Local Pros · Elk Grove
Local Insurance Agents in Elk Grove, CA
Locally owned and operated insurance agents serving Elk Grove and the surrounding area. Supporting local businesses means faster response and accountability.
As of June 2026, RatingsNearMe ranks 19 insurance agents in Elk Grove, CA by verified customer ratings and review volume. The highest-rated is Driven Insurance Services with a 4.9-star rating from 2,175 verified reviews. Also in the top tier: Cost-U-Less Insurance and AAA Elk Grove-Laguna Branch. The average rating across all listed insurance agents in Elk Grove is 4.8 stars from 243 reviews per business on average.
Insurance in Elk Grove: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
243
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Driven Insurance Services
8126 Sheldon Rd Ste 130, Elk Grove, CA 95758, USA
Cost-U-Less Insurance
8451 Elk Grove Blvd Suite 11, Elk Grove, CA 95758, USA
AAA Elk Grove-Laguna Branch
8225 Laguna Blvd Ste 120, Elk Grove, CA 95758, USA
Insurance Agents Rankings in Elk Grove, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Driven Insurance Services8126 Sheldon Rd Ste 130, Elk Grove, CA 95758, USA | 4.9★ | 2,175 |
| #2 | Cost-U-Less Insurance8451 Elk Grove Blvd Suite 11, Elk Grove, CA 95758, USA | 4.9★ | 372 |
| #3 | AAA Elk Grove-Laguna Branch8225 Laguna Blvd Ste 120, Elk Grove, CA 95758, USA | 4.4★ | 583 |
| #4 | Melissa Messer at Comparion Insurance Agency9381 E Stockton Blvd STE 114, Elk Grove, CA 95624, USA | 5.0★ | 155 |
| #5 | Matthew Mikulin at Comparion Insurance Agency9381 E Stockton Blvd STE 114, Elk Grove, CA 95624, USA | 4.9★ | 19 |
| #6 | Elk Grove Insurance Services, Inc.8933 Elk Grove Blvd, Elk Grove, CA 95624, USA | 4.3★ | 19 |
| #7 | Luke Hampleman at Comparion Insurance Agency9381 E Stockton Blvd STE 114, Elk Grove, CA 95624, USA | 5.0★ | 86 |
| #8 | MVH Insurance Agency9594 2nd Ave #100, Elk Grove, CA 95624, USA | 5.0★ | 106 |
| #9 | Darr Insurance Agency8788 Elk Grove Blvd Building 3 Suite 18, Elk Grove, CA 95624, USA | 5.0★ | 133 |
| #10 | Acrisure Elk Grove, CA (Provence Financial & Insurance Services)9245 Laguna Springs Dr Suite 200, Elk Grove, CA 95758, USA | 4.8★ | 53 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Elk Grove
Melissa Messer at Comparion Insurance Agency
9381 E Stockton Blvd STE 114, Elk Grove, CA 95624, USA
Matthew Mikulin at Comparion Insurance Agency
9381 E Stockton Blvd STE 114, Elk Grove, CA 95624, USA
Elk Grove Insurance Services, Inc.
8933 Elk Grove Blvd, Elk Grove, CA 95624, USA
Luke Hampleman at Comparion Insurance Agency
9381 E Stockton Blvd STE 114, Elk Grove, CA 95624, USA
MVH Insurance Agency
9594 2nd Ave #100, Elk Grove, CA 95624, USA
Darr Insurance Agency
8788 Elk Grove Blvd Building 3 Suite 18, Elk Grove, CA 95624, USA
Acrisure Elk Grove, CA (Provence Financial & Insurance Services)
9245 Laguna Springs Dr Suite 200, Elk Grove, CA 95758, USA
Aaron Clift: Allstate Insurance
8788 Elk Grove Blvd Ste K, Elk Grove, CA 95624, USA
Leavitt United Insurance Services
2358 Maritime Dr Ste 100, Elk Grove, CA 95758, USA
Lorens Gandingco - State Farm Insurance Agent
8139 Elk Grove Blvd #160, Elk Grove, CA 95758, USA
Leslie Sategna - State Farm Insurance Agent
9028 Franklin Blvd UNIT 150, Elk Grove, CA 95758, USA
Aschwanden-Grayberg Insurance
9727 Elk Grove Florin Rd # 130, Elk Grove, CA 95624, USA
Chris Gandy - State Farm Insurance Agent
9108 Laguna Main St STE 2B, Elk Grove, CA 95758, USA
Punjab Insurance Agency
9299 E Stockton Blvd, Elk Grove, CA 95624, USA
Rigo Delatorre - State Farm Insurance Agent
8827 Elk Grove Blvd, Elk Grove, CA 95624, USA
Insurance121 Insurance Solutions
9381 E Stockton Blvd STE 204, Elk Grove, CA 95624, USA
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Frequently Asked Questions — Insurance Agents in Elk Grove
What is the difference between a captive and independent insurance agent in Elk Grove?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Elk Grove cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Elk Grove?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Elk Grove adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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