Local Pros · Detroit
Local Mortgage Brokers in Detroit, MI
Locally owned and operated mortgage brokers serving Detroit and the surrounding area. Supporting local businesses means faster response and accountability.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Detroit, MI by verified customer ratings and review volume. The highest-rated is Riverbank Finance LLC with a 4.9-star rating from 979 verified reviews. Also in the top tier: Linden Crain – Mortgage Broker | Windsor–Essex and Rapid Home Loans. The average rating across all listed mortgage brokers in Detroit is 4.9 stars from 240 reviews per business on average.
Mortgage brokers in Detroit: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
240
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Riverbank Finance LLC
3205 Eaglecrest Dr NE #206, Grand Rapids, MI 49525, USA
Linden Crain – Mortgage Broker | Windsor–Essex
2575 Ouellette Pl #200, Windsor, ON N8X 1L9, Canada
Rapid Home Loans
22361 W Village Dr Suite 101, Dearborn, MI 48124, USA
Mortgage Brokers Rankings in Detroit, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Riverbank Finance LLC3205 Eaglecrest Dr NE #206, Grand Rapids, MI 49525, USA | 4.9★ | 979 |
| #2 | Linden Crain – Mortgage Broker | Windsor–Essex2575 Ouellette Pl #200, Windsor, ON N8X 1L9, Canada | 5.0★ | 313 |
| #3 | Rapid Home Loans22361 W Village Dr Suite 101, Dearborn, MI 48124, USA | 4.9★ | 332 |
| #4 | Midtown Home Mortgage1344 Bagley St, Detroit, MI 48226, USA | 5.0★ | 28 |
| #5 | Home Advantage Lending211 W Fort St Suite 1600, Detroit, MI 48226, USA | 5.0★ | 150 |
| #6 | Demetris Holloway, Mortgage Loan Officer7436 Woodward Ave #205, Detroit, MI 48202, USA | 5.0★ | 129 |
| #7 | EG Home Loans400 Renaissance Center Suite:2600, Detroit, MI 48243, USA | 5.0★ | 148 |
| #8 | Eli Gonzalez -The Mortgage Broker400 Renaissance Center Suite 2600, Detroit, MI 48243, USA | 5.0★ | 14 |
| #9 | Mortgage Book1001 Woodward Ave, Detroit, MI 48226, USA | 5.0★ | 111 |
| #10 | Belong Lending l Jalen Scott l Mortgage Broker7436- 7450 Woodward Ave Suite 205, Detroit, MI 48202, USA | 5.0★ | 61 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Detroit
Midtown Home Mortgage
1344 Bagley St, Detroit, MI 48226, USA
Home Advantage Lending
211 W Fort St Suite 1600, Detroit, MI 48226, USA
Demetris Holloway, Mortgage Loan Officer
7436 Woodward Ave #205, Detroit, MI 48202, USA
EG Home Loans
400 Renaissance Center Suite:2600, Detroit, MI 48243, USA
Eli Gonzalez -The Mortgage Broker
400 Renaissance Center Suite 2600, Detroit, MI 48243, USA
Mortgage Book
1001 Woodward Ave, Detroit, MI 48226, USA
Belong Lending l Jalen Scott l Mortgage Broker
7436- 7450 Woodward Ave Suite 205, Detroit, MI 48202, USA
Vesta Lending
6 Parklane Blvd #120, Dearborn, MI 48126, USA
Mino Lending Solutions
6001 Cass Ave, Detroit, MI 48202, USA
Mortgage Connections
290 Town Center Dr Suite 700, Dearborn, MI 48126, USA
Fortress Home Mortgage, Inc.
1336 S Main St, Royal Oak, MI 48067, USA
Rocket Mortgage
1050 Woodward Ave, Detroit, MI 48226, USA
Antoinette Gassaway - Belong Lending
7436 Woodward Ave #205, Detroit, MI 48202, USA
The Michigan Mortgage Exchange
19946 Harper Ave, Harper Woods, MI 48225, USA
Sonic Loans
4 Parklane Blvd #330, Dearborn, MI 48126, USA
Belong Lending
7436 Woodward Ave #205, Detroit, MI 48202, USA
Mortgage City
1007 E 6th St, Royal Oak, MI 48067, USA
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Frequently Asked Questions — Mortgage Brokers in Detroit
What does a mortgage broker do differently than going directly to a bank in Detroit?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Detroit?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MI?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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