Verified · Everett
Trusted Insurance Agents in Everett, WA
Trust matters when you're inviting a pro into your home or business. These insurance agents in Everett have earned it through hundreds of verified reviews.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Everett, WA by verified customer ratings and review volume. The highest-rated is Vern Fonk Insurance with a 4.9-star rating from 817 verified reviews. Also in the top tier: Calrose Insurance and McClain Insurance Services. The average rating across all listed insurance agents in Everett is 4.9 stars from 205 reviews per business on average.
Insurance in Everett: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 16, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
205
Avg reviews
May 16, 2026
Last updated
Top Rated Insurance Agents
Vern Fonk Insurance
3531 Rucker Ave Suite A, Everett, WA 98201, USA
McClain Insurance Services
10410 19th Ave SE STE 100, Everett, WA 98208, USA
Insurance Agents Rankings in Everett, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Vern Fonk Insurance3531 Rucker Ave Suite A, Everett, WA 98201, USA | 4.9★ | 817 |
| #2 | Calrose Insurance2231 Broadway, Everett, WA 98201, USA | 4.9★ | 195 |
| #3 | McClain Insurance Services10410 19th Ave SE STE 100, Everett, WA 98208, USA | 4.9★ | 547 |
| #4 | Westphal Insurance Agency2911 1/2 Hewitt Ave Ste 6, Everett, WA 98201, USA | 5.0★ | 89 |
| #5 | The Miller Insurance Agency of Washington3301 Hoyt Ave, Everett, WA 98201, USA | 5.0★ | 228 |
| #6 | Freeway Insurance11802 Evergreen Wy #106, Everett, WA 98204, USA | 4.9★ | 253 |
| #7 | GoSafe Insurance4305 Evergreen Wy, Everett, WA 98203, USA | 5.0★ | 1 |
| #8 | Noble Care Insurance1019 Pecks Dr, Everett, WA 98203, USA | 5.0★ | 1 |
| #9 | Mike Ramirez - State Farm Insurance Agent4809 132nd St SE A103, Everett, WA 98208, USA | 4.9★ | 310 |
| #10 | Grace Bocalan - State Farm Insurance Agent3715 Colby Ave, Everett, WA 98201, USA | 4.9★ | 439 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Everett
Westphal Insurance Agency
2911 1/2 Hewitt Ave Ste 6, Everett, WA 98201, USA
The Miller Insurance Agency of Washington
3301 Hoyt Ave, Everett, WA 98201, USA
Freeway Insurance
11802 Evergreen Wy #106, Everett, WA 98204, USA
GoSafe Insurance
4305 Evergreen Wy, Everett, WA 98203, USA
Noble Care Insurance
1019 Pecks Dr, Everett, WA 98203, USA
Mike Ramirez - State Farm Insurance Agent
4809 132nd St SE A103, Everett, WA 98208, USA
Grace Bocalan - State Farm Insurance Agent
3715 Colby Ave, Everett, WA 98201, USA
Monte Cain - State Farm Insurance Agent
6928 Evergreen Wy, Everett, WA 98203, USA
Gardner Agency: Allstate Insurance
20 SW Everett Mall Way Ste 6, Everett, WA 98204, USA
Sunil Jain: Allstate Insurance
1000 SE Everett Mall Way #101, Everett, WA 98208, USA
American Insure-All
3211 Broadway a, Everett, WA 98201, USA
Legacy West Insurance Inc.: Allstate Insurance
1327 112th St SE Ste A1, Everett, WA 98208, USA
Luigi Damian - State Farm Insurance Agent
4522 Evergreen Wy, Everett, WA 98203, USA
InsuranceWorks Agency
11314 4th Ave W suite 204, Everett, WA 98204, USA
Chris Jones - State Farm Insurance Agent
1817 Broadway, Everett, WA 98201, USA
Valentina's Insurance
6320 Evergreen Wy, Everett, WA 98203, USA
Farmers Insurance - Mary Allred
909 SE Everett Mall Way Ste C318, Everett, WA 98208, USA
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Frequently Asked Questions — Insurance Agents in Everett
What is the difference between a captive and independent insurance agent in Everett?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in WA?
Search the WA Department of Insurance's online license lookup — Google "WA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in WA must be licensed with the state.
How much does working with a local insurance agent in Everett cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Everett?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Everett adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 16, 2026.
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