4.5+ Stars · Desoto
Highly Rated Insurance Agents in Desoto, TX
Only the best make this list. These insurance agents in Desoto have earned 4.5+ star ratings from real customers — consistently.
As of May 2026, RatingsNearMe ranks 19 insurance agents in Desoto, TX by verified customer ratings and review volume. The highest-rated is La Familia Auto Insurance with a 4.9-star rating from 1,021 verified reviews. Also in the top tier: Freeway Insurance and ALPA Insurance. The average rating across all listed insurance agents in Desoto is 4.7 stars from 154 reviews per business on average.
Insurance in Desoto: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.7★
Avg rating
154
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
La Familia Auto Insurance
3250 W Pleasant Run Rd Ste. 120, Lancaster, TX 75146, USA
Insurance Agents Rankings in Desoto, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | La Familia Auto Insurance3250 W Pleasant Run Rd Ste. 120, Lancaster, TX 75146, USA | 4.9★ | 1,021 |
| #2 | Freeway Insurance1001 N Beckley Ave, DeSoto, TX 75115, USA | 4.8★ | 284 |
| #3 | ALPA Insurance900 N Hampton Rd, DeSoto, TX 75115, USA | 4.9★ | 180 |
| #4 | A-MAX Auto Insurance604 N Hampton Rd, DeSoto, TX 75115, USA | 4.4★ | 144 |
| #5 | Valerie Stanton Insurance235 E Belt Line Rd, DeSoto, TX 75115, USA | 4.6★ | 14 |
| #6 | Bert Maxwell: Allstate Insurance1510 N Hampton Rd #280, DeSoto, TX 75115, USA | 4.7★ | 188 |
| #7 | A.J. Martin Insurance1700 N Hampton Rd, DeSoto, TX 75115, USA | 5.0★ | 5 |
| #8 | Knott Insurance Group1319 S Interstate 35 E, DeSoto, TX 75115, USA | 4.9★ | 108 |
| #9 | AFIG, LLC Insurance Services1801 N Hampton Rd Ste. 383, DeSoto, TX 75115, USA | 4.9★ | 50 |
| #10 | Carla Hannah Insurance Agent812 Canyon Pl, DeSoto, TX 75115, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Desoto
Valerie Stanton Insurance
235 E Belt Line Rd, DeSoto, TX 75115, USA
Bert Maxwell: Allstate Insurance
1510 N Hampton Rd #280, DeSoto, TX 75115, USA
Knott Insurance Group
1319 S Interstate 35 E, DeSoto, TX 75115, USA
America's Favorite Insurance & Tax
921 W Belt Line Rd #150, DeSoto, TX 75115, USA
Jarvis Hill - State Farm Insurance Agent
204 W Pleasant Run Rd, DeSoto, TX 75115, USA
Krystal Brown - State Farm Insurance Agent
1231 E Pleasant Run Rd Ste 102, DeSoto, TX 75115, USA
Classy Bee Insurance Agency
1229 E Pleasant Run Rd Suite 325, DeSoto, TX 75115, USA
Jennifer Reed - GEICO Insurance Agent
1001 N Interstate 35 E Rd STE 316B, DeSoto, TX 75115, USA
Ernie Williams Insurance Agency
917 N Hampton Rd Suite 205, DeSoto, TX 75115, USA
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Frequently Asked Questions — Insurance Agents in Desoto
What is the difference between a captive and independent insurance agent in Desoto?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Desoto cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Desoto?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Desoto adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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