Pricing Guide · Eagan
Insurance Agents Cost in Eagan, MN — 2026 Price Guide
What should you pay for insurance agents in Eagan? See real 2026 price ranges from local pros and get free quotes to compare.
As of June 2026, RatingsNearMe ranks 19 insurance agents in Eagan, MN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Heppner Group with a 4.9-star rating from 662 Google reviews and an RNM Score of 87/100. Also in the top tier: Jordan Radel - State Farm Insurance Agent and Ross Metcalf - State Farm Insurance Agent. The average rating across all listed insurance agents in Eagan is 4.6 stars from 86 reviews per business on average.
Insurance in Eagan: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Eagan, MN is home to a variety of insurance agents offering a range of coverage options for local residents and businesses. Consumers should research agents' specialties, customer reviews, and compare quotes to find the best fit for their insurance needs.
- ✓Diverse selection of insurance agents in Eagan, MN
- ✓Agents offer various coverage types including auto, home, life, and business insurance
- ✓Consumers should research agents' expertise and compare quotes to find the right fit
Best Overall
Progressive Insurance - Claims
Progressive Insurance - Claims stands out due to its leading market position and efficient claims handling, making it a top-ranked choice in Eagan.
Most Reviewed
Ross Metcalf - State Farm Insurance Agent
A high review count reflects strong customer trust and satisfaction, which is crucial for choosing a reliable agent in a competitive market.
When selecting an insurance agent in Eagan, consider both the number of reviews and the specific coverage options offered. It's wise to get quotes from multiple top-ranked agencies to ensure you find the best balance of price and service.
How to Choose a Insurance Agent in Eagan
What to look for
- • Years of experience in the insurance industry, especially in Eagan, MN
- • Specialization in the type of insurance you need (e.g. auto, home, life)
- • Strong communication skills and ability to explain complex topics clearly
- • Positive reviews and recommendations from other Eagan, MN residents
Questions to ask
- • How long have you been an insurance agent, and how much of that experience is in Eagan, MN?
- • What types of insurance do you specialize in, and what are your areas of expertise?
- • Can you provide references or testimonials from your Eagan, MN clients?
Red flags
- ⚠ Lack of transparency about fees, commissions, or other costs
- ⚠ Unwillingness to provide a detailed explanation of coverage options
- ⚠ Pressure to make a decision quickly without time to review the policy
In Minnesota, insurance agents must be licensed by the Minnesota Department of Commerce. Be sure to verify the agent's license and check for any disciplinary actions or complaints.
Local Market Snapshot
19
Businesses listed
4.6★
Avg rating
86
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Trusted by hundreds of local clients with a 4.9-star rating in Eagan.
2600 Eagan Woods Dr #135, Eagan, MN 55121, USARated 5.0 stars from 184 Google reviews, this Eagan agent is highly trusted.
1981 Silver Bell Rd #1500, Eagan, MN 55122, USAEagan insurance agent with a 4.9-star rating from nearly 200 reviews.
3470 Washington Dr # 200, Eagan, MN 55122, USAInsurance Agents Rankings in Eagan, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Heppner Group2600 Eagan Woods Dr #135, Eagan, MN 55121, USA | 4.9★ | 662 |
| #2 | Jordan Radel - State Farm Insurance Agent1981 Silver Bell Rd #1500, Eagan, MN 55122, USA | 5.0★ | 184 |
| #3 | Ross Metcalf - State Farm Insurance Agent3470 Washington Dr # 200, Eagan, MN 55122, USA | 4.9★ | 196 |
| #4 | Lardy's Insurance Agency Inc.4635 Nicols Rd #201, Eagan, MN 55122, USA | 4.7★ | 15 |
| #5 | The Hartford2600 Eagan Woods Dr, Eagan, MN 55121, USA | 1.9★ | 16 |
| #6 | Kerry Jordan Insurance Agency4151 Knob Dr #202, Eagan, MN 55122, USA | 5.0★ | 4 |
| #7 | Farmers Insurance - Cody Smith3470 Washington Dr ste 103, Eagan, MN 55122, USA | 5.0★ | 11 |
| #8 | Stensgard Insurance Agency4151 Knob Dr #202, Eagan, MN 55122, USA | 5.0★ | 1 |
| #9 | Progressive Insurance - Claims1715 Yankee Doodle Rd Ste. 200, Eagan, MN 55121, USA | 3.3★ | 8 |
| #10 | T. French Insurance Agency, LLC2036 Vienna Ln, Eagan, MN 55122, USA | 5.0★ | 16 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Eagan
3470 Washington Dr ste 103, Eagan, MN 55122, USA
1715 Yankee Doodle Rd Ste. 200, Eagan, MN 55121, USA
4655 Nicols Rd Suite 103, Eagan, MN 55122, USA
Exceptional 5.0-star rating from over 100 Google reviews in Eagan.
1895 Plaza Dr #220, Eagan, MN 55122, USA
Eagan's leading insurance agent with 4.9 stars from over 100 reviews.
525 Diffley Rd #2090, Eagan, MN 55123, USA
Eagan insurance agent with a perfect 5.0-star rating from over 100 reviews.
4651 Nicols Rd #203, Eagan, MN 55122, USA
3470 Washington Dr #103, Eagan, MN 55121, USA
3470 Washington Dr suite 126, Eagan, MN 55122, USA
3459 Washington Dr #202, Eagan, MN 55122, USA
Rated 4.8 stars from 57 reviews, this Eagan insurance agent is highly recommended.
3352 Sherman Ct STE 101, Eagan, MN 55121, USA
Rated 5.0 stars from over 120 Google reviews, this Eagan agent is highly trusted.
3459 Washington Dr # 101, Eagan, MN 55122, USA
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Insurance Agents in Eagan, MN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Heppner Group | 87/100 | 4.9 ★ | 662 |
| 2 | Jordan Radel - State Farm Insurance Agent | 87/100 | 5.0 ★ | 184 |
| 3 | Ross Metcalf - State Farm Insurance Agent | 85/100 | 4.9 ★ | 196 |
| 4 | Lardy's Insurance Agency Inc. | 68/100 | 4.7 ★ | 15 |
| 5 | The Hartford | 32/100 | 1.9 ★ | 16 |
| 6 | Kerry Jordan Insurance Agency | 67/100 | 5.0 ★ | 4 |
| 7 | Farmers Insurance - Cody Smith | 72/100 | 5.0 ★ | 11 |
| 8 | Stensgard Insurance Agency | 62/100 | 5.0 ★ | 1 |
| 9 | Progressive Insurance - Claims | 41/100 | 3.3 ★ | 8 |
| 10 | T. French Insurance Agency, LLC | 74/100 | 5.0 ★ | 16 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Eagan
What is the difference between a captive and independent insurance agent in Eagan?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MN?
Search the MN Department of Insurance's online license lookup — Google "MN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MN must be licensed with the state.
How much does working with a local insurance agent in Eagan cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Eagan?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Eagan adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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