Best Value · Downey
Affordable Financial Advisors in Downey, CA
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As of May 2026, RatingsNearMe ranks 17 financial advisors in Downey, CA by verified customer ratings and review volume. The highest-rated is American Financial Network, Inc. with a 5.0-star rating from 133 verified reviews. Also in the top tier: Arbor Wealth Strategies and Cesar Macedo MBA, CFP. The average rating across all listed financial advisors in Downey is 4.7 stars from 39 reviews per business on average.
Financial advisors in Downey typically charge 0.5–1.5% of assets under management annually, or $200–$500/hr fee-only.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.7★
Avg rating
39
Avg reviews
May 17, 2026
Last updated
Top Rated Financial Advisors
American Financial Network, Inc.
8505 E Florence Ave, Downey, CA 90240, USA
Arbor Wealth Strategies
11027 Downey Ave, Downey, CA 90241, USA
Cesar Macedo MBA, CFP
8255 Firestone Blvd Suite 406, Downey, CA 90241, USA
Financial Advisors Rankings in Downey, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | American Financial Network, Inc.8505 E Florence Ave, Downey, CA 90240, USA | 5.0★ | 133 |
| #2 | Arbor Wealth Strategies11027 Downey Ave, Downey, CA 90241, USA | 5.0★ | 52 |
| #3 | Cesar Macedo MBA, CFP8255 Firestone Blvd Suite 406, Downey, CA 90241, USA | 4.9★ | 54 |
| #4 | Ramos Consulting and Wealth Management Inc.8141 2nd St UNIT 330, Downey, CA 90241, USA | 4.8★ | 5 |
| #5 | Financial Advisors, LLC8141 2nd St Suite 608, Downey, CA 90241, USA | — | — |
| #6 | Andazola Financial Services8326 E Florence Ave, Downey, CA 90240, USA | 5.0★ | 1 |
| #7 | Aduna Capital Wealth Management8117 2nd St UNIT 101, Downey, CA 90241, USA | 5.0★ | 4 |
| #8 | Moreno Financial Group8141 2nd St suite 612, Downey, CA 90241, USA | 5.0★ | 2 |
| #9 | Financial Partners Credit Union7800 Imperial Hwy., Downey, CA 90242, USA | 3.8★ | 152 |
| #10 | Lorena Professional Services10907 Downey Ave, Downey, CA 90241, USA | 3.5★ | 8 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Financial Advisors in Downey
Ramos Consulting and Wealth Management Inc.
8141 2nd St UNIT 330, Downey, CA 90241, USA
Financial Advisors, LLC
8141 2nd St Suite 608, Downey, CA 90241, USA
Andazola Financial Services
8326 E Florence Ave, Downey, CA 90240, USA
Aduna Capital Wealth Management
8117 2nd St UNIT 101, Downey, CA 90241, USA
Moreno Financial Group
8141 2nd St suite 612, Downey, CA 90241, USA
Financial Partners Credit Union
7800 Imperial Hwy., Downey, CA 90242, USA
Lorena Professional Services
10907 Downey Ave, Downey, CA 90241, USA
N & B Financial Services
9900 Lakewood Blvd, Downey, CA 90240, USA
U.S. Bancorp Advisors - Financial Advisors: Downey
8444 Florence Ave, Downey, CA 90240, USA
Step Financial
8112 Florence Ave, Downey, CA 90240, USA
LPL Financial
8221 3rd St UNIT 206, Downey, CA 90241, USA
CPIS Financial
7857 Florence Ave Suite 209, Downey, CA 90240, USA
Wealth Management Associate - U.S. Bancorp Investments: Jonathan Narloch
8444 Florence Ave, Downey, CA 90240, USA
Cardinal Financial L.P. Derrell Aaron Barton
8141 2nd St #414, Downey, CA 90241, USA
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Frequently Asked Questions — Financial Advisors in Downey
What is a fiduciary financial advisor and why does it matter in Downey?
A fiduciary is legally required to act in your interest at all times. Non-fiduciary advisors (like some broker-dealers) only need to recommend "suitable" products, which may earn them higher commissions. Before hiring any financial advisor in Downey, ask directly: "Are you a fiduciary 100% of the time?" If they hesitate, keep looking.
How do I verify a financial advisor is registered and legitimate?
Use FINRA BrokerCheck (finra.org/brokercheck) to verify licenses and check for complaints or disciplinary actions. For Registered Investment Advisors, search SEC's IAPD at adviserinfo.sec.gov. CFP credentials can be verified at cfp.net/verify. These are free public tools — always check before handing over your finances.
How do financial advisors charge for their services in Downey?
Three main structures: (1) Fee-only — flat fee, hourly ($200–$500/hr), or a percentage of assets under management (typically 0.5–1.5% annually) with no commissions; (2) Fee-based — advisory fee plus commissions on products they sell; (3) Commission-only — free to meet, they earn commissions on products. Fee-only is the most transparent and avoids conflicts of interest.
What credentials should I look for in a financial advisor?
CFP (Certified Financial Planner) is the gold standard for comprehensive financial planning. CFA (Chartered Financial Analyst) is strongest for investment management. CPWA, ChFC, and RICP are recognized specializations. Avoid "advisor" titles without credentials — the term is unregulated. Verify any credential directly with the issuing organization.
How are the financial advisors on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every financial advisors on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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