24/7 Available · Dripping Springs
24-Hour Insurance Agents in Dripping Springs, TX — Always Available
Emergencies don't keep business hours. These insurance agents in Dripping Springs are available 24 hours a day, 7 days a week — including holidays.
As of July 2026, RatingsNearMe ranks 19 insurance agents in Dripping Springs, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Hank Gerdes - State Farm Insurance Agent with a 4.9-star rating from 193 Google reviews and an RNM Score of 97/100. Also in the top tier: William Luna - State Farm Insurance Agent and Mark Handley - State Farm Insurance Agent. The average rating across all listed insurance agents in Dripping Springs is 4.9 stars from 62 reviews per business on average.
Insurance in Dripping Springs: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
William Luna - State Farm Insurance Agent
William Luna consistently ranks as a top agent in Dripping Springs due to excellent customer service and strong community reputation.
Most Reviewed
Brown Insurance Group Inc.
A high number of reviews indicates broad customer experience and reliability, helping prospective clients gauge service quality.
When choosing an insurance agent in Dripping Springs, compare multiple quotes and read recent reviews to ensure the agent aligns with your specific coverage needs and budget.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
62
Avg reviews
Jul 5, 2026
Last updated
Top Rated Insurance Agents
4.9-star rating from nearly 200 reviews confirms trusted local service.
12016 US-290 Ste 3, Austin, TX 78737, USATrusted by hundreds of locals with a stellar 4.9★ rating across 161 reviews.
2440 US-290 Ste E22, Dripping Springs, TX 78620, USARated 4.9 stars from 181 Google reviews, this Dripping Springs insurance agent is highly trusted.
701 US-290, Dripping Springs, TX 78620, USAInsurance Agents Rankings in Dripping Springs, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Hank Gerdes - State Farm Insurance Agent12016 US-290 Ste 3, Austin, TX 78737, USA | 4.9★ | 193 |
| #2 | William Luna - State Farm Insurance Agent2440 US-290 Ste E22, Dripping Springs, TX 78620, USA | 4.9★ | 161 |
| #3 | Mark Handley - State Farm Insurance Agent701 US-290, Dripping Springs, TX 78620, USA | 4.9★ | 181 |
| #4 | Nate & Associates Insurance101 Creek Rd, Dripping Springs, TX 78620, USA | 5.0★ | 6 |
| #5 | Hen Crow Insurance, LLC.1320 US-290, Dripping Springs, TX 78620, USA | 5.0★ | 1 |
| #6 | D & D Insurance Agency102 Old Fitzhugh Rd #300, Dripping Springs, TX 78620, USA | — | — |
| #7 | Rollo Insurance1322 US-290 Ste A, Dripping Springs, TX 78620, USA | 5.0★ | 67 |
| #8 | Paragon Independent Insurance Agencies, Inc1320 US-290 A, Dripping Springs, TX 78620, USA | 5.0★ | 24 |
| #9 | US Independent Insurance Agency612 Cypress Springs Dr, Driftwood, TX 78619, USA | 5.0★ | 1 |
| #10 | Autocraft Appraisal400 Springlake Dr, Dripping Springs, TX 78620, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Dripping Springs
Rated 5.0 stars from six reviews, trusted for local coverage.
101 Creek Rd, Dripping Springs, TX 78620, USA
Rated 5.0 stars from one Google review, this Dripping Springs insurance agent earns top marks.
1320 US-290, Dripping Springs, TX 78620, USA
No local ratings yet; this Dripping Springs insurance agent has no Google reviews to reference.
102 Old Fitzhugh Rd #300, Dripping Springs, TX 78620, USA
Trusted by 67 locals with a perfect 5.0-star Google rating.
1322 US-290 Ste A, Dripping Springs, TX 78620, USA
Dozens of reviews give this Dripping Springs insurance agent a perfect 5.0-star rating.
1320 US-290 A, Dripping Springs, TX 78620, USA
5.0-star rating from customers in Dripping Springs for trusted insurance guidance.
612 Cypress Springs Dr, Driftwood, TX 78619, USA
New insurance agent in Dripping Springs with no Google reviews yet to guide your choice.
400 Springlake Dr, Dripping Springs, TX 78620, USA
Dozens of Google reviews give this Dripping Springs insurance agent a strong 4.7-star rating.
13341 US-290 BUILDING 2, Austin, TX 78737, USA
Rated 4.9 stars from 9 Google reviews for insurance in Dripping Springs.
14101 US-290 Ste 1600e, Austin, TX 78737, USA
No reviews yet for this Dripping Springs insurance agent.
105 S Canyonwood Dr, Dripping Springs, TX 78620, USA
This insurance agent has no reviews yet to help gauge customer satisfaction.
16746 Fitzhugh Rd Ste 101, Dripping Springs, TX 78620, USA
Local insurance agent in Dripping Springs with no customer reviews yet.
120 Frog Pond Ln #200, Dripping Springs, TX 78620, USA
Reliable Dripping Springs insurance agent with a solid 4.1-star rating from 20 reviews.
28496 Ranch Rd 12 #100, Dripping Springs, TX 78620, USA
Dozens of Google reviews give this Dripping Springs insurance agent a perfect 5.0-star rating.
16746 Fitzhugh Rd Ste 101, Dripping Springs, TX 78620, USA
Rated 5.0 stars from six Google reviews for trusted insurance guidance in Dripping Springs.
1322 US-290 Ste C, Dripping Springs, TX 78620, USA
Proudly serves Dripping Springs with a stellar 4.8-star rating from 92 Google reviews.
616 US-290, Dripping Springs, TX 78620, USA
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Insurance Agents in Dripping Springs, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Hank Gerdes - State Farm Insurance Agent | 97/100 | 4.9 ★ | 193 |
| 2 | William Luna - State Farm Insurance Agent | 88/100 | 4.9 ★ | 161 |
| 3 | Mark Handley - State Farm Insurance Agent | 85/100 | 4.9 ★ | 181 |
| 4 | Nate & Associates Insurance | 81/100 | 5.0 ★ | 6 |
| 5 | Hen Crow Insurance, LLC. | 65/100 | 5.0 ★ | 1 |
| 6 | D & D Insurance Agency | 15/100 | — | 0 |
| 7 | Rollo Insurance | 81/100 | 5.0 ★ | 67 |
| 8 | Paragon Independent Insurance Agencies, Inc | 76/100 | 5.0 ★ | 24 |
| 9 | US Independent Insurance Agency | 62/100 | 5.0 ★ | 1 |
| 10 | Autocraft Appraisal | 3/100 | — | 0 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Dripping Springs
What is the difference between a captive and independent insurance agent in Dripping Springs?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Dripping Springs cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Dripping Springs?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Dripping Springs adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
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