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24-Hour Mortgage Brokers in Double Oak, TX — Always Available

Emergencies don't keep business hours. These mortgage brokers in Double Oak are available 24 hours a day, 7 days a week — including holidays.

As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Double Oak, TX by verified customer ratings and review volume. The highest-rated is The Rodney Anderson Team with NFM Lending with a 4.8-star rating from 165 verified reviews. Also in the top tier: J Philips Mortgage, Inc. and Rian Roberts - Chief Mortgage Officer. The average rating across all listed mortgage brokers in Double Oak is 5 stars from 101 reviews per business on average.

Mortgage brokers in Double Oak: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

20

Businesses listed

5★

Avg rating

101

Avg reviews

May 17, 2026

Last updated

Top Rated Mortgage Brokers

🥇

The Rodney Anderson Team with NFM Lending

4.8(165 reviews)

3000 Village Pkwy #400, Highland Village, TX 75077, USA

🥈

J Philips Mortgage, Inc.

5.0(58 reviews)

3020 Corporate Ct # 500, Flower Mound, TX 75028, USA

🥉

Rian Roberts - Chief Mortgage Officer

5.0(33 reviews)

3020 Corporate Ct, Flower Mound, TX 75028, USA

Mortgage Brokers Rankings in Double Oak, TX

#BusinessRatingReviews
#1The Rodney Anderson Team with NFM Lending3000 Village Pkwy #400, Highland Village, TX 75077, USA4.8165
#2J Philips Mortgage, Inc.3020 Corporate Ct # 500, Flower Mound, TX 75028, USA5.058
#3Rian Roberts - Chief Mortgage Officer3020 Corporate Ct, Flower Mound, TX 75028, USA5.033
#4Michelle Long2630 Justin Rd Bldg 4, Ste 4206, Highland Village, TX 75077, USA5.050
#5Sam Fannin- Your Mortgage Man2611 Cross Timbers Rd, Flower Mound, TX 75028, USA5.026
#6Your Mortgage Guy For Life LLC2904 Oak Bend Ct, Flower Mound, TX 75028, USA5.025
#7Shelley Connell | Fairway Independent Mortgage Corporation Branch Manager, NMLS#22892624 Long Prairie Rd Suites 102, 103, & 104, Flower Mound, TX 75022, USA5.085
#8Guild Mortgage - Stephen Jackson2624 Long Prairie Rd Suite 106 & 111, Flower Mound, TX 75022, USA5.043
#9SURE FUND MORTGAGE INC2041 Morriss Rd Suite 210, Flower Mound, TX 75028, USA5.029
#10Premier Nationwide Lending - Flower Mound Branch1021 Long Prairie Rd #404, Flower Mound, TX 75022, USA5.013

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Mortgage Brokers in Double Oak

4

Michelle Long

5.0· 50 reviews

2630 Justin Rd Bldg 4, Ste 4206, Highland Village, TX 75077, USA

5

Sam Fannin- Your Mortgage Man

5.0· 26 reviews

2611 Cross Timbers Rd, Flower Mound, TX 75028, USA

6

Your Mortgage Guy For Life LLC

5.0· 25 reviews

2904 Oak Bend Ct, Flower Mound, TX 75028, USA

7

Shelley Connell | Fairway Independent Mortgage Corporation Branch Manager, NMLS#2289

5.0· 85 reviews

2624 Long Prairie Rd Suites 102, 103, & 104, Flower Mound, TX 75022, USA

8

Guild Mortgage - Stephen Jackson

5.0· 43 reviews

2624 Long Prairie Rd Suite 106 & 111, Flower Mound, TX 75022, USA

9

SURE FUND MORTGAGE INC

5.0· 29 reviews

2041 Morriss Rd Suite 210, Flower Mound, TX 75028, USA

10

Premier Nationwide Lending - Flower Mound Branch

5.0· 13 reviews

1021 Long Prairie Rd #404, Flower Mound, TX 75022, USA

11

Henri Friloux | Loan Officer - NuWave Lending LLC

5.0· 18 reviews

2201 Spinks Rd Suite 285, Flower Mound, TX 75022, USA

12

Monty Felts at CrossCountry Mortgage

4.9· 70 reviews

2201 Spinks Rd #236, Flower Mound, TX 75022, USA

13

Fairway Independent Mortgage Corporation

5.0· 285 reviews

2500 Lakeside Pkwy Suite 130, Flower Mound, TX 75022, USA

14

Ryan Grubbs at CrossCountry Mortgage

5.0· 158 reviews

737 International Pkwy Suite 200, Flower Mound, TX 75022, USA

15

DeAnna Arnold at CrossCountry Mortgage

4.9· 78 reviews

737 International Pkwy Suite 200, Flower Mound, TX 75022, USA

16

Hudson Bell | CrossCountry Mortgage - Mortgage Lender in Flower Mound TX

5.0· 15 reviews

737 International Pkwy Suite 200, Flower Mound, TX 75022, USA

17

Cultivate Mortgage

5.0· 23 reviews

1908 Hollister Ln, Denton, TX 76210, USA

18

Mortgage Financial Services

4.9· 551 reviews

1900 W Kirkwood Blvd Suite 4300C, Southlake, TX 76092, USA

19

Oasis Home Mortgage

5.0· 160 reviews

7 Greenbriar Ct, Trophy Club, TX 76262, USA

20

Primary Residential Mortgage, Inc. - Lending With Passion Division

5.0· 128 reviews

1430 Robinson Rd #430, Corinth, TX 76210, USA

Data from Google Business listings
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Frequently Asked Questions — Mortgage Brokers in Double Oak

What does a mortgage broker do differently than going directly to a bank in Double Oak?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Double Oak?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in TX?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Mortgage Brokers Directory — Double Oak, TX

This page lists and ranks 20 mortgage brokers serving Double Oak, TX as of May 2026. The average verified rating across all listings is 5 stars, with an average of 101 customer reviews per business. The top-ranked mortgage brokers in Double Oak by our algorithm is The Rodney Anderson Team with NFM Lending (4.8 stars, 165 reviews). Mortgage brokers in Double Oak: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Double Oak: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

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