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Licensed · Fate
Licensed & Insured Mortgage Brokers in Fate, TX
Every mortgage brokers listed here carries proper licensing and insurance in TX. Protect yourself — always verify credentials before work begins.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Fate, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is THE JZ TEAM-SOUTHWEST FUNDING, LP with a 4.5-star rating from 8 Google reviews and an RNM Score of 62/100. Also in the top tier: Rockwall Mortgage Co and Dennis P Hudson "The Mortgage Gentleman". The average rating across all listed mortgage brokers in Fate is 4.6 stars from 45 reviews per business on average.
Mortgage brokers in Fate: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.6★
Avg rating
45
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Rockwall mortgage broker with a strong 4.5-star rating from 8 reviews.
1650 S John King Blvd Suite A, Rockwall, TX 75032, USARockwall mortgage broker with a flawless 5.0-star rating from 4 Google reviews.
105 W Kaufman St, Rockwall, TX 75087, USARockwall mortgage broker with a perfect 5.0 rating from 15 Google reviews.
2931 Ridge Rd W ste 101 1093, Rockwall, TX 75032, USAMortgage Brokers Rankings in Fate, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | THE JZ TEAM-SOUTHWEST FUNDING, LP1650 S John King Blvd Suite A, Rockwall, TX 75032, USA | 4.5★ | 8 |
| #2 | Rockwall Mortgage Co105 W Kaufman St, Rockwall, TX 75087, USA | 5.0★ | 4 |
| #3 | Dennis P Hudson "The Mortgage Gentleman"2931 Ridge Rd W ste 101 1093, Rockwall, TX 75032, USA | 5.0★ | 15 |
| #4 | The Jenay Bowen Team - CrossCountry Mortgage2313 Ridge Rd Suite 105B, Rockwall, TX 75087, USA | 5.0★ | 51 |
| #5 | Summit Funding, Inc.2313 Ridge Rd Suite 105, Rockwall, TX 75087, USA | 4.8★ | 78 |
| #6 | Craig Lemp - Revolution Mortgage - Heath Tx6520 Alliance Dr #130, Rockwall, TX 75032, USA | 5.0★ | 4 |
| #7 | William Branch Group - CrossCountry Mortgage6540 Alliance Dr #130, Rockwall, TX 75032, USA | 4.9★ | 119 |
| #8 | Integrity Mortgage Corporation of Texas5 Horizon Ct, Rockwall, TX 75032, USA | 5.0★ | 266 |
| #9 | Sherri Crayne - Highlands Residential Mortgage2701 Sunset Ridge Dr, Rockwall, TX 75032, USA | 4.7★ | 12 |
| #10 | Jesse Young -Neighborhood Loans2701 Sunset Ridge Dr, Rockwall, TX 75032, USA | 5.0★ | 112 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Fate
Rockwall mortgage broker with a perfect 5.0★ rating from 51 Google reviews.
2313 Ridge Rd Suite 105B, Rockwall, TX 75087, USA
Rockwall mortgage broker with a 4.8-star rating from 78 Google reviews.
2313 Ridge Rd Suite 105, Rockwall, TX 75087, USA
Rockwall mortgage broker with a flawless 5.0-star rating from 4 reviews.
6520 Alliance Dr #130, Rockwall, TX 75032, USA
Rockwall mortgage broker with a 4.9-star rating from 119 Google reviews.
6540 Alliance Dr #130, Rockwall, TX 75032, USA
5.0 stars from 266 Google reviews, reflecting exceptional local client satisfaction.
5 Horizon Ct, Rockwall, TX 75032, USA
Rated 4.7 stars from 12 Google reviews, this Rockwall mortgage broker is highly recommended.
2701 Sunset Ridge Dr, Rockwall, TX 75032, USA
5.0 stars from 112 Google reviews, reflecting exceptional client satisfaction.
2701 Sunset Ridge Dr, Rockwall, TX 75032, USA
Rockwall's top-rated mortgage broker with a flawless 5.0★ from 50 reviews.
1215 Arista Dr #102, Rockwall, TX 75032, USA
5.0 stars from 8 Google reviews reflects exceptional client satisfaction.
311 E Interstate 30 #103, Rockwall, TX 75087, USA
Rated 5.0 stars from 3 Google reviews, this Rockwall mortgage broker is highly recommended.
311 E Interstate 30 #103, Rockwall, TX 75087, USA
5.0 stars from 14 Google reviews, reflecting exceptional client satisfaction.
6105 Volunteer Pl, Rockwall, TX 75032, USA
5.0 stars from early reviews highlight exceptional local mortgage service in Rowlett.
9320 Crockett Dr, Rowlett, TX 75089, USA
Rated 5.0 stars from 37 Google reviews, this Wylie mortgage broker is highly trusted.
201 Calloway St Unit A, Wylie, TX 75098, USA
Wylie mortgage broker with a perfect 5.0-star rating from 25 Google reviews.
201 Calloway St, Wylie, TX 75098, USA
New to Google, this Wylie mortgage broker has no customer reviews yet.
201 N Ballard Ave, Wylie, TX 75098, USA
38 Google reviews give this Rowlett mortgage broker a 3.2-star rating.
4312 Miller Rd, Rowlett, TX 75088, USA
Holds a 1.0-star rating based on one Google review.
1301 FM 544, Wylie, TX 75098, USA
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Mortgage Brokers in Fate, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | THE JZ TEAM-SOUTHWEST FUNDING, LP | 62/100 | 4.5 ★ | 8 |
| 2 | Rockwall Mortgage Co | 67/100 | 5.0 ★ | 4 |
| 3 | Dennis P Hudson "The Mortgage Gentleman" | 73/100 | 5.0 ★ | 15 |
| 4 | The Jenay Bowen Team - CrossCountry Mortgage | 80/100 | 5.0 ★ | 51 |
| 5 | Summit Funding, Inc. | 79/100 | 4.8 ★ | 78 |
| 6 | Craig Lemp - Revolution Mortgage - Heath Tx | 67/100 | 5.0 ★ | 4 |
| 7 | William Branch Group - CrossCountry Mortgage | 83/100 | 4.9 ★ | 119 |
| 8 | Integrity Mortgage Corporation of Texas | 88/100 | 5.0 ★ | 266 |
| 9 | Sherri Crayne - Highlands Residential Mortgage | 67/100 | 4.7 ★ | 12 |
| 10 | Jesse Young -Neighborhood Loans | 84/100 | 5.0 ★ | 112 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Fate
What does a mortgage broker do differently than going directly to a bank in Fate?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Fate?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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