Near You · Des Plaines
Mortgage Brokers Near You in Des Plaines, IL
Find mortgage brokers close to you in Des Plaines. All results are sorted by proximity and rated by real local customers.
As of June 2026, RatingsNearMe ranks 5 mortgage brokers in Des Plaines, IL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Ania Kozera at Guaranteed Rate NMLS #2288732 with a 5.0-star rating from 342 Google reviews and an RNM Score of 88/100. Also in the top tier: Mega Mortgage Services and Absolute Fianancial Solutions, d.b.a. Lendonia. The average rating across all listed mortgage brokers in Des Plaines is 4.9 stars from 99 reviews per business on average.
Mortgage brokers in Des Plaines: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Des Plaines, IL is home to several mortgage brokers who can assist consumers with finding and securing home loans. Mortgage brokers in the area can help guide buyers through the mortgage application process and provide access to a variety of loan programs from multiple lenders.
- ✓Mortgage brokers in Des Plaines can help consumers compare loan options and find the best rates and terms
- ✓Brokers have access to a wide range of loan programs, including conventional, FHA, VA, and jumbo loans
- ✓Consumers should research local mortgage brokers' credentials and read reviews before selecting a provider
Best Overall
Ania Kozera at Guaranteed Rate NMLS #2288732
Ania Kozera at Guaranteed Rate is a seasoned professional with a strong reputation for personalized service and competitive rates.
Most Reviewed
Mega Mortgage Services
A high number of reviews indicates a broad base of client experience and helps assess overall satisfaction.
When choosing a mortgage broker in Des Plaines, compare rates and fees from multiple brokers and read recent reviews to ensure you find the best fit for your financial situation.
How to Choose a Mortgage Broker in Des Plaines
What to look for
- • Years of experience in the Des Plaines mortgage market
- • Knowledge of local lenders and loan programs available in the area
- • Strong communication skills and responsiveness
- • Transparent about fees and costs upfront
Questions to ask
- • How long have you been a mortgage broker in Des Plaines?
- • What lenders and loan programs do you typically work with in this area?
- • Can you provide references from past Des Plaines clients?
Red flags
- ⚠ Unwillingness to provide a detailed cost estimate or breakdown of fees
- ⚠ Lack of familiarity with the Des Plaines housing market and local lenders
- ⚠ Pressure to use a specific lender or loan program
In Illinois, mortgage brokers must be licensed by the Illinois Department of Financial and Professional Regulation. Be sure to verify the broker's license and check for any disciplinary actions or complaints.
Local Market Snapshot
5
Businesses listed
4.9★
Avg rating
99
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
Des Plaines mortgage broker with a perfect 5.0-star rating from over 340 reviews.
2800 S River Rd #200, Des Plaines, IL 60018, USARated 5.0 stars from 67 Google reviews by local clients in Des Plaines.
1440 Lee St, Des Plaines, IL 60018, USATop-rated Des Plaines mortgage broker with 41 perfect 5.0-star reviews.
2340 S River Rd Suite 120B, Des Plaines, IL 60018, USAMortgage Brokers Rankings in Des Plaines, IL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Ania Kozera at Guaranteed Rate NMLS #22887322800 S River Rd #200, Des Plaines, IL 60018, USA | 5.0★ | 342 |
| #2 | Mega Mortgage Services1440 Lee St, Des Plaines, IL 60018, USA | 5.0★ | 67 |
| #3 | Absolute Fianancial Solutions, d.b.a. Lendonia2340 S River Rd Suite 120B, Des Plaines, IL 60018, USA | 5.0★ | 41 |
| #4 | Agatha Weisser- US Financial Ltd636 S River Rd #100, Des Plaines, IL 60016, USA | 5.0★ | 37 |
| #5 | RockBottom Mortgage LLC960 Rand Rd #213, Des Plaines, IL 60016, USA | 4.5★ | 8 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Des Plaines
5.0-star rating from 37 Google reviews for a Des Plaines mortgage broker.
636 S River Rd #100, Des Plaines, IL 60016, USA
4.5 stars from 8 reviews, a strong local choice for mortgage needs.
960 Rand Rd #213, Des Plaines, IL 60016, USA
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Mortgage Brokers in Des Plaines, IL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Ania Kozera at Guaranteed Rate NMLS #2288732 | 88/100 | 5.0 ★ | 342 |
| 2 | Mega Mortgage Services | 81/100 | 5.0 ★ | 67 |
| 3 | Absolute Fianancial Solutions, d.b.a. Lendonia | 79/100 | 5.0 ★ | 41 |
| 4 | Agatha Weisser- US Financial Ltd | 78/100 | 5.0 ★ | 37 |
| 5 | RockBottom Mortgage LLC | 62/100 | 4.5 ★ | 8 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Des Plaines
What does a mortgage broker do differently than going directly to a bank in Des Plaines?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Des Plaines?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in IL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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