkovic - State Farm Insurance Agent1322 Lee St, Des Plaines, IL 60018, USA4.8253
#4Faller Insurance Agency2720 S River Rd Suite 132, Des Plaines, IL 60018, USA5.043
#5Jake Yale - Independent Insurance Agent1111 E Touhy Ave # 235, Des Plaines, IL 60018, USA5.025
#6America's Choice Insurance Agency2720 S River Rd #134, Des Plaines, IL 60018, USA5.071
#7Essex Insurance Brokers LLC2340 S River Rd Suite 120C, Des Plaines, IL 60018, USA4.850
#8Saadia Abdul - Insurance Agent1111 E Touhy Ave # 235, Des Plaines, IL 60018, USA5.0144
#9Magnum Insurance Agency2250 Devon Ave Suite 329, Des Plaines, IL 60018, USA3.676
#10Health Insurance - Rick Yale1111 E Touhy Ave # 235, Des Plaines, IL 60018, USA4.832

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Insurance Agents in Des Plaines

4

Faller Insurance Agency

5.0· 43 reviews

2720 S River Rd Suite 132, Des Plaines, IL 60018, USA

5

Jake Yale - Independent Insurance Agent

5.0· 25 reviews

1111 E Touhy Ave # 235, Des Plaines, IL 60018, USA

6

America's Choice Insurance Agency

5.0· 71 reviews

2720 S River Rd #134, Des Plaines, IL 60018, USA

7

Essex Insurance Brokers LLC

4.8· 50 reviews

2340 S River Rd Suite 120C, Des Plaines, IL 60018, USA

8

Saadia Abdul - Insurance Agent

5.0· 144 reviews

1111 E Touhy Ave # 235, Des Plaines, IL 60018, USA

9

Magnum Insurance Agency

3.6· 76 reviews

2250 Devon Ave Suite 329, Des Plaines, IL 60018, USA

10

Health Insurance - Rick Yale

4.8· 32 reviews

1111 E Touhy Ave # 235, Des Plaines, IL 60018, USA

11

American Auto Insurance

4.8· 94 reviews

2340 S River Rd Suite 420, Des Plaines, IL 60018, USA

12

United Auto Insurance

4.9· 161 reviews

2340 S River Rd Suite 112, Des Plaines, IL 60018, USA

13

Guy Winters - State Farm Insurance Agent

4.9· 165 reviews

570 E Northwest Hwy, Des Plaines, IL 60016, USA

14

Insure Now Inc

3.8· 82 reviews

782 W Oakton St #B, Des Plaines, IL 60018, USA

15

Willow Insurance Group

4.3· 12 reviews

2720 S River Rd # 260, Des Plaines, IL 60018, USA

16

De Carl Levine & Friedman

5.0· 9 reviews

2093 Rand Rd, Des Plaines, IL 60016, USA

17

Loya Insurance Company

3.4· 38 reviews

1438 Lee St, Des Plaines, IL 60018, USA

18

Raluca Cheregi - Main Line Benefits

5.0· 6 reviews

1111 E Touhy Ave # 235, Des Plaines, IL 60018, USA

19

Gary Portugal - Insurance Agent

5.0· 127 reviews

1111 E Touhy Ave # 235, Des Plaines, IL 60018, USA

Data from Google Business listings
Updated regularly with real reviews
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Frequently Asked Questions — Insurance Agents in Des Plaines

What is the difference between a captive and independent insurance agent in Des Plaines?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in IL?

Search the IL Department of Insurance's online license lookup — Google "IL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in IL must be licensed with the state.

How much does working with a local insurance agent in Des Plaines cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Des Plaines?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Des Plaines adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Insurance Agents Directory — Des Plaines, IL

This page lists and ranks 19 insurance agents serving Des Plaines, IL as of May 2026. The average verified rating across all listings is 4.7 stars, with an average of 115 customer reviews per business. The top-ranked insurance agents in Des Plaines by our algorithm is Insurance Broker Hub (5.0 stars, 424 reviews). Insurance in Des Plaines: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Des Plaines: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the IL licensing board before hiring.

Request Free Quotes — Top-Rated Insurance Agents in Des Plaines