24/7 Available · Fayetteville
24-Hour Insurance Agents in Fayetteville, NC — Always Available
Emergencies don't keep business hours. These insurance agents in Fayetteville are available 24 hours a day, 7 days a week — including holidays.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Fayetteville, NC by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Callahan & Rice Insurance Group Inc with a 4.9-star rating from 419 Google reviews and an RNM Score of 90/100. Also in the top tier: Insurance Service Center-Agent Sarah Sanders and Hurley Insurance Group. The average rating across all listed insurance agents in Fayetteville is 4.7 stars from 172 reviews per business on average.
Insurance in Fayetteville: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Insurance Service Center-Agent Sarah Sanders
This business stands out as top-ranked for its strong local reputation and consistent customer satisfaction.
Most Reviewed
Insurance Service Center-Agent Sarah Sanders
A high review count indicates broad community trust and a proven track record of reliable service.
When choosing an insurance agent in Fayetteville, consider both the volume of reviews and the specific coverage options each agency offers to ensure a good fit for your needs. Always verify licensing and ask about claims support before committing.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
172
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Trusted by hundreds, this Fayetteville insurance agent holds a flawless 4.9-star rating.
129 Franklin St, Fayetteville, NC 28301, USA5.0 stars from 166 reviews, making them a top-rated local choice.
2228 Hope Mills Rd, Fayetteville, NC 28304, USATrusted by hundreds of local clients, this agent holds a stellar 4.9★ rating.
134 N McPherson Church Rd, Fayetteville, NC 28303, USAInsurance Agents Rankings in Fayetteville, NC
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Callahan & Rice Insurance Group Inc129 Franklin St, Fayetteville, NC 28301, USA | 4.9★ | 419 |
| #2 | Insurance Service Center-Agent Sarah Sanders2228 Hope Mills Rd, Fayetteville, NC 28304, USA | 5.0★ | 166 |
| #3 | Hurley Insurance Group134 N McPherson Church Rd, Fayetteville, NC 28303, USA | 4.9★ | 185 |
| #4 | Warren Insurance Group - A Highstreet Partner639 Executive Pl STE 200, Fayetteville, NC 28305, USA | 4.9★ | 61 |
| #5 | Darden, Miranda & Associates Insurance3007 Fort Bragg Rd, Fayetteville, NC 28303, USA | 4.8★ | 140 |
| #6 | Protective Agency815 Elm St, Fayetteville, NC 28303, USA | 4.4★ | 16 |
| #7 | Olde Fayetteville Insurance1308 Fort Bragg Rd, Fayetteville, NC 28305, USA | 4.7★ | 14 |
| #8 | Caesar Blue - GEICO Insurance Agent7835 Good Middling Dr Suite 110, Fayetteville, NC 28304, USA | 4.6★ | 595 |
| #9 | Direct Auto Insurance4603 Bragg Blvd, Fayetteville, NC 28303, USA | 4.5★ | 176 |
| #10 | Statewide Insurance912 Hope Mills Rd, Fayetteville, NC 28304, USA | 4.8★ | 71 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Fayetteville
Trusted by locals with a 4.9-star rating from 61 Google reviews.
639 Executive Pl STE 200, Fayetteville, NC 28305, USA
Trusted by hundreds of local clients with an exceptional 4.8-star rating.
3007 Fort Bragg Rd, Fayetteville, NC 28303, USA
4.4 stars from 16 reviews, reflecting solid local reputation in Fayetteville.
815 Elm St, Fayetteville, NC 28303, USA
Highly rated with a 4.7-star average from 14 reviews.
1308 Fort Bragg Rd, Fayetteville, NC 28305, USA
Trusted by hundreds of local clients with a strong 4.6-star rating.
7835 Good Middling Dr Suite 110, Fayetteville, NC 28304, USA
Trusted by hundreds of Fayetteville clients, this agent holds a strong 4.5-star rating.
4603 Bragg Blvd, Fayetteville, NC 28303, USA
4.8 stars from 71 Google reviews, reflecting exceptional local service.
912 Hope Mills Rd, Fayetteville, NC 28304, USA
Proudly rated 4.8 stars from over 350 Google reviews.
505 Owen Dr Suite A, Fayetteville, NC 28304, USA
4.9 stars from 140 Google reviews, reflecting exceptional local service.
226 Rowan St, Fayetteville, NC 28301, USA
Trusted by locals with a 4.5-star rating from 52 reviews.
1840 Owen Dr #104, Fayetteville, NC 28304, USA
48 Google reviews give this Fayetteville insurance agent a mixed 3.3-star rating.
6916 Cliffdale Rd, Fayetteville, NC 28314, USA
Shoppers give this Fayetteville insurance agent a solid 4.1 stars from 45 reviews.
3820 Raeford Rd, Fayetteville, NC 28304, USA
4.9-star rating from 372 Google reviews reflects exceptional customer satisfaction.
2016 Hope Mills Rd, Fayetteville, NC 28304, USA
Trusted by hundreds of local clients, with a strong 4.7-star average rating.
2517 Raeford Rd STE A, Fayetteville, NC 28305, USA
5.0 stars from 150 Google reviews shows consistent customer trust.
2615 Raeford Rd, Fayetteville, NC 28303, USA
Trusted by hundreds of locals, this Fayetteville agent holds a stellar 4.9-star rating.
2500 Raeford Rd, Fayetteville, NC 28305, USA
5.0 stars from 5 reviews, reflecting consistent client satisfaction.
6310 Ramsey St, Fayetteville, NC 28311, USA
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Insurance Agents in Fayetteville, NC — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Callahan & Rice Insurance Group Inc | 90/100 | 4.9 ★ | 419 |
| 2 | Insurance Service Center-Agent Sarah Sanders | 98/100 | 5.0 ★ | 166 |
| 3 | Hurley Insurance Group | 97/100 | 4.9 ★ | 185 |
| 4 | Warren Insurance Group - A Highstreet Partner | 91/100 | 4.9 ★ | 61 |
| 5 | Darden, Miranda & Associates Insurance | 93/100 | 4.8 ★ | 140 |
| 6 | Protective Agency | 64/100 | 4.4 ★ | 16 |
| 7 | Olde Fayetteville Insurance | 68/100 | 4.7 ★ | 14 |
| 8 | Caesar Blue - GEICO Insurance Agent | 82/100 | 4.6 ★ | 595 |
| 9 | Direct Auto Insurance | 78/100 | 4.5 ★ | 176 |
| 10 | Statewide Insurance | 81/100 | 4.8 ★ | 71 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Fayetteville
What is the difference between a captive and independent insurance agent in Fayetteville?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in NC?
Search the NC Department of Insurance's online license lookup — Google "NC Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in NC must be licensed with the state.
How much does working with a local insurance agent in Fayetteville cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Fayetteville?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Fayetteville adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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