Top Picks · Federal Way
Best Mortgage Brokers in Federal Way, WA
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As of May 2026, RatingsNearMe ranks 14 mortgage brokers in Federal Way, WA by verified customer ratings and review volume. The highest-rated is Guild Mortgage - Evie Knoke with a 5.0-star rating from 128 verified reviews. Also in the top tier: Cornerstone Home Lending and Lennar Mortgage, LLC Federal Way. The average rating across all listed mortgage brokers in Federal Way is 4.7 stars from 49 reviews per business on average.
Mortgage brokers in Federal Way: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 16, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
14
Businesses listed
4.7★
Avg rating
49
Avg reviews
May 16, 2026
Last updated
Top Rated Mortgage Brokers
Guild Mortgage - Evie Knoke
33400 9th Ave S Suite 209, Federal Way, WA 98003, USA
Cornerstone Home Lending
33310 1st Way S #120, Federal Way, WA 98003, USA
Lennar Mortgage, LLC Federal Way
33820 Weyerhaeuser Way S Suite #210A, Federal Way, WA 98001, USA
Mortgage Brokers Rankings in Federal Way, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Guild Mortgage - Evie Knoke33400 9th Ave S Suite 209, Federal Way, WA 98003, USA | 5.0★ | 128 |
| #2 | Cornerstone Home Lending33310 1st Way S #120, Federal Way, WA 98003, USA | 5.0★ | 126 |
| #3 | Lennar Mortgage, LLC Federal Way33820 Weyerhaeuser Way S Suite #210A, Federal Way, WA 98001, USA | 5.0★ | 107 |
| #4 | Jay Simmons33434 8th Ave S STE 106, Federal Way, WA 98003, USA | 5.0★ | 21 |
| #5 | Guild Mortgage - April Reichert33400 9th Ave S Suite 209, Federal Way, WA 98003, USA | 5.0★ | 42 |
| #6 | Thomas Rhea33400 9th Ave S 204 & 205, Federal Way, WA 98003, USA | 5.0★ | 45 |
| #7 | Jeff Haag33400 9th Ave S Suites 204 & 205, Federal Way, WA 98003, USA | 5.0★ | 47 |
| #8 | Barrett Financial Group33600 6th Ave S #204, Federal Way, WA 98003, USA | 5.0★ | 1 |
| #9 | CMG Financial33400 9th Ave S #205, Federal Way, WA 98003, USA | 3.0★ | 4 |
| #10 | Larisa Mihaila | Legacy Financial Services LLC500 South 336th St Suite 206, Federal Way, WA 98003, USA | 5.0★ | 13 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Federal Way
Jay Simmons
33434 8th Ave S STE 106, Federal Way, WA 98003, USA
Guild Mortgage - April Reichert
33400 9th Ave S Suite 209, Federal Way, WA 98003, USA
Thomas Rhea
33400 9th Ave S 204 & 205, Federal Way, WA 98003, USA
Jeff Haag
33400 9th Ave S Suites 204 & 205, Federal Way, WA 98003, USA
Barrett Financial Group
33600 6th Ave S #204, Federal Way, WA 98003, USA
CMG Financial
33400 9th Ave S #205, Federal Way, WA 98003, USA
Larisa Mihaila | Legacy Financial Services LLC
500 South 336th St Suite 206, Federal Way, WA 98003, USA
Jennifer Buckholz
33400 9th Ave S #205, Federal Way, WA 98003, USA
New American Funding - Federal Way, WA
1010 South 336th St #110, Federal Way, WA 98003, USA
Fairway Independent Mortgage Corporation
32129 Weyerhaeuser Way S Suite 204, Federal Way, WA 98001, USA
Guild Mortgage Company
33400 9th Ave S Suite 209, Federal Way, WA 98003, USA
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Frequently Asked Questions — Mortgage Brokers in Federal Way
What does a mortgage broker do differently than going directly to a bank in Federal Way?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Federal Way?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in WA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 16, 2026.
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