24/7 Emergency · Dunedin
Emergency Insurance Agents in Dunedin, FL — Available 24/7
When you can't wait, these insurance agents in Dunedin offer emergency response. Call now — most respond within the hour.
As of May 2026, RatingsNearMe ranks 14 insurance agents in Dunedin, FL by verified customer ratings and review volume. The highest-rated is Freeway Insurance with a 4.9-star rating from 317 verified reviews. Also in the top tier: Dockside Insurance and Solace Insurance. The average rating across all listed insurance agents in Dunedin is 4.5 stars from 111 reviews per business on average.
Insurance in Dunedin: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
14
Businesses listed
4.5★
Avg rating
111
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Solace Insurance
1659 Achieva Way Suite 121, Dunedin, FL 34698, USA
Insurance Agents Rankings in Dunedin, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Freeway Insurance1411 Main St, Dunedin, FL 34698, USA | 4.9★ | 317 |
| #2 | Dockside Insurance748 Broadway #201, Dunedin, FL 34698, USA | 4.9★ | 130 |
| #3 | Solace Insurance1659 Achieva Way Suite 121, Dunedin, FL 34698, USA | 4.7★ | 122 |
| #4 | Jeff Campbell: Allstate Insurance1365 Main St, Dunedin, FL 34698, USA | 4.8★ | 92 |
| #5 | Ross Insurance Group Inc934 Curlew Rd, Dunedin, FL 34698, USA | 4.6★ | 96 |
| #6 | Robbie Hussein: Allstate Insurance1460 Beltrees St Ste 5, Dunedin, FL 34698, USA | 3.9★ | 35 |
| #7 | White Chip Insurance643 Wisteria Ct apt c, Dunedin, FL 34698, USA | — | — |
| #8 | Peter Markos Insurance1454 Main St A, Dunedin, FL 34698, USA | 4.6★ | 12 |
| #9 | Dave Cosper - State Farm Insurance Agent1164 Belcher Rd, Dunedin, FL 34698, USA | 4.3★ | 110 |
| #10 | Florida Insurance, Inc.1460 Beltrees St # 11, Dunedin, FL 34698, USA | 5.0★ | 2 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Dunedin
Jeff Campbell: Allstate Insurance
1365 Main St, Dunedin, FL 34698, USA
Robbie Hussein: Allstate Insurance
1460 Beltrees St Ste 5, Dunedin, FL 34698, USA
Dave Cosper - State Farm Insurance Agent
1164 Belcher Rd, Dunedin, FL 34698, USA
Gator Auto Insurance of Clearwater
28917 US Hwy 19 N, Clearwater, FL 33761, USA
Secure Me Insurance Agency
400 Douglas Ave Ste B1, Dunedin, FL 34698, USA
Isaac Stuiso - State Farm Insurance Agent
1780 Main St #C, Dunedin, FL 34698, USA
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Frequently Asked Questions — Insurance Agents in Dunedin
What is the difference between a captive and independent insurance agent in Dunedin?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in FL?
Search the FL Department of Insurance's online license lookup — Google "FL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in FL must be licensed with the state.
How much does working with a local insurance agent in Dunedin cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Dunedin?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Dunedin adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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