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We don't have mortgage brokers listed specifically in Farmersville yet — these top-rated pros from Wylie serve your area and are available for calls and quotes today.
Highest Rated · Farmersville
Top-Rated Mortgage Brokers in Farmersville, TX
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of June 2026, RatingsNearMe ranks 20 mortgage brokers in Farmersville, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is W R Starkey Mortgage. Also in the top tier: Jeremiah Vensel | Mortgage Group and Jamie Saylor. The average rating across all listed mortgage brokers in Farmersville is 4.7 stars from 47 reviews per business on average.
Mortgage brokers in Farmersville: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
47
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
New to Google, this Wylie mortgage broker has no customer reviews yet.
201 N Ballard Ave, Wylie, TX 75098, USARated 5.0 stars from 37 Google reviews, this Wylie mortgage broker is highly trusted.
201 Calloway St Unit A, Wylie, TX 75098, USAWylie mortgage broker with a perfect 5.0-star rating from 25 Google reviews.
201 Calloway St, Wylie, TX 75098, USAMortgage Brokers Rankings in Farmersville, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | W R Starkey Mortgage201 N Ballard Ave, Wylie, TX 75098, USA | — | — |
| #2 | Jeremiah Vensel | Mortgage Group201 Calloway St Unit A, Wylie, TX 75098, USA | 5.0★ | 37 |
| #3 | Jamie Saylor201 Calloway St, Wylie, TX 75098, USA | 5.0★ | 25 |
| #4 | Gail Hillman at CrossCountry Mortgage500 S Tennessee St Suite D Office 1, McKinney, TX 75069, USA | 4.8★ | 54 |
| #5 | Mortgage, Bank of America1301 FM 544, Wylie, TX 75098, USA | 1.0★ | 1 |
| #6 | Dennis P Hudson "The Mortgage Gentleman"2931 Ridge Rd W ste 101 1093, Rockwall, TX 75032, USA | 5.0★ | 15 |
| #7 | Tammy Costas, Mortgage Lender NMLS #316464Serving all of Texas and Oklahoma, 321 N Central Expy #204, McKinney, TX 75070, USA | 5.0★ | 19 |
| #8 | Fairway Independent Mortgage Corporation | The Eric White Team2111 Eldorado Pkwy #102, McKinney, TX 75070, USA | 4.9★ | 142 |
| #9 | Rockwall Mortgage Co105 W Kaufman St, Rockwall, TX 75087, USA | 5.0★ | 4 |
| #10 | The Modern Lending Group7214 S State Hwy 78 #10, Sachse, TX 75048, USA | 5.0★ | 27 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Farmersville
Trusted by local clients with a 4.8-star rating from 54 reviews.
500 S Tennessee St Suite D Office 1, McKinney, TX 75069, USA
Holds a 1.0-star rating based on one Google review.
1301 FM 544, Wylie, TX 75098, USA
Rockwall mortgage broker with a perfect 5.0 rating from 15 Google reviews.
2931 Ridge Rd W ste 101 1093, Rockwall, TX 75032, USA
McKinney mortgage broker with a perfect 5.0-star rating from 19 reviews.
Serving all of Texas and Oklahoma, 321 N Central Expy #204, McKinney, TX 75070, USA
Trusted by locals with a 4.9-star rating from over 140 reviews.
2111 Eldorado Pkwy #102, McKinney, TX 75070, USA
Rockwall mortgage broker with a flawless 5.0-star rating from 4 Google reviews.
105 W Kaufman St, Rockwall, TX 75087, USA
Earns a perfect 5.0-star rating from 27 reviews in Garland.
7214 S State Hwy 78 #10, Sachse, TX 75048, USA
Rockwall mortgage broker with a strong 4.5-star rating from 8 reviews.
1650 S John King Blvd Suite A, Rockwall, TX 75032, USA
5.0 stars from early reviews highlight exceptional local mortgage service in Rowlett.
9320 Crockett Dr, Rowlett, TX 75089, USA
Top-rated Allen mortgage broker with a flawless 5.0-star rating from early clients.
945 Stockton Dr #8100, Allen, TX 75013, USA
Allen's top-rated mortgage broker with a perfect 5.0★ score from over 200 reviews.
5900 S Lake Forest Dr Ste 300, McKinney, TX 75070, USA
Trusted by 87 clients with a perfect 5.0-star rating on Google.
1002 Raintree Cir STE 100, Allen, TX 75013, USA
Earns a perfect 5.0-star rating from early Google reviews.
333 E Bethany Dr Unit A-100, Allen, TX 75002, USA
Rated 4.9 stars from 59 Google reviews, this Plano mortgage broker is highly trusted.
450 Century Pkwy Ste 250, Allen, TX 75013, USA
Earned a perfect 5.0-star rating from nearly 90 Google reviews in Allen.
800 North Watters Road Suite 180, Allen, TX 75013, USA
59 Google reviews yield a perfect 5.0-star rating for this Allen mortgage broker.
1020 W Exchange Pkwy Suite 1130, Allen, TX 75013, USA
Rockwall mortgage broker with a perfect 5.0★ rating from 51 Google reviews.
2313 Ridge Rd Suite 105B, Rockwall, TX 75087, USA
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Mortgage Brokers in Farmersville, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | W R Starkey Mortgage | 3/100 | — | 0 |
| 2 | Jeremiah Vensel | Mortgage Group | 78/100 | 5.0 ★ | 37 |
| 3 | Jamie Saylor | 76/100 | 5.0 ★ | 25 |
| 4 | Gail Hillman at CrossCountry Mortgage | 88/100 | 4.8 ★ | 54 |
| 5 | Mortgage, Bank of America | 14/100 | 1.0 ★ | 1 |
| 6 | Dennis P Hudson "The Mortgage Gentleman" | 73/100 | 5.0 ★ | 15 |
| 7 | Tammy Costas, Mortgage Lender NMLS #316464 | 86/100 | 5.0 ★ | 19 |
| 8 | Fairway Independent Mortgage Corporation | The Eric White Team | 87/100 | 4.9 ★ | 142 |
| 9 | Rockwall Mortgage Co | 67/100 | 5.0 ★ | 4 |
| 10 | The Modern Lending Group | 76/100 | 5.0 ★ | 27 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Farmersville
What does a mortgage broker do differently than going directly to a bank in Farmersville?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Farmersville?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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