Highest Rated · Detroit
Top-Rated Mortgage Brokers in Detroit, MI
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Detroit, MI by verified customer ratings and review volume. The highest-rated is Riverbank Finance LLC with a 4.9-star rating from 979 verified reviews. Also in the top tier: Linden Crain – Mortgage Broker | Windsor–Essex and Rapid Home Loans. The average rating across all listed mortgage brokers in Detroit is 4.9 stars from 240 reviews per business on average.
Mortgage brokers in Detroit: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
240
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Riverbank Finance LLC
3205 Eaglecrest Dr NE #206, Grand Rapids, MI 49525, USA
Linden Crain – Mortgage Broker | Windsor–Essex
2575 Ouellette Pl #200, Windsor, ON N8X 1L9, Canada
Rapid Home Loans
22361 W Village Dr Suite 101, Dearborn, MI 48124, USA
Mortgage Brokers Rankings in Detroit, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Riverbank Finance LLC3205 Eaglecrest Dr NE #206, Grand Rapids, MI 49525, USA | 4.9★ | 979 |
| #2 | Linden Crain – Mortgage Broker | Windsor–Essex2575 Ouellette Pl #200, Windsor, ON N8X 1L9, Canada | 5.0★ | 313 |
| #3 | Rapid Home Loans22361 W Village Dr Suite 101, Dearborn, MI 48124, USA | 4.9★ | 332 |
| #4 | Mino Lending Solutions6001 Cass Ave, Detroit, MI 48202, USA | 4.9★ | 115 |
| #5 | Sonic Loans4 Parklane Blvd #330, Dearborn, MI 48126, USA | 5.0★ | 125 |
| #6 | Midtown Home Mortgage1344 Bagley St, Detroit, MI 48226, USA | 5.0★ | 28 |
| #7 | Home Advantage Lending211 W Fort St Suite 1600, Detroit, MI 48226, USA | 5.0★ | 150 |
| #8 | Demetris Holloway, Mortgage Loan Officer7436 Woodward Ave #205, Detroit, MI 48202, USA | 5.0★ | 129 |
| #9 | EG Home Loans400 Renaissance Center Suite:2600, Detroit, MI 48243, USA | 5.0★ | 148 |
| #10 | Eli Gonzalez -The Mortgage Broker400 Renaissance Center Suite 2600, Detroit, MI 48243, USA | 5.0★ | 14 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Detroit
Mino Lending Solutions
6001 Cass Ave, Detroit, MI 48202, USA
Sonic Loans
4 Parklane Blvd #330, Dearborn, MI 48126, USA
Midtown Home Mortgage
1344 Bagley St, Detroit, MI 48226, USA
Home Advantage Lending
211 W Fort St Suite 1600, Detroit, MI 48226, USA
Demetris Holloway, Mortgage Loan Officer
7436 Woodward Ave #205, Detroit, MI 48202, USA
EG Home Loans
400 Renaissance Center Suite:2600, Detroit, MI 48243, USA
Eli Gonzalez -The Mortgage Broker
400 Renaissance Center Suite 2600, Detroit, MI 48243, USA
Mortgage Book
1001 Woodward Ave, Detroit, MI 48226, USA
Belong Lending l Jalen Scott l Mortgage Broker
7436- 7450 Woodward Ave Suite 205, Detroit, MI 48202, USA
Vesta Lending
6 Parklane Blvd #120, Dearborn, MI 48126, USA
Rocket Mortgage
1050 Woodward Ave, Detroit, MI 48226, USA
Antoinette Gassaway - Belong Lending
7436 Woodward Ave #205, Detroit, MI 48202, USA
The Michigan Mortgage Exchange
19946 Harper Ave, Harper Woods, MI 48225, USA
Mortgage Connections
290 Town Center Dr Suite 700, Dearborn, MI 48126, USA
Fortress Home Mortgage, Inc.
1336 S Main St, Royal Oak, MI 48067, USA
Belong Lending
7436 Woodward Ave #205, Detroit, MI 48202, USA
Mortgage City
1007 E 6th St, Royal Oak, MI 48067, USA
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Frequently Asked Questions — Mortgage Brokers in Detroit
What does a mortgage broker do differently than going directly to a bank in Detroit?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Detroit?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MI?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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